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    DubaiMall 11

    • In March, I left New York to travel around the world as Business Insider's international correspondent. In total, in my life, I've traveled to 30-plus countries and countless cities.
    • As someone who travels full-time, I rarely cook and I am constantly looking for good, healthy, and cheap food near me. But that's difficult when you are in new places you haven't explored yet.
    • My best tip for finding good, healthy, cheap food in a new place is to research the restaurant recommendation app or crowdsourced review site most used by residents of the place you are visiting. 
    • The most-used recommendation app changes from country to country and even city to city. But, if you know which one people use, you can tap into locals' knowledge instead of relying on the concierge at your hotel.

    I'm not ashamed to call myself a foodie. The term has become wildly overused, abused, and then derided in recent years, but I take it to mean someone who is genuinely interested in the world's multivarious cuisines.

    So you can imagine that when I left New York in March to become Business Insider's international correspondent  — and travel full-time — it was a dream come true.

    But then I touched down in Hong Kong and the question hit me: How am I going to know which are the good places to eat?

    Luckily, Americans aren't the only people who obsessively use smartphones. Everywhere I've been — 13 countries and counting this year — locals find restaurants in much the same way I do when I'm home in New York. They use crowd-sourced review apps like FourSquare or Yelp.

    The quality of restaurant and other small business recommendations in any place you visit depends entirely on having an active community for a particular app.

    While TripAdvisor always has plenty of reviews no matter where you travel, the community is fellow travelers, not locals. That means you are getting recommendations from another person who is exploring a place they barely know. It's the blind leading the blind.

    BestChineseFood AuthenticChina (1 of 104)

    Read More: I've visited more than 30 countries, and the best trick I've found to avoid crushing crowds is a free online tool

    Usually, there is one app that has the most active local community doing the usual: leaving tips, posting food porn, and dropping reviews for their favorite spot. It's rarely, if ever, Yelp or FourSquare.

    In China, the app to use is Dianping or Meituan. In Hong Kong, everyone uses OpenRice. Singaporeans use OpenRice and HungryGoWhere, among others (Singapore is a city of foodies, so there's a few). In Korea, MangoPlate is the way to go. In Dubai, everyone uses Zomato.

    I could go on.

    When I traveled when I was younger, the first thing I would do in a new place is ask a local their favorite restaurant. While I still do that, I always ask another question: What app do you use to find good food?

    There's always an answer. And once I have that, I feel like I have the key to the city.

    SEE ALSO: 6 months of traveling taught me to be wary of Instagram, and 2 photos of one of China's most treasured sites will show you why

    DON'T MISS: I've been traveling the world for 6 months, and these are the best apps for each country I couldn't live without

    Join the conversation about this story »

    NOW WATCH: These popular Chinese street food noodles are made with green bean jelly and served with extra spicy sauce


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    Growth in Share of Retail Site Visits

    This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

    Social media is becoming increasingly influential in shoppers' purchasing decisions. In fact, the top 500 retailers earned an estimated $6.5 billion from social shopping in 2017, up 24% from 2016, according to BI Intelligence estimates.

    In addition to influencing purchase decisions, social media is a large part of the product discovery and research phase of the shopping journey. And with more and more retailers offering quick access to their sites via social media pages, and shoppable content becoming more popular, it's likely that social media will play an even larger role in e-commerce. 

    In this report, BI Intelligence examines the advantages and disadvantages of each platform, and reviews case studies of successful campaigns that helped boost conversion and increase brand awareness. Additionally, we explore how retailers can bring social aspects into their own sites and apps to capitalize on consumers' desire for social shopping experiences.

    Here are some key takeaways from the report:

    • Social media is becoming more influential in all aspects of the purchasing journey.
    • Facebook is the clear winner in social commerce, with its huge user base and wide-ranging demographics.
    • However, retailers should have a presence on every platform their target market is on. Each platform will require a different strategy for retailers to resonate with its users.
    • Retailers can also benefit from bringing social aspects in-house. They can do this by building their own in-house social networks, or by embedding social media posts into their sites.

    In full, the report: 

    • Provides an overview of the top social media platforms — Facebook, YouTube, Instagram — that retailers should be using, the demographics of each platform, as well as their individual advantages and disadvantages. 
    • Reviews tools recently developed by these platforms that help retailers create engaging content.
    • Outlines case studies and specific strategies to use on each platform.
    • Examines how retailers like Sephora, Amazon, and Poshmark are capitalizing on consumers' affinity for social shopping by creating their own in-house social networks.

    Interested in getting the full report? Here are two ways to access it:

    1. Subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. >>Learn More Now
    2. Purchase & download the full report from our research store. >> Purchase & Download Now

    Join the conversation about this story »


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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    eBags Fortis Pro Spinner

    • Popular luggage store eBags just released its newest luggage, the Fortis Pro Traveler Spinner.
    • The bag is virtually indestructible, incredibly lightweight, and features integrated packing cubes and a USB charging system for your phone.
    • Until November 25, Business Insider readers can save 30% (that's $60) on the bag when they use promo code INSIDER30.

    When eBags was founded in 1998, it launched as a regular e-commerce retailer. Within a few years, however, the company realized it was in a perfect position to make its own products: eBags could take reviews of other products posted on its site and use them as market research, incorporating reader feedback into designs for a new in-house line.

    Today, eBags is one of the best destinations for luggage and travel bags of all shapes and sizes, whether school bags, daypacks, carry-ons, or suitcases. It sells products from hundreds of brands, but its own line of eBags-branded luggage stands out for its intelligent designs, smart functions, and competitive prices. The only downside, on some products, at least, is that they aren't as stylish as other brands — a trade-off that's often worth making.

    On eBags' newest piece of luggage, the brand managed to bring form, function, and price without making any compromises — even style.

    The new Fortis Pro Smart hardside spinner begins with a lightweight polycarbonate shell, which eBags describes as "unbreakable." While I didn't have time to take the bag on an actual trip before this review, the Insider Picks team decided to test this out in the office.

    While we stopped short of standing on top the closed bag, we can confirm that despite our kicks, drops, bangs, bends, beatings, and even a throw down half a flight of stairs, the bag did not break. We also skipped hitting the bag full-strength with a hammer — we didn't have a hammer handy.

    eBags also describes the bag as "hardly scuffable." This, I'm sad to say, was not quite the case. By the end of our abuse, the bag was showing unmistakable signs of scuffing — most particularly, scuffs. While we were able to wipe most of them away with a damp paper towel, there are still some scuffs and scratches left behind, so I would recommend ignoring the "hardly" and focusing on the "scuffable."

    That said, scuffs aren't a deal breaker, and I'm far more concerned about the function of my bag and the safety of its contents than I am with the uninterrupted shine of its outside. 

    In that respect, the eBags Fortis Pro is a force to behold.

    The bag unzips and opens like a standard valise, and stores clothing and contents on both sides. One half features a nifty compression strap that has two built-in packing cubes — these are perfect for storing small items like socks or undershirts. You can fill those, and then buckle the strap they rest on to hold and compress everything else in that side of the main compartment.

    eBags Fortis Pro

    There's also an interior divider on that side, which can be removed or adjusted to fit whatever you pack. The other side of the main compartment is a large open space, and can be sealed with a zippable netting.

    This is the new "smart" edition of eBags' carry-ons, and it reflects this with an integrated USB pass through cable. You can take any USB power bank, and put it in a small interior pouch near the top of the bag. Just plug in the USB cable, and you can access power through a USB port near the handle — without removing the battery.

    The bag evokes obvious comparisons to Away, the popular luggage startup.

    While the Fortis Pro is certainly similar to the smaller Away carry-on, it's a little less expensive, and has one major feature that the Away bags don't — an expansion zipper. Simply unzip it, and you can expand the Fortis bag by about an inch and a half.

    The bag is incredibly lightweight considering its size, and even when we fully loaded it, the wheels spun effortlessly, a necessity for any quality spinner bag. The telescoping handle has three positions, and the bag has a built-in TSA-approved combination lock that's easy to set — and reset.

    The eBags Fortis Pro is a solid product, and representative of the deliberation with which eBags designs its products. While the description of "hardly scuffable" is optimistic at best, I — and the Insider Picks team — remain impressed at how the polycarbonate shell withstood our pummeling and, as crucially, held its shape, even when we tried to bend and snap the shell's edges. Plus, the bag has a lifetime warranty, so if something stronger than us gets to your bag, you're covered.

    If you're looking for a new bag, or a gift to give for the holidays, the Fortis Pro is a great bet.

    Plus, until November 25, Business Insider readers can save 30% on the bag when they use promo code INSIDER30. The bag is currently available for pre-orders, and ships the second week of December.

    Click here to pre-order the eBags Fortis Pro Traveler Carry-On for $140 — you save $60 with promo code INSIDER30.

    SEE ALSO: 25 great gifts for travelers — from $400 custom Bose headphones to $16 TSA-compliant cocktail kits

    Join the conversation about this story »


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    Jerome Corsi signs copies of his books at the Book Expo America in New York, Wednesday, May 25, 2011.

    • The far-right political commentator Jerome Corsi is in plea talks with the special counsel Robert Mueller.
    • Corsi is one of the central figures in Mueller's investigation into whether members of President Donald Trump's campaign had advance knowledge of Russia's hack of the Democratic National Committee and WikiLeaks' subsequent dissemination of stolen emails.
    • Corsi is close to the longtime GOP strategist Roger Stone, and he said last week that Mueller's office told him he would be indicted for perjury.

    Jerome Corsi, a far-right conspiracy theorist and close associate of GOP strategist Roger Stone, is in talks with the special counsel Robert Mueller about a possible plea deal.

    The news comes after Corsi said last week that Mueller's office told him he would be indicted for perjury.

    "I fully anticipate that the next few days I will be indicted by Mueller for some form rather [sic] of giving false information to the special counsel ... or [however] they want to do the indictment," Corsi said on a YouTube livestream this month. "But I'm going to be criminally charged."

