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- 11/27/18--06:44: _Uber employees say ...
- 11/27/18--06:44: _20 US colleges wher...
- 11/27/18--06:50: _A new $100 keto bre...
- 11/27/18--06:53: _There's a free way ...
- 11/27/18--06:54: _The total romaine l...
- 11/28/18--06:08: _10 ways Gen Zs spen...
- 11/28/18--06:14: _Fans are calling fo...
- 11/28/18--06:15: _A woman fell and im...
- 11/28/18--06:19: _Believe the hype — ...
- 11/28/18--06:23: _Goldman Sachs unvei...
- 11/28/18--06:29: _Farm bankruptcies a...
- 11/28/18--06:30: _An HR exec who's wo...
- 11/28/18--06:32: _Here's Apple's wors...
- 11/28/18--06:37: _'This is our Joseph...
- 11/28/18--06:37: _What you need to kn...
- 11/28/18--06:40: _The TSA had its bus...
- 11/28/18--06:45: _Tesla's head of sec...
- 11/28/18--06:47: _11 things you didn'...
- 11/28/18--06:50: _This company built ...
- 11/28/18--06:51: _I visited a fancy e...
- Employees in Uber's self-driving unit have referred to a human and animal one of its cars might hit as "a squishy thing," sources told Business Insider.
- Uber employees told Business Insider that the company's autonomous driving unit had in its test vehicles turned off emergency braking features that could avoid collisions with humans or animals before a fatal accident that killed a pedestrian in Arizona in March.
- According to employees and documents viewed by Business Insider, the decision to turn off the emergency braking features was motivated in part by a desire to impress CEO