    Corsi was served a subpoena in August by Mueller to testify before a grand jury. Mueller was reportedly investigating whether Corsi had prior knowledge of the Hillary Clinton campaign's hacked emails — which were later delivered to and published online by the radical pro-transparency group WikiLeaks — and whether he passed those emails on to Stone.

    Stone, a former adviser to President Donald Trump's campaign, is under scrutiny by the special counsel for his connection with Julian Assange (WikiLeaks' founder) and Guccifer 2.0, a Russia-linked hacker believed to be a front for the GRU.

    Read more: Roger Stone associate Jerome Corsi says Mueller told him he will be indicted for perjury

    Corsi, formerly the Washington bureau chief of conspiracy-theory-website InfoWars, suggested Mueller had material evidence for his case.

    "When they have your emails and phone records ... they're very good at the perjury trap," Corsi told NBC producer Anna Schecter.

    roger stone

    In 2016, days before a trove of emails were leaked, Stone made several statements on Twitter that eventually attracted attention from investigators. Stone previously tweeted "it will soon [be] Podesta's time in the barrel," in reference to John Podesta, Clinton's embattled campaign manager, whose emails were breached.

    Corsi later claimed to be the inspiration behind Stone's tweets that suggested Podesta's brewing troubles. One person familiar with the situation said Mueller's team was reviewing communications with Trump's associates, in which Corsi and Stone appeared to take credit for the release of the hacked emails, according to NBC News. The source added that there has yet to be evidence of their potential involvement in the email's hack or subsequent release to the public.

    Corsi denied having prior knowledge of the emails. Stone reportedly described his alleged ties with Russia as a "left-wing conspiracy theory" and claimed Corsi did not tip him off about WikiLeaks' possession of the emails prior to its public release.

    "For the record, I have never had any communication of any kind with Julian Assange, WikiLeaks, or Guccifer 2.0, or any Russian agents of any kind, including those mythical Russian agents who the Democrats believe wanted to throw the election for Trump," Corsi reportedly wrote on InfoWars in March 2017.

    Stone, meanwhile, casts doubt on Mueller's investigation and has indicated that the special counsel does not have enough proof against him or Corsi. He pointed out that he has taken two polygraph tests and passed both. He also said his attorneys have reviewed all his written communications with the far-right commentator. And he said Corsi had been "squeezed hard" by prosecutors but "refuses to do anything but tell the truth."

    SEE ALSO: Mueller used George Papadopoulos' own tweets against him in a new court filing

    Join the conversation about this story »

    NOW WATCH: Lindsey Graham once warned there would be 'holy hell to pay' if Trump fired Jeff Sessions


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    hong kong bridg 16.JPG

    After nine years of construction and controversy, China officially unveiled the world's longest sea bridge at an October ceremony in Hong Kong.

    At more than 34 miles long, the Hong Kong-Zhuhai-Macau Bridge is part of a master plan to create a global science and technology hub by connecting two Chinese territories, Hong Kong and Macau (the world's largest gambling center), to nine nearby cities.

    With an economic output of $1.5 trillion, the new mega-region — known as the Greater Bay Area — is positioned to rival Silicon Valley. The plan also includes the construction of an $11 billion bullet train, which opened in September.

    The bridge is not open to public transit, so only certain vehicles — shuttles, freight cars, and private cars with permits — are allowed to cross. Pedestrians and bicyclists are prohibited.

    While some have criticized the structure as a waste of taxpayer dollars, others tout its ability to connect up to 70 million people in the region.

    Take a look at its remarkable design below.

    The $20 billion structure is 20 times as long as the Golden Gate Bridge.



    The title of world's largest sea bridge previously belonged to the Jiaozhou Bay Bridge, which stretches 26.3 miles.

    Source: BBC



    The Hong Kong-Zhuhai-Macau Bridge is designed to last for more than a century, with the capacity to withstand major storms and earthquakes.

    The structure should hold up in the face of 211 mph winds. That claim was put to the test in September, when Typhoon Mangkhut swept through Hong Kong, destroying roofs, shattering windows, and toppling trees.



    See the rest of the story at Business Insider

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    Bonobos

    While Black Friday and Cyber Monday are often regarded as the best days of the year to save big on the latest tech, mattresses, major home appliances, and more, it's also a great time to buy new clothes.

    Sure, most brands have some impressive sales throughout the year, but Black Friday weekend is without question your best opportunity to save. 

    Cyber Monday is the perfect time to get some of your shopping done for the holiday season, but it's also a chance to splurge on yourself a little bit. You'll find deals at department stores and big brand names like Nordstrom and Ralph Lauren, as well as startups like Bonobos, Mott & Bow, and Twillory.

    To prevent you from missing out on sales by simply not seeing them, we rounded up over 40 of the best deals on men's fashion. Whether you're shopping for suits and dress shoes, sportswear and sneakers, or essential accessories like socks, ties, watches, and sunglasses, you'll find a ton of great stores with sales here (all in alphabetical order).

    To potentially save more on Cyber Monday, you can visit Business Insider Coupons to find up-to-date promo codes for a range of online stores.

    mens fashion banner

    Adidas:

    • Save up to 50% on shoes, apparel, gear, and more for men, women, and kids, through November 27. Shop adidas.com.

    Allen Edmonds:

    Alpha Industries:

    Amazon Fashion:

    • Save up to 50% on styles from Amazon Fashion brands. Shop amazon.com.

    Backcountry:

    • Save 30% on select gear and apparel from November 18 to 21. Save 25% on one full-priced ArcTeryx item with code “TAKE25ARC” from November 19-26. Shop backcountry.com.

    Basic Outfitters:

    • Until November 25, get $10 off the small Create-A-Drawer with code “BFRIDAYBASIC10” and get $15 off the large Create-A-Drawer with code “BFRIDAYBASIC15”. Shop basicoutfitters.com.

    Bob's Watches:

    • From November 23-26, take $100 off orders over $2,000, $200 off orders of $4,000 or more, and $400 off orders of $15,000. Shop bobswatches.com.

    Bombas:

    • Save 20% off the entire site from November 19-26. Shop bombas.com.

    Bombfell:

    • November 20-26, first-time clients can save $40 on their first purchase. Get started on a clothing subscription box at bombfell.com.

    Bonobos:

    • Save 25% off orders of $150+ or 30% off orders of $250+ from November 19-25 with code “DEALWEEK”. Shop bonobos.com.

    Bugatchi:

    • Take an extra 30% off for a total of 50% off savings with code “CYBER30” now through Cyber Monday. Shop bugatchi.com.

    Clarks:

    • Use the code "CYBER" to save 30% on your purchase. Shop clarksusa.com.

    Coach:

    • Now through November 27 at 3 a.m. ET, take 30% off select styles with promo code “THANKS18”. Shop coach.com.

    Cole Haan:

    • Save 50% on select styles and 30% on everything else from November 18-24. Shop colehaan.com.

    Columbia Sportswear:

    • Until November 25, save up to 50% on almost everything. Plus, when you spend $125, you’ll receive a $25 gift card to use on a future purchase between November 30 and December 24. Shop columbia.com.

    Dagne Dover:

    DSTLD:

    • Until November 26, save 25% sitewide using the promo code “BIBF2018” at checkout. Shop DSTLD.com.

    East Dane:

    • Save 15% on orders of $200 or more, 20% on orders of $500 or more, and 25% on orders of $800 or more, for savings of up to 25% on full-price items and up to 60% off sale items with code “MORE18” now through November 25. Shop eastdane.com.

    EyeBuyDirect:

    • November 19-30, buy one pair of frames and get the second free, with the promo code “GOBOGO” at checkout. Shop eyebuydirect.com.

    Filippo Loreti:

    • Save 20% on one watch, 25% on two watches, or 30% on three watches. Shop filippoloreti.com.

    Fossil:

    Frank and Oak:

    • November 21-25, save 30% off select styles with promo code “BLACKFRIDAY30”. Plus, current members can save up to 30% on the Style Plan from November 19 through December 16, with special bonus gifts included in each box. Shop frankandoak.com.

    GREATS:

    • Save 25% off sitewide with code “HOLIDAZE” from Black Friday through Cyber Monday. Shop greats.com.

    Happy Socks:

    • Save 40% on select products from November 19-26. Shop happysocks.com.

    Indochino:

    • Save up to 70% sitewide with promo code “BLKFRI” now through November 25. With the deal, the suits are as low as $289 — the brand’s lowest price ever. Shop indochino.com.

    J.Crew:

    • Save 50% on your entire purchase using the promo code “TGIF” at checkout. Shop jcrew.com.

    JCPenney:

    • Take up to 50% off sitewide. Get $25 off a purchase of $25 or more in store or online when you purchase $100 in gift cards or e-gift cards. In-store shoppers may be awarded coupons up to $500 off. Shop jcpenney.com.

    Jomashop:

    • Save up to 75% sitewide. Plus, get a free Royce leather wallet on orders over $100 by using the promo code “FREEWALLET” at checkout. Shop jomashop.com.

    Levi’s:

    • Save 40% on all items from November 21-26. You’ll also find special daily offers during this time period. Shop levi.com.

    Linjer:

    • Save up to 50% in-stock watches sitewide. Shop linjer.co.

    L.L.Bean:

    • November 21-27, save 20% on apparel and outerwear. Shop llbean.com.

    M.Gemi:

    • Save 25% on any pair of shoes from November 19-26. Shop mgemi.com.

    Macy’s:

    • Save up to 70% off clothes, home goods, jewelry, and more. Plus take an extra 15-20% off or get $10 back on purchases of $25 or more in select departments with the promo code "BLKFRI" and "BLKFRI25" (respectively) at checkout. Shop macys.com.

    Mackage:

    • Save up to 40% on select styles from November 22-25. Shop mackage.com.

    MeUndies:

    • Get 20% off when you spend $50, 25% off when you spend $100, and 30% off when you spend $150. Members get an additional 25% off membership pricing November 23-25. Shop meundies.com.

    Mika Jaymes:

    • Save 30% sitewide with code "CYBER30" now through November 30. Shop mikajaymes.com.

    Ministry of Supply:

    Mizzen + Main:

    • Get two dress shirts for $200 from November 23-26 (Black Friday-Cyber Monday). Shop mizzenandmain.com.

    Mott & Bow:

    • Save 25% sitewide, 30% on orders of $200 or more, and 35% on orders of $300 or more with promo code “SHOPEARLY.” Shop mottandbow.com.

    MVMT:

    • Until November 29, save up to 25% sitewide and get free shipping. Shop mvmtwatches.com.

    Naadam:

    • November 23, midnight through 3 p.m., save 25% on select full price styles with no promo code. From 3 p.m. until November 26, save 20% on any two styles using promo code “FRIYAY20.” Shop naadam.com.

    Need Supply Co.:

    Save 20% sitewide from November 23-25 with the code “BACKINBLACK.” Shop needsupply.com.

    Nike:

    • Save an extra 25% on sale styles with the promo code “THANKS” at checkout. Shop nike.com.

    Nisolo:

    • From November 22-24, you can save up to 60% off select styles. Shop nisolo.com.

    Nordstrom:

    • Save up to 60% on select items from November 21-26 and shop designer clearance items up to 40% off, starting today. Nordy Club Rewards card members can get extra points November 23-24. Shop nordstrom.com.

    Pact:

    • Save up to 65% sitewide this weekend. Shop pact.com.

    Ralph Lauren:

    • Save 40% on your order when you spend $125 or more with promo code "TAKE40" at checkout. Plus, save an extra 10% on select outerwear and cold weather accessories. Shop ralphlauren.com.

    Reebok:

    • Save 40% off sitewide from November 22-25 with code “BF40”. Shop reebok.com.

    Rhone:

    • Save 25% off sitewide, plus take 35% off orders of $350 or more from November 21-25. Shop rhone.com.

    Richer Poorer:

    Scotch & Soda:

    • Take an additional 25% off sale items November 23-25. Shop scotch-soda.com.

    SprezzaBox:

    • Save 40% sitewide with code “SAVEBIG40!” for extended Black Friday sale, November 23 - 26. Shop sprezzabox.com.

    STATE Bags:

    • Save 35% sitewide with code "GIVINGTUES". A portion of Black Friday proceeds will be donated to the Osborne Foundation. Shop statebags.com.

    Theory:

    • Spend & save at Theory. Get 20% off when you spend $200, 25% off $400, and 30% off $600. Shop theory.com.

    The Tie Bar:

    • November 22-25, receive free socks with any purchase of $40 or more. Shop thetiebar.com.

    Timberland:

    Timex:

    • November 23-26, save 30% on everything. Shop timex.com.

    Tommy John:

    • Save 20% off sitewide when you spend $100 or more from November 22-26. On Black Friday and Cyber Monday, you’ll find limited-edition styles. Shop tommyjohn.com.

    Twillory:

    • Save up to 50% sitewide on Twillory shirts. Shop twillory.com.

    United By Blue:

    • November 23-26, save 25% sitewide and get free shipping on all orders. Shop unitedbyblue.com.

    Uniqlo:

    • Shop online exclusive deals and new styles, plus free shipping on all orders. Shop uniqlo.com.

    Wolf & Shepherd:

    • November 21-26, save $100 on any shoe purchase over $250 using the promo code “HUNDO” at checkout. Shop wolfandshepherd.com.

    Zappos:

    • Get big savings on footwear and apparel starting November 22. Shop zappos.com.

    Zenni Optical:

    • Get 20% off everything, plus 30% off Blokz lenses with code “BLACKFRIDAY” now through November 25. Shop zennioptical.com.

    Looking for more deals? We've rounded up the best Black Friday and Cyber Monday deals on the internet.

    cyber monday 4x3

    The best Cyber Monday deal roundups

    The best individual deals

    Join the conversation about this story »


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    quarterly global fintech fundingThis is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here. Current subscribers can read the report here.

    Fintech hubs — cities where startups, talent, and funding congregate — are proliferating globally in tandem with ongoing disruption in financial services. 

    These hubs are all vying to become established fintech centers in their own right, and want to contribute to the broader financial services ecosystem of the future. Their success depends on a variety of factors, including access to funding and talent, as well as the approach of relevant regulators.

    This report compiles various fintech snapshots, which together highlight the global spread of fintech, and show where governments and regulatory bodies are shaping the development of national fintech industries. Each provides an overview of the fintech industry in a particular country or state in Asia or Europe, and details what is contributing to, or hindering its further development. We also include notable fintechs in each geography, and discuss what the opportunities or challenges are for that particular domestic industry.

    Here are some of the key takeaways:

    • Most countries in Europe have made some formal attempt to foster the development of domestic fintech industries, with Germany and Ireland seeing the best results so far. France, meanwhile, got off to a slow start, but that's starting to change. 
    • The Asian fintech scene took off later than in the US or Europe, but it's seen rapid growth lately, particularly in India, China, and Singapore.
    • The increasing importance of technology-enabled products and services within the financial services ecosystem means the global fintech industry isn't going anywhere. 
    • Fintech hubs will continue to proliferate, with leaders emerging in each region.
    • The future fintech landscape will be molded by regulatory bodies — national and international — as they seek to mitigate the risks, and leverage the opportunities, presented by fintech. 

     In full, the report:

    • Explores the fintech industry in six countries or states, and identifies individual fintech hubs.
    • Highlights successful fintechs in each region.
    • Outlines the challenges and opportunities each country or state faces. 
    • Gives insight into the future of the global fintech industry. 

    Subscribe to an All-Access pass to Business Insider Intelligence and gain immediate access to:

    This report and more than 250 other expertly researched reports
    Access to all future reports and daily newsletters
    Forecasts of new and emerging technologies in your industry
    And more!
    Learn More

    Purchase & download the full report from our research store

     

    Join the conversation about this story »


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    IP gift guide banner

    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    gifts for him, allbirds wool runners

    It's the most wonderful time of the year for anyone who enjoys exchanging gifts with their friends and family. And as someone who gets a special satisfaction from picking out the perfect gifts for everyone in her life, whether they're her coworkers, her in-laws, her dad, or her boyfriend, I'm very lucky it's essentially my job to help other people do just that.

    If you need some inspiration for what to get for him this holiday season (whether he's your brother, father, husband, son, or otherwise), the Insider Picks team has you covered with some truly excellent gift ideas. Though you can never go wrong with a new leather wallet or festive, holiday-themed socks, we've also included some more unique gifts, like a custom Xbox controller and a cookbook by Snoop Dogg (yes, really!) in our list.

    Check out all 66 gifts for him, and happy shopping! 

    Looking for more gift ideas? Check out all of Insider Picks' holiday gift guides for 2018 here.

    SEE ALSO: 20 cool gift ideas from 'Shark Tank' that you can find on Amazon

    DON'T MISS: 25 creative and unexpected gifts for 'Star Wars' fans of all ages

    A classic leather wallet

    Bellroy Slim Sleeve Wallet, available at Bellroy and Amazon, $79 (7 colors)

    A wallet doesn't have to be a boring gift when it's from Bellroy. The gorgeous Slim Sleeve fits everything he needs in a slim, efficient profile. We love it so much we named it the best men's wallet in our buying guide.



    A flask that'll keep his coffee hot

    Hydro Flask 20 oz. Coffee Flask, available at Hydro Flask and REI, $28 (11 colors)

    This insulated coffee flask keeps hot drinks hot (and we mean hot) for up to 12 hours, and cold drinks cold for up to 24 hours. 



    A stylish and comfortable pair of wool runners

    Allbirds Wool Runners, available at Allbirds and Nordstrom, $95 (4 classic colors, 10 limited-edition colors)

    Popular shoe startup Allbirds came out with a new high-top sneaker this month, dubbed the Tree Toppers, but for the uninitiated (and honestly really anyone), the classic Wool Runners make an excellent gift. 



    See the rest of the story at Business Insider

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    career

    Forbes recently released its 30 under 30 list for finance, highlighting a new crop of leaders shaking up Wall Street. Whether closing multibillion-dollar deals, inventing new financial technologies, or leading the future of crypto, they're already making an impact despite their young age. 

    Business Insider asked these finance superstars to share their best career advice for the young professionals. Here's what they had to say.

    Charlie Javice, 26, founder of Frank.

    Charlie Javice

    The 26-year-old University of Pennsylvania grad is trying to improve the $1.5 trillion student loan market by making the application process faster and easier. To date, the startup has helped 300,000 students receive roughly $7 billion in financial aid. Here's Javice's advice for young professionals just staring out in their careers.

    My first advice is to show up. Many people today underestimate the power of showing up. When you're in a job, you come in an hour before your boss and leave an hour after your boss. Just by being there, you're learning. Even if you don't love it. When you transfer from being a student to becoming employed, it's really hard to lose some of that freedom and work in a structured environment. So the most important thing is to show up and listen, and be there to absorb knowledge. People are investing in you and they can teach you.

    You should also always ask yourself the question “Why?” And I break it down into three types of whys. One is “Why am I the best for this job?” If you can't answer that, you should probably not be doing what you're doing. Do something that you can be amazing at and be in the top 1% of performers. Because if not, you're wasting your talent.

    The other is “Why am I different than other applicants?” And this is something that's super important, because the difference is oftentimes better than being the best of something. So if you can distinguish yourself, be different and have a different approach and understand why you are different — you can really explain your value add and understand where you're going in your career.

    Then the last one — which is really a mental health check — is “Why do I want to do this?” If you're in a position that you can invest in yourself when you're out of school, you should probably take the hit and take a little bit less salary, to have a better reason than money to pursue something.

    Erica Dorfman, 29, head of Finance & Operations at Tally Technologies.

    Erica Dorfman_bio picture

    Dorfman is in charge of strategy, liquidity and financing at Tally, which offers an automated app that helps users manage their credit card debts. Some of her responsibilities include strategic planning, liquidity management and loan servicing. Prior to Tally, she co-led the capital markets operations at SoFi.

    Dorfman has a background in fin tech, investment banking, and private equity. She started her career at JPMorgan and then moved over to BDT Capital Partners.

    The best advice I can give is that you should find a company and a team that you're excited to work for — and one that's excited to have you on the team. Once you're there, try to get as much feedback as you can. Because you really can only go so far by yourself. So, the benefit of having a great team and having a strong relationship with them is that you can get as much help as you can to develop as a professional.

    Katherine Relle, 29, is a portfolio manager in the private equity group at JPMorgan.

    Katherine A. Relle, Portfolio Manager of Morgan Stanley

    Relle is a portfolio manager in the private equity group at JPMorgan. She also chairs the firm’s mentoring program, called NextGen, which fosters networking opportunities for early business professionals. Here's her advice. 

    Set goals and review them often. Be opportunistic and flexible. If your goal isn’t going in the right direction, be flexible and look for other opportunities. Sometimes, people seem to have a one-track mind on a certain goal. If you see something that could align well or create a different take on what that goal is, then it worth exploring further.

    Look at the resources around you and take full advantage of them. For example, I see a lot of people go to large firms after they graduate from the college. They offer so many professional development opportunities, like training that's free to attend and toastmasters where people practice how to speak. Take full advantage of these opportunities and continue to learn early on in your career. 

    Kyle Samani, 28, managing partner and cofounder of Multicoin Capital.

    Kyle Samani, cofounder and managing partner at Multicoin Capital

    Kyle Samani is the co-founder and managing partner of Multicoin Capital, an Austin-based hedge fund that invests exclusively in the crypto space. The crypto fund has $75 million assets under management and is backed by investors including Andreessen Horowitz's partner Marc Andreessen, and former PayPal executive David Sacks. Prior to Multicoin Capital, Samani co-founded his first company, Pristine, which built Google Glass software for surgeons.

    Follow your passions, even if starting a company is grueling and hard. There are going to be days that you feel everything is going wrong. The way you will make it through this is by fixating on what you are really truly passionate about. So, find your passion and figure out how to do that 20 hours per day.

    Michelle Arbov, 28, Vice President of M&A at IAC.

    Michelle Arbov, Vice President of M&A, IAC

    Michelle Arbov, age 28, is a rising star at IAC, a $15 billion internet conglomerate founded by media mogul Barry Diller. She joined the company three years ago as the associate director on the merger and acquisition team and has been promoted rapidly.  Now, as the vice president of M&A at IAC, Arbov leads the company’s efforts in corporate development and financing.

    Constantly ask questions. Ithinksomepeoplethinkthattheyneedtoknowtheanswers when they speak. But I think asking questionsandshowingthatyou wanttolearn and wanttogrow isimportant, especiallyasyouwanttoaccelerateyourcareer. Neverjustdoyourjob. Try to makethe person's life who you'reworking for easier. By havingthatmentality, you're able to learn more and take on more than you thought you would. 

    Join the company that's aligned with your ambitions. Culture is a huge factor in choosing the right place to work. An example of a great culture is one that values hard work and lets you take on as much as you can if you raise your hand — as long as you deliver.

    Always ask for feedback so you can constantly make yourself better in your role — and take on more.  

    Loek Janssen, 29, cofounder and CTO of Nova Credit.

    Loek Janssen, Nova Credit

    Janssen emigrated to the US from the Netherlands five years ago to pursue a master's degree in Computational Mathematics & Engineering at Stanford. The brainchild of Janssen and two Stanford classmates, Nova aims to solve a problem the founders encountered: the difficulty in transferring personal credit histories from their home countries to the US. So they decided to invent an international credit passport system that allows people's data to follow them from country to country. 

    Nova Credit was started as a Stanford graduate research project, but it's gained rapid adoption since then. Now, the startup has raised $20 million to-date and is backed by investors like General Catalyst and Index Ventures.

    There is an opportunity here to do good to help immigrants who are currently being rejected by the system. By doing good you also help the American economy. Immigrants who want to work have a good track record and income — but they have been rejected by the financial system purely because that is how we have been doing it for many decades, and that is something we have to change. So open your eyes — there are people that need help and market opportunities. You are missing out. 

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    George Papadopoulos

    • George Papadopoulos, a former adviser to President Donald Trump's campaign, called for former FBI director James Comey to publicly testify about the FBI's purported mishandling of the Russia investigation.
    • Papadopoulos' tweets came after House Republicans subpoenaed Comey and former attorney general Loretta Lynch to appear before lawmakers in a closed-door session.
    • But Comey has already been pushing for an open hearing.
    • Papadopoulos earlier wanted immunity to testify before the Senate Intelligence Committee, but said Saturday that he'll withdraw his request if Comey testifies publicly.

    George Papadopoulos, the former foreign-policy aide to President Donald Trump's campaign who pleaded guilty in the Russia investigation last year, took to Twitter on Saturday to call for the former FBI director, James Comey, to testify publicly about the FBI's purported mishandling of the Russia probe.

    "If Jim Comey wants to testify in public and tell America who/why in Trump’s advisory board was under FISA; who Joseph Mifsud is; if the FBI had any role in my dealings with Charles Tawil; and explain the UK and Australia’s surveillance role," he tweeted, "that would be good for the country."

    But Comey has been asking to testify publicly from the start.

    Earlier this week, House Republicans — who will be a minority in the lower chamber of Congress come January — made a last-minute push to subpoena Comey and former attorney general Loretta Lynch.

    Comey acknowledged the news Thursday, tweeting, "Happy Thanksgiving. Got a subpoena from House Republicans. I'm still happy to sit in the light and answer all questions. But I will resist a 'closed door' thing because I've seen enough of their selective leaking and distortion. Let's have a hearing and invite everyone to see."

    Democrats have also called for an open hearing, though Republicans are pushing for a closed-door session as they continue their investigation into whether the FBI allowed anti-Trump bias to affect its handling of the ongoing Russia investigation.

    James Comey

    Papadopoulos, meanwhile, reportedly wanted immunity in exchange for testifying before the Senate Intelligence Committee. Legal experts said the request indicated the former Trump aide may be worried his testimony could implicate him in a crime.

    Read more: George Papadopoulos dumped by his own lawyers as the former Trump aide embarks on a 'self-defeating gambit'

    But Papadopoulos backed away from his request Saturday.

    "If Jim Comey agrees to answer the below questions in a public testimony, I will agree to testify to the senate without immunity," Papadopoulos tweeted. "It’s a win-win for the country. America first."

    Papadopoulos pleaded guilty to one count of lying to the FBI last year and agreed to cooperate with prosecutors. At his sentencing hearing in September, he expressed remorse for his actions, saying he was "grateful" for the opportunity to help the investigation and had "nothing but respect for the Court and the legal process."

    But the former Trump aide soon adopted a very different tone.

    After his sentencing hearing, Papadopoulos tweeted that the FBI's investigation was "the biggest case of entrapment!" The next day, Papadopoulos said he was considering withdrawing his guilty plea because he believed he was framed.

    Several days later, he tweeted that he had been sentenced "while having exculpatory evidence hidden from me."

    He added that if he had known that at the time, he never would have pleaded guilty. And on November 9, Papadopoulos tweeted that his "biggest regret" was pleading guilty.

    He has since deleted those tweets.

    Read more: Mueller used George Papadopoulos' own tweets against him in a new court filing

    Robert Mueller

    Papadopoulos hired new lawyers in September as he and his wife took to Twitter and the media to promote the unfounded theory that he was entrapped by the FBI, who he said wanted to "infiltrate" and "sabotage" the Trump campaign.

    Earlier this month, Papadopoulos' former defense lawyers filed a motion pulling out from representing him.

    DOJ veterans pointed out that it's unusual for lawyers to file paperwork to formally withdraw from a case.

    Elie Honig, a former prosecutor from the Southern District of New York who specialized in organized-crime cases, said it was likely that Papadopoulos' "lawyers are trying to disassociate with him because of the conspiracy theories he's spreading, or perhaps they told him to knock it off, and he's not listening."

    If Papadopoulos is seriously considering withdrawing his guilty plea, he would have to show a judge he was somehow misled or coerced into pleading guilty, and that the plea was not fully voluntary. On a practical level, that would set a defendant up to argue that his lawyers didn't explain the full terms of the plea correctly or lied to him.

    In that case, Papadopoulos' lawyers may also have withdrawn because they'd no longer be able to represent him due to a conflict of interest.

    Withdrawing a guilty plea is extraordinarily difficult. And if Papadopoulos does succeed, he may find himself in deeper trouble than he was in before because his indictment would resurface and he would not have the option of pleading guilty with an agreement to cooperate.

    SEE ALSO: Mueller used George Papadopoulos' own tweets against him in a new court filing

    Join the conversation about this story »

    NOW WATCH: Fox News' Harris Faulkner is the only black woman in cable news with a daily show: 'It's a tremendous amount of responsibility'


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    mexico border wall

    • The US is reportedly close to reaching a deal with Mexico that would allow for asylum-seekers to wait in Mexico while their claims are processed.
    • The plan appears to be an attempt to end the practice of "catch and release." 
    • If successfully reached, it will reportedly be implemented in a matter of weeks. 

    The White House and Mexican officials from the country's incoming administration are reportedly close to a deal that would turn Mexico into "a waiting room for America’s asylum system," according to a report from The Washington Post.

    The deal would place migrants seeking asylum in the US in Mexico while they await judgment by US courts, according to Mexcian officials and members of president-elect Andrés Manuel López Obrador’s transition team.

    The plan, dubbed Remain in Mexico, appears to be President Donald Trump's solution to "catch and release," the American policy that has allowed asylum seekers from Mexico and Central America refuge on American soil until their cases are decided. 

    Olga Sánchez Cordero, Mexico’s incoming interior minister, indicated to the Post that the decision to go along with the plan was part of an effort disincentivize continued migration from Central America.

    "Mexico has open arms and everything, but imagine, one caravan after another after another, that would also be a problem for us," Cordero said.

    The deal, which has not been signed or officiated, reportedly took shape last week between Mexican officials, Secretary of State Mike Pompeo, and Homeland Security Secretary Kirstjen Nielsen.

    Read more: Tight security all but locks down US-Mexico border as migrants, Thanksgiving travelers stuck in line

    When reached for comment, White House Deputy Press Secretary Hogan Gidley said, "President Trump has developed a strong relationship with the incoming Obrador Administration, and we look forward to working with them on a wide range of issues."

    The reported plan, which would be implemented within the next few weeks if it's successfully reached, is one of the latest attempts by the Trump administration to stop or slow the flow of Central American migrants coming to the US who are fleeing gang violence and poor economic conditions.

    In the last few months, Trump has ramped up his rhetoric and actions against immigrants. He's particularly targeted the migrant caravan moving toward the US border that is now encamped in Tijuana.

    In an executive order, Trump authorized the US military to use "lethal force" against migrants if they engage in violence against border officers. And as he escalated his anti-immigrant rhetoric leading up to the November midterms, Trump also sent nearly 6,000 troops to the border ahead of the caravan's arrival.

    On Monday, a federal judge ruled against Trump's order that sought to deem asylum applications from individuals who didn't enter the US at a port of entry ineligible.

    The ACLU didn't address whether it is considering suing the administration over Trump's order. But Lee Gelernt, an attorney for the organization, told the Post, "Leaving asylum seekers stranded in Mexico will put them in danger. The Trump administration should focus on providing a fair and lawful asylum process in the US rather than seeking more ways to undermine it."

    SEE ALSO: Trump lashes out at Supreme Court Chief Justice John Roberts after he reminded the president that judges are supposed to be independent

    Join the conversation about this story »

    NOW WATCH: Fox News' Harris Faulkner is the only black woman in cable news with a daily show: 'It's a tremendous amount of responsibility'


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    This is a preview of the Internet of Things (2018) research report from Business Insider Intelligence. To learn more about the IoT ecosystem, tech trends and industry forecasts, click here.

    The Internet of Things (IoT) is transforming how companies and consumers go about their days around the world. The technology that underlies this whole segment is evolving quickly, whether it’s the rapid rise of the Amazon Echo and voice assistants upending the consumer space, or growth of AI-powered analytics platforms for the enterprise market.

    Investments into Internet of Things solutions

    And Business Insider Intelligence is keeping its finger on the pulse of this ongoing revolution by conducting our second annual Global IoT Executive Survey, which provides us with critical insights on new developments within the IoT and explains how top-level perspectives are changing year-to-year. Our survey includes more than 400 responses from key executives around the world, including C-suite and director-level respondents.

    Through this exclusive study and in-depth research into the field, Business Insider Intelligence details the components that make up the IoT ecosystem. We size the IoT market and use exclusive data to identify key trends in device installations and investment. And we profile the enterprise and consumer IoT segments individually, drilling down into the drivers and characteristics that are shaping each market.

    Here are some key takeaways from the report:

    • We project that there will be more than 55 billion IoT devices by 2025, up from about 9 billion in 2017.
    • We forecast that there will be nearly $15 trillion in aggregate IoT investment between 2017 and 2025, with survey data showing that companies' plans to invest in IoT solutions are accelerating.
    • The report highlights the opinions and experiences of IoT decision-makers on topics that include: drivers for adoption; major challenges and pain points; deployment and maturity of IoT implementations; investment in and utilization of devices; the decision-making process; and forward- looking plans.

    In full, the report:

    • Provides a primer on the basics of the IoT ecosystem.
    • Offers forecasts for the IoT moving forward, and highlights areas of interest in the coming years.
    • Looks at who is and is not adopting the IoT, and why.
    • Highlights drivers and challenges facing companies that are implementing IoT solutions.

    Join the conversation about this story »


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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    surface pro

    • Microsoft has been building itself up as a serious competitor in the PC hardware business, and so far, it's been doing a pretty great job.
    • The Surface Pro 6 is the latest and greatest in the company's Surface Pro line, but does it really live up to the name?
    • We tested out the tablet and were impressed with the impressive specs, including a strong core processor and a lot of storage space, though we think the design could still be updated to include a USB-C port or two.

    Microsoft has been slowly but surely building itself up as a serious competitor in the PC hardware business, and so far, it's been doing a pretty great job. Recent products include the likes of the Microsoft Surface Laptop 2, which we recently reviewed, as well as the Microsoft Surface Go, which we recently tested as well.

    It all started, however, with the original Microsoft Surface Pro, which was arguably the first product that showed the world Microsoft could truly compete in hardware. These days, Microsoft is up to the Surface Pro 6, the latest and greatest in the Surface Pro line. But does the new Surface Pro 6 live up to the Surface Pro name? We put it to the test to find out.

    As with any new product, the first thing you'll notice about the new Surface Pro is its design, and it's a great-looking device — but not all that different-looking compared to previous iterations of the Surface Pro. In fact, if you put the Surface Pro 6 next to the Surface Pro 5, or even the Surface Pro 4, you'd be hard-pressed telling them apart — save for the fact that this time around there's a Matte Black color option.

    On the front of the device, you'll find the 12.3-inch touchscreen, along with a 5-megapixel front-facing camera with support for Windows Hello. On the left side, there's a headphone jack, while the right side is where you'll find the full-sized USB port, mini DisplayPort, and Surface Connect charging port. On the top, there's the power button and volume rocker. Then, on the back, there's the kickstand. Despite what it may look like in photos, the kickstand is very sturdy and infinitely adjustable — so you don't have to live with using the device in one of two positions, like when you use the iPad with Apple's keyboard covers. Like other tablet kickstand-style devices, the Surface Pro 6 isn't overly comfortable to use like a laptop with the Type Cover on your lap — so if you intend on buying the Type Cover, we recommend sticking with a table of some kind.

    surface pro 6 2

    The only thing we might have changed about the Surface Pro 6 design is that it would have been nice to include a USB-C port or two.

    Apple has run full-force into adopting USB-C— causing some outrage. We get that Microsoft is positioning itself as a kind of anti-Apple by not forcing users to adopt dongles for older accessories, but USB-C is still the future, and not adding a USB-C port immediately dates the Surface Pro 6.

    As mentioned, the display on the Surface Pro 6 comes in at 12.3-inches, and it has a resolution of 2,736 x 1,824 — and it's beautiful. Sure, it's pretty much the same as the display on last year's Surface Pro 5, but that doesn't take away from the fact that colors were vibrant and bright, making the Surface Pro 6 a great choice for those who appreciate a great display. The display is excellent when it comes to touch features too. We found it to be accurate and responsive to touch, and while you might want to use the Surface Pro Type Cover for some situations — like writing tech reviews — many will find using the on-screen keyboard and touch controls perfectly adequate for what they need this device for.

    Under the hood, the Surface Pro 6 is an impressive beast for the form factor that it takes.

    The base model includes an 8th-gen Intel Core i5 processor, coupled with 8GB of RAM and 128GB of storage. From there, options range up to an Intel Core i7 with 16GB of RAM and a full 1TB of storage. Of course, with those specs you'll have to pay $2,299, but it's an option if you want it.

    We found that our model, which was the base model with a 256GB hard drive, was more than capable enough of handling any day-to-day tasks and could get us through a full day of work, plus some video-watching and other entertainment, perfectly fine. Of course, if you expect to use the Surface Pro 6 for more intensive tasks, like any video or audio editing, then it's worth upgrading.

    Beyond shelling out the cash for the tablet itself, there's some extra money you might want to spend — on the Microsoft Type Cover, which comes at $130, and the Microsoft Surface Pen, which costs $100. Those are expensive accessories. Sure, they're not quite as pricey as Apple's options, but they're expensive nonetheless.

    Screen_Shot_2018 10 09_at_9.35.46_AM_b3dg ss_xqtl 7o

    Now, this isn't a review of the Surface Pro's accessories, but we can offer a few details.

    In general, we found the Surface Pro 6's Type Cover to offer a nice, tactile typing experience — which was perfect for longer typing sessions. The touchpad was also nice, and while it could have been a bit larger, it worked perfectly fine. The Type Cover is only available in black if you want to pay the $130, though if you're willing to shell out $160 you can get a Platinum, Cobalt Blue, or Burgundy model too.

    The Surface Pro Pen is pretty nice too. Now, take this with a grain of salt considering the fact that this tech reviewer isn't much of an artist, but the Surface Pro Pen generally felt nice and reacted well to our strokes. It has 4,096 levels of pressure, which is nice, though it would have been nice if it had a little more gesture control, like the new second-generation Apple Pencil.

    Ultimately, the Microsoft Surface Pro 6 is an excellent device and a great option for Windows fans who want to continue their experience in a more portable and tactile format. We do recommend the Type Cover to those who type a lot, but if you don't then you may not need to factor it into the cost.

    But the question remains — is there a better option in this price range?

    Well, that depends.

    For Windows 10 fans, the Surface Pro line is still the best way to experience the hybrid tablet design that has taken off over the past few years, but we still wish Microsoft would update the design a little, even if just to include more modern ports.

    For those not married to Windows 10 and who don't mind using a mobile operating system, the new iPad Pro range is definitely something to consider, especially given the fact that it has a USB-C port and arguably better stylus. iPad aside, however, there's still nothing that can truly challenge the Surface Pro 6 in this segment — so if you like Windows 10, and want a hybrid, this is the way to go.

    Buy the Microsoft Surface Pro 6, starting at $899, available at Microsoft and Best Buy

    Buy the Microsoft Surface Pen, $99.99, available Microsoft and Best Buy

    Buy the Microsoft Surface Pro Type Cover, $129.99, available at Microsoft and Best Buy

    SEE ALSO: Microsoft's new Surface Laptop 2 is one of the best you can buy today — and it's a cheaper alternative to Apple's MacBook

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    sony tv

    • Cyber Monday is here, and as always, there is a ton of great tech on sale. 
    • We've rounded up only the best tech deals in every category from smartphones, tablets, and laptops, to TVs, headphones, and speakers. 
    • We'll be updating the deals all Cyber Monday, so stay tuned! You can also check out all our deal coverage on Insider Picks.
    • To potentially save more on Cyber Monday, you can visit Business Insider Coupons to find up-to-date promo codes for a range of online stores.

    Cyber Monday is all about the tech deals. Sure, you could snag some great clothing, home goods, and travel deals, too, but we all know you want that big-screen TV.

    We've rounded up the best tech deals for Cyber Monday as they pour in.

    We check thousands of deals from dozens of retailers and whittled down the pickings, so you can rest assured that these really are the best deals and the lowest prices.

    Whether you want a TV, projector, tablet, phone, speaker, or great tech accessories for less, we've got the deals here.

    To save you even more time, here are the top deals in each category that we've seen so far.

    Tech BF CM

    Amazon device deals

    Echo smart speakers

    Fire tablets

    Fire TV

    Kindle

    Cloud Cam



    Google device deals

    Google Home smart speakers

    Chromecast

    Smart home bundles

    Chromebooks



    Apple device deals

    Apple Watch

    iPad

    iPhone

    • iPhone XR, XS, and XS Max $300 off when you add a new line on a device payment plan, or get $100 when you upgrade and trade in your phone at Verizon [You save $300]


    See the rest of the story at Business Insider

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    Samsung

    It's the weekend after Thanksgiving, and you're sitting at home eating cold pumpkin pie in your pajamas. Thanks to the internet, you can get a newly discounted flat screen TV on Cyber Monday without becoming a cautionary nightly news segment or waiting outside a Best Buy in freezing cold weather.

    It's the perfect time to pick up luxuries you can only justify with a discount or check off all the things you'll need to buy anyway: holiday gifts, a replacement for the long-suffering mattress or living room couch, a new robovac, or an Instant Pot— at prices that are up to 80% cheaper than they will be next week. 

    Below, you'll find a list of stores with the best 2018 Cyber Monday sales on the internet (like Amazon, Nordstrom, Casper, and more).

    We'll be updating the stores and deals in real time, so check back in or bookmark this page if you don't want to miss out on any great Cyber Monday deals. 

    Here are the top 12 Cyber Monday 2018 sales we're shopping:

    Looking for more deals? We've rounded up the Cyber Monday deals on the internet.

    To potentially save more on Cyber Monday, you can visit Business Insider Coupons to find up-to-date promo codes for a range of online stores.

    Amazon:

    • Save big on Amazon devices and tech from top brands like Bose, Sony, Sonos, and more. Shop amazon.com.

    Best Buy:

    • November 22-24, save up to $300 on 4K Ultra HD TVs, save $300 on the Samsung Galaxy Note9, S9, or S9+, save $50 on the Google Home, save $30 on select Xbox One and PS4 games, and much more. Shop bestbuy.com.

    Dell:

    • Save up to 50% off computers, laptops, and accessories at Dell with doorbuster deals starting November 22 at 10 a.m. ET. Shop dell.com.

    Google

    • Save up to 40% off Google Home, Pixelbook, Chromecast and more November 22-24 on Best Buy. Shop bestbuy.com and walmart.com.

    Incase:

    • Up to 50% off sitewide from November 22-26. Shop incase.com.

    Incipio:

    • Take 40% off sitewide from November 22-26. Shop incipio.com.

    JBL:

    • Save up to 50% off from November 18-21, and save 50% off speakers, headphones, and more devices from November 21-26. Shop jbl.com.

    iRobot:

    • Save $30 on a Braava jet and $200 on a Roomba 960 from November 15-December 2. Shop irobot.com.

    Microsoft:

    • November 18-26 save up to $310 on select Surface devices, November 18-26 save up to $100 on select Xbox One consoles, and November 22-30 get deals on games including Forza Horizon 4 for up to 35% off, State of Decay 2 for 35% off and Sea of Thieves for 50% off. Shop microsoft.com.

    Razer:

    • Get big savings on tech like headphones, keyboards, and more (including some Walmart-exclusive low prices) from November 22-26. Shop walmart.com.

    Samsung:

    • Right now, you can save up to 40% on select 4K Ultra HD TVs and home appliances. Starting November 15, Samsung will begin to roll out more early Black Friday deals with smartphones, smartwatches, TVs, Blu-ray players, soundbars, and more up to $400 off. Shop samsung.com.

    Sony:

    Verizon:

    V-MODA:

    • Save 43% on V-MODA headphones at Amazon on November 19. Shop amazon.com. Shop all V-MODA products at amazon.com.


    Allswell:

    • Get 15% off all mattresses and 30% off all bedding through November 28 with the code "THANKS15" at checkout. Shop allswellhome.com.

    Amazon:

    • Save up to 20% on mattresses, furniture, and area rugs, and even more home deals. Shop amazon.com.

    Avocado:

    • Now through December 3, save $175 on any Avocado Green Mattress or Avocado Vegan Mattress using the code "MERRY175" at checkout. Verified military, educators, law enforcement, firefighters, emergency medical technicians, doctors and nurses are all eligible to receive an additional discount of $50. Save $175 on reclaimed wood bed frames using the code "BED175" at checkout. With the code "PILLOW25" get 25% off all Avocado Green Pillows. Shop avocadogreenmattress.com.

    Bear:

    • Until November 24, save $125 on orders over $500 with promo code “HOL125” or save $225 on orders over $1,200 with promo code “HOL225” at checkout. Plus, get two free Cloud Pillows. Shop bearmattress.com

    Casper

    • Take 10% off your order, with purchase of a mattress, with code “COZY10” at checkout now through November 26. Shop casper.com.

    Dreamcloud:

    Eight Sleep:

    • Take $100 off smart mattresses and get a free Amazon Echo Dot (while supplies last) with purchase from November 22-26. Shop eightsleep.com.

    Helix:

    • Save $100 when you spend $600+, $150 when you spend $1,200+, and $200 when you spend $1,750+ with codes “HOLIDAY100”, “HOLIDAY150”, and “HOLIDAY200”, respectively. These deals run November 14-27. Shop helixsleep.com.

    Leesa:

    • Save $150 on a Leesa or $225 on a Sapira, plus get a free pillow ($75 value) for this Black Friday offer. BI readers can save an extra $10 with code “BUSINESSINSIDER”. Shop leesa.com.

    Tuft & Needle:

    • Save up to 29% on a mattress at Amazon. Shop Amazon.com


    ADAY:

    • Get an instant $20 back on every item you purchase from November 19-25. Shop thisisADAY.com.

    Adidas:

    • Save up to 50% on shoes, apparel, gear, and more from November 20-27. Shop adidas.com.

    Alpha Industries:

    Andrew Marc:

    • Save up to 30% off current collection, plus 25% off sitewide with code "AMFRIDAY" from November 12-24, shop new markdowns plus an additional 30% off sitewide from November 25-28. Shop andrewmarc.com.

    Ann Taylor

    • Get 40% off everything with the code "THANKFUL". Shopanntaylor.com.

    AUrate:

    • Take 25% off with the code "BLACK25" at checkout November 22-25. Use the code "CYBER25" to get 25% off on November 26. Shop auratenewyork.com.

    AYR:

    • Find 50 final sale styles for 50% off, with new styles added throughout the same, from November 23-25. Shop ayr.com.

    Backcountry:

    • Save 25% on one full-priced ArcTeryx item with code "TAKE25ARC" now through November 26. Shop backcountry.com.

    Ban.do:

    • Save 30% sitewide (excluding Iconery) from November 22-27, with code "THIRTYOFF". Shop bando.com.

    Bob's Watches:

    • From November 23-26, take $100 off orders over $2,000, $200 off orders over $4,000, and $400 off orders over $15,000. Shopbobswatches.com.

    Bombas:

    • Save 20% off the entire site from November 19-26. Shop bombas.com.

    Brooks Brothers:

    • Get two women's non-iron shirts for $99, and get puffer jackets starting at $58 now through November 25. Shop brooksbrothers.com.

    Caraa:

    • From November 23-26, receive 25% off the site plus free U.S. shipping by using the code "THANKFUL" at checkout. Shop caraa.com.

    Clarks:

    • Use the code "CYBER" to save 30% on your purchase. Shopclarksusa.com.

    Coach:

    • Now through November 27 at 3 a.m. ET, take 30% off select styles with promo code "THANKS18". Shop coach.com.
    • Cole Haan:

      Save 50% on everything, plus an extra 10% off your purchase with code “CYBER”. Shop colehaan.com.

    Columbia Sportswear:

    • Save up to 50% on almost everything now through November 25. Plus, when you spend $125, you'll receive a $25 gift card to use on a future purchase between November 30 and December 24. Shop columbia.com.

    Cuyana:

    • On Black Friday, November 23, Cuyana will donate a percentage of sales to the victims of the fires in California. Shop cuyana.com.

    Dagne Dover:

    DSTLD:

    • Until November 26, save 25% sitewide using the promo code “BIBF2018” at checkout. Shop DSTLD.com.

    Everlane:

    EyeBuyDirect:

    • November 19-30, buy one pair of frames and get the second free with promo code "GOBOGO" at checkout. Shop eyebuydirect.com.

    Filippo Loreti:

    • Save 20% on one watch, 25% on two watches, or 30% on three watches. Shop filippoloreti.com.

    Fossil:

    Frank and Oak:

    • November 21-25, save 30% off select styles with promo code "BLACKFRIDAY30". Plus, current subscription members can save up to 30% on the Style Plan from November 19 through December 16, with special bonus gifts included in each box. Shop frankandoak.com.

    Frilly:

    • Save 40% off sitewide starting November 21. Sign up with your email to shop the sale earlier. Shop frilly.com.

    GREATS:

    • Save 25% off sitewide with code "HOLIDAZE" from November 21-26. Shop greats.com.

    Happy Socks:

    • Save 40% on select products from November 19-26. Shop happysocks.com.

    HATCH:

    • Take 20% off select collections that are tagged with the code "GRATEFUL20" November 21 through the morning of November 27. Shop hatchcollection.com.

    J.Crew:

    • Save 50% on your entire purchase with code "TGIF" . Shopjcrew.com.

    JCPenney:

    • Take up to 50% off sitewide. Get $25 off a purchase of $25 or more in store or online when you purchase $100 in gift cards or e-gift cards. In-store shoppers may be awarded coupons up to $500 off. Shop jcpenney.com.

    Jomashop:

    • Save up to 75% sitewide. Plus, get a free Royce leather wallet on orders over $100 by using the promo code "FREEWALLET" at checkout. Shop jomashop.com.

    Knix:

    • Save up to 50% sitewide from November 19-25. Shopknixwear.com.

    Levi's:

    • Save 40% on all items from November 21-26. You'll also find special daily offers during this time period. Shop levi.com.

    Linjer:

    • Save up to 50% in-stock watches sitewide. Shop linjer.co.

    L.L.Bean:

    • November 21-27, save 20% on apparel and outerwear. Shop llbean.com.

    M. Gemi:

    • Save 25% on any pair of shoes from November 19-26. Shop mgemi.com.

    Mackage:

    • Save up to 40% on select styles from November 22-25. Shop mackage.com.

    Macy's:

    • Save up to 70% off clothes, home goods, jewelry, and more. Plus take an extra 15-20% off or get $10 back on purchases of $25 or more in select departments with the promo code "BLKFRI" and "BLKFRI25" (respectively) at checkout. Shop macys.com.

    Madewell:

    • Take 25% off with the code "DEALWITHIT" at checkout. Shop madewell.com.

    Maison Miru:

    • Get the Surprise Ear Bar Trio (includes two pairs of studs and one ear cuff, guaranteed to be a $100+ value, regularly retails for $69) for just $49 from November 20-26. No code necessary. Shop maisonmiru.com.

    Mejuri:

    • Save 10% off one item, 15% off two, and 20% off three or more items from November 23-26. Shop mejuri.com.

    MeUndies:

    • Get 20% off when you spend $50, 25% off when you spend $100, and 30% off when you spend $150. Members get an additional 25% off membership pricing now through November 25. Shop meundies.com.

    Mika Jaymes:

    • Save 30% sitewide with code "CYBER30" now through November 30. Shop mikajaymes.com.

    Ministry of Supply:

    Mott & Bow:

    • Save 25% sitewide, 30% on orders of $200 or more, and 35% on orders of $300 or more with promo code "SHOPEARLY." Shop mottandbow.com.

    MVMT:

    • Until November 29, save up to 25% sitewide and get free shipping. Shop mvmtwatches.com.

    Naadam:

    • November 23, midnight through 3 p.m., save 25% on select full price styles with no promo code. From 3 p.m. until November 26, save 20% on any two styles using promo code "FRIYAY20." Shop naadam.com.

    Need Supply Co.:

    • 20% discount sitewide from November 23-25 with the code "BACKINBLACK". Shop needsupply.com.

    Nike:

    • Save an extra 20% on sale styles with the promo code "THANKS" at checkout. Shop nike.com.

    Nisolo:

    • From November 22-24, save up to 60% off select shoe and bag styles. Shop nisolo.com.

    Nordstrom:

    • Save up to 60% on select items from November 21-26 and shop designer clearance items up to 40% off, starting today. Nordy Club Rewards card members can get extra points November 23-24. Shop nordstrom.com.

    Nordstrom Rack:

    • You'll find new deals on shoes, bags, and clothing every 24 hours from November 19-26. Shop nordstromrack.com.

    Pact:

    • Save up to 65% sitewide this weekend. Shop pact.com.

    Petite Studio

    • Get 20% off orders under $450, 25% off orders of $450-$750, and 30% off orders of $750+, from November 21-27. Shop petitestudio.com.

    Primary:

    • Save 25% sitewide, plus get free shipping from November 21-26. Shop primary.com.

    PUMA:

    • Take 40% off sitewide, plus save more on sale items, with promo code "PUMANOV" now through November 25. Shop puma.com.

    RAEN:

    • Save 40% on all eyewear, excluding sale items, from November 21-25. Shop raen.com.

    Ramy Brook:

    • Save up to 70% off, plus get an extra 25% off for Black Friday with code "BLACKFRI25" from November 22- 25, plus get an extra 15% off tops and dresses on November 23 with code "BONUS15". Shop ramybrook.com.

    Reebok:

    • Save 40% off sitewide from November 22-25 with code "BF40". Shop reebok.com.

    Rebag:

    • Take 15% off sitewide with code "BFRIDAY" from November 21 through Cyber Monday. Shop rebag.com.

    Rent the Runway:

    Rhone:

    • Save 25% off sitewide, plus take 35% off orders of $350 or more from November 21-25. Shop rhone.com.

    Richer Poorer:

    Sarah Flint:

    • Take $50 off 2 pairs of shoes, $100 off 3 pairs, and $150 off 4 pairs. Shop sarahflint.com.

    Scotch & Soda:

    • Take an additional 25% off sale items November 23-25. Shop scotch-soda.com.

    SCOTTeVEST:

    • Save 30% on your entire purchase with code "CYBER18" now through November 26. Shop scottevest.com.

    Senreve:

    • Get a free limited-edition bracelet pouch with purchases of $500 or more, starting Black Friday. Shop senreve.com.

    Shopbop:

    • Take 15% off orders of $200+, 20% off orders of $500+, and 25% off orders of $800+ with code "MORE18". Shop shopbop.com.

    Soia & Kyo:

    • Save up to 40% on select styles from November 22-25. Shop soiakyo.com.

    Soludos:

    STATE Bags:

    • Save 35% off sitewide. A portion of Black Friday proceeds will also be donated to the Osborne Foundation. Shop statebags.com.

    Sweaty Betty:

    • Save 30% sitewide with code "CHEERS" now through Cyber Monday. Shop sweatybetty.com.

    Theory:

    • Spend and save at Theory. Get 20% off when you spend $200, 25% off $400, and 30% off $600. Shop theory.com.

    Timberland:

    Timex:

    • November 23-26, save 30% on everything. Shop timex.com.

    Tommy John:

    • Get 20% off sitewide when you spend $100 or more from November 22-26. On Black Friday and Cyber Monday, you'll find limited-edition styles. Shop tommyjohn.com.

    United By Blue:

    • Save 25% sitewide and get free shipping on all orders, now through November 26. Shop unitedbyblue.com.

    Uniqlo:

    • Shop deals on down, flannel, HEATTECH products and more, plus free shipping on all orders. Shop uniqlo.com.

    Zenni Optical:

    • Get 20% off everything, plus 30% off Blokz lenses with code "BLACKFRIDAY" now through November 25. Shop zennioptical.com.


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    corkcicle $24.95

    When I'm browsing for gifts, Amazon is admittedly not the site where I expect to easily stumble across an option that I've never seen before or regard as cool. I tend to think that the new and interesting startups have a leg up in this regard. Since Amazon is so familiar to shop, however, an ideal situation would be for me to knock out all my holiday shopping at once there. 

    It may be a convenient place to shop for ordinary and practical needs like kitchen tools and organization products, but is it really the best place to find unique gifts for your friends and family? This guide of 22 unique gifts, all available on Amazon, presents a compelling case.

    Looking for more gift ideas? Check out all of Insider Picks' holiday gift guides for 2018 here.

    SEE ALSO: 25 creative and unexpected gifts for 'Star Wars' fans of all ages

    DON'T MISS: 75 unique gift ideas from startups that are worth having on your radar

    A hook system more reliable than the MTA

    Umbra Subway Wall Hook, $30, available at Amazon

    Part art piece and part functional organizer, the subway-inspired wall hook reminds them of the joys (and terrors) of riding public transportation. 



    A GoPro harness for their dog

    GoPro Fetch Dog Harness, $30.40, available at Amazon

    To see life through their dog's eyes might be one of the best perspectives an owner can experience. The comfortable and sturdy harness will take viewers on canine adventures of all kinds.



    A programmable R2-D2

    R2-D2 App-Enabled Droid, $39.99, available at Amazon

    Your favorite droid comes to life, with a little help from a corresponding app. It can drive around their home, change stances, and react to movie moments as it watches. 



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    Brooklinen, $225

    • Brooklinen is having its biggest and only sale of the year right now.
    • Now through November 26 (Cyber Monday), the more you spend, the more you'll save — up to 20% off orders of $450 or more.
    • We ranked Brooklinen as the makers of the best luxury sheets, the best sateen sheets, and the best duvet cover on the internet. Find the startup's seven best-sellers below.
    • To potentially save more on Cyber Monday, you can visit Business Insider Coupons to find up-to-date promo codes for a range of online stores.

    Brooklinen is one of our favorite brands to cover — from its core and luxe bedsheets to its latest Brooklittles line for babies and toddlers. However, it's not known for holding sales. Prices are usually low enough to warrant what is essentially a year-round sale in itself.

    But Black Friday and Cyber Monday are exceptions; Cyber Week is its biggest and only sale of the year.

    This year, the popular startup is offering steep discounts. Now through November 26, you can take advantage of the following deals:

    If you're looking for a new pair of sheets, or you've been waiting for an additional discount as an excuse to try out luxury bedding, this is probably the best time of the year to invest. And in terms of value per dollar, Brooklinen is a particularly great deal.

    They look great, feel even better, and can vastly improve your quality of sleep — which, in turn, improves quite a few other areas of your life. When six hours feels like eight, it's easier to operate in the way that you want in your day-to-day.

    You can check out its full range of options here, but we're fans of the Luxe Hardcore Sheet Bundle for every day (with a duvet cover, a fitted sheet, a flat sheet, and four pillowcases for $228 if you're buying for a queen). Insider Picks editor Ellen Hoffman described them as one of the best purchases she's ever made.

    In our comprehensive Buying Guides, we ranked Brooklinen sheets the #1 best luxurious sheets and the best sateen sheets you can buy. Its Down Comforter (queen, $349) is the best we found from a startup, and its Classic Duvet Cover (queen, $109) is another best-in-its-category on the internet. It also makes great, blanket-sized towels (Bath Sheets, two for $89). 

    If you're looking for something that adds some warmth and softness for the designated "cozy" winter season, I can't recommend the Twill Hardcore Sheet Bundle (queen, $189) enough. It's made to feel like your favorite worn-in flannel, and the twill fabrication allows the yarns to move more freely, creating an overall more forgiving, softer experience. As I've mentioned in my review of them, they'll make you wake up and wish you were working from home every day.

    When it comes to Brooklinen, our experience is that it's pretty difficult to go wrong.

    Take advantage of Cyber Monday Brooklinen discounts here.

    Looking for more deals? We've rounded up the best Cyber Monday deals on the internet.

    Below are some of Brooklinen's best sellers:

    Luxe Hardcore Sheet Bundle

    The queen-size Luxe Hardcore Sheet Bundle is $213 before a discount is applied

    Available in 15 colors. 

    • Luxe Core Sheet Set (one flat sheet, one fitted sheet, two pillowcases)
    • Luxe Duvet Cover
    • Luxe Pillowcases (an extra pair)

    Find a full review of the sheets here. We also ranked them the #1 best luxury sheets and the #1 best sateen sheets in the Insider Picks Buying Guides. 



    Classic Hardcore Sheet Bundle

    The queen-size Classic Hardcore Sheet Bundle is $129 before a discount is applied

    Available in 15 colors.

    • Classic Core Sheet Set (one flat sheet, one fitted sheet, two pillowcases)
    • Classic Duvet Cover
    • Classic Pillowcases (an extra pair)


    Super-Plush Complete Towel Set

    The Super-Plush Complete Towel Set is $189 before a discount is applied

    Available in four colors. 

    • Two "Bath Sheets"
    • Two bath towels
    • Two hand towels
    • Two washcloths
    • Bath mat

    Find a full review here.



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    caravan migrants us-mexico border

    • President Donald Trump tweeted Saturday that asylum-seekers won't be allowed to enter the United States until their claims are approved in court.
    • The move would mean that migrants will be forced to wait in Mexico while their asylum cases are processed.
    • Mexican government officials on Saturday night denied that any agreement on the arrangement has been struck.
    • The news comes as nearly 5,000 migrants from the Central American caravan wait in the Mexican border city of Tijuana, where they intend to cross into the US.

    President Donald Trump on Saturday tweeted that the United States will no longer allow asylum-seekers to enter the country until their claims are already approved by a judge, essentially confirming an earlier report that said migrants may be forced to wait in Mexico while their cases wind through the US court system.

    "Migrants at the Southern Border will not be allowed into the United States until their claims are individually approved in court," he tweeted, adding that "we only will allow those who come into our Country legally," though asylum-seekers often do legally enter the country at ports of entry before requesting asylum.

    The incoming Mexican government, however, has denied that a deal has been struck.

    "There is no agreement of any sort between the incoming Mexican government and the U.S. government," Olga Sánchez Cordero, Mexico's incoming interior minister, told the Associated Press in a statement.

    The news comes as nearly 5,000 migrants from the Central American caravan wait in the Mexican border city of Tijuana, following a roughly month-long journey that began in Honduras in mid-October.

    Read moreThe first group of caravan migrants has reached the US border while thousands of others lag behind — here's what awaits them when they arrive

    The migrant caravans have become a frequent target for Trump's ire, particularly during the 2018 midterm elections, when Trump and his conservative allies campaigned on a border crackdown.

    "Our very strong policy is Catch and Detain. No 'Releasing' into the U.S.," Trump tweeted Saturday. "All will stay in Mexico. If for any reason it becomes necessary, we will CLOSE our Southern Border. There is no way that the United States will, after decades of abuse, put up with this costly and dangerous situation anymore!"

    caravan migrants

    Trump's tweets came hours after The Washington Post reported that a preliminary deal was struck between the Trump administration and the incoming Mexican president, Andrés Manuel López Obrador, who takes office on December 1.

    According to The Post, Mexico would essentially become a "waiting room for America's asylum system," and incoming Mexican government officials have been amenable to the plans, though no formal deal was signed.

    "For now, we have agreed to this policy of Remain in Mexico," The Post quoted Sánchez Cordero as saying, adding that it was a "short-term solution."

    "The medium- and long-term solution is that people don't migrate," she said. "Mexico has open arms and everything, but imagine, one caravan after another after another, that would also be a problem for us."

    The deal isn't Trump's first effort to block the caravan migrants from entering the US — he signed an executive order earlier this month barring asylum for migrants who cross the border illegally, though US immigration law explicitly permits migrants to request asylum no matter how they entered the country.

    A federal judge blocked Trump's asylum ban earlier this week, arguing that Trump "may not rewrite the immigration laws to impose a condition that Congress has expressly forbidden."

    SEE ALSO: Trump suggests 'the world' is to blame for Khashoggi's murder, because it's 'vicious'

    Join the conversation about this story »

    NOW WATCH: Trump once won a lawsuit against the NFL — but the result was an embarrassment


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    mejuri black friday

    • Online jewelry startup Mejuri rarely discounts its products. Black Friday and Cyber Monday are exceptions. 
    • The more pieces you buy, the more you save. The sale is 10% off one item, 15% off two items, and 20% off three items or more. 
    • The sale runs November 23 through November 26. 
    • To potentially save more on Cyber Monday, you can visit Business Insider Coupons to find up-to-date promo codes for a range of online stores.

    While you may be laser-focused on grabbing a tech deal on Cyber Monday (not that we blame you — there are going to be some great ones), now is also the time to take advantage of rare savings at smaller brands. 

    We wear and talk about one such startup, online jewelry company Mejuri, quite often. The prices are generally already palatable since it's a direct-to-consumer brand, with 14k gold hoops  for $150 and 14k gold stacking rings from $69, but you'll be able to save even more now through Cyber Monday

    You'll have more than a few opportunities to shop Mejuri's sale, which gets you 10% off one item, 15% off two items, and 20% off three items or more. 

    The sale runs from November 23 through November 26. 

    The tiered discount design is the perfect incentive to buy a few beautiful jewelry gifts for yourself and your friends or partner. Mejuri's style can best be described as everyday versatility, but its pieces never get lost in the crowd thanks to thoughtful details and eye-catching shapes. Whoever you buy the gift for, they'll love how easy the jewelry is to wear. 

    You could even use the opportunity to pick out an engagement ring or wedding band. 'Tis the season, right? 

    Below are some of our favorite Mejuri pieces at the moment, or you can shop the sale directly here.

    Looking for more deals? We've rounded up the best Black Friday and Cyber Monday deals on the internet.

    Mini Lotus Bracelet

    Mini Lotus Bracelet, $152.10 (originally $169) [You save $16.90] 



    Safety Pin Earrings

    Safety Pin Earrings, $144 (originally $160) [You save $16] 



    Honey Edition Signet

    Honey Edition Signet, $45 (originally $50) [You save $5] 

     



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    emantic fitzgerald bradford jr.

    • Alabama police have conceded that the man they fatally shot after gunfire broke out at a mall on Thanksgiving "likely did not fire" the shots.
    • The shooting broke out at a mall in Hoover, Alabama, on Thursday evening and left two people injured.
    • Police say the gunman is still at large.
    • The family of the man fatally shot by police, 21-year-old Emantic Fitzgerald Bradford, Jr., have retained a civil-rights attorney and have vowed to get to the bottom of his death.

    Alabama police fatally shot an armed black man on Thanksgiving after gunfire broke out at a mall — but on Friday they said the man they killed "likely did not fire" the shots.

    Emantic Fitzgerald Bradford, Jr., 21, was killed by a police officer responding to the Thursday shooting at Hoover's Riverchase Galleria, which left one 18-year-old and one 12-year-old injured.

    Hoover police initially said they believed Bradford had shot the older victim, but backtracked the following day and said "he likely did not fire the rounds that injured the 18-year-old victim," Hoover Police Department spokesman Gregg Rector said in a statement.

    Read more: One person was killed and 2 were injured after a Thanksgiving shooting at an Alabama mall

    alabama mall shooting protest

    At least one gunman is still at large

    Rector said police still believe Bradford was involved in "some aspect of the altercation" and had a handgun, but that "more than two individuals were involved in the initial altercation."

    He added that "at least one gunman" is still at large.

    "We regret that our initial media release was not totally accurate, but new evidence indicates that it was not," Rector said.

    Protests erupted in Hoover on Saturday, with more than 200 demonstrators marching past the mall, chanting "E.J." and "no justice, no peace,"according to The Associated Press.

    Bradford's family have retained a civil-rights attorney, according to CNN, and said in a statement they intend to determine how and why he was killed.

    "Our family is completely shocked, heartbroken and devastated at the tragic death of our beloved 'EJ.' EJ was a devoted son and brother, who dedicated his life to serving his country and always doing the right thing," the statement said. "As we continue to grieve, rest assured, that we are working diligently with our legal team to determine exactly what happened and why this police officer killed our son. We will never forget EJ, and ask for your continued prayers during this incredibly difficult time."

    Join the conversation about this story »

    NOW WATCH: This top economist has a radical plan to change the way Americans vote


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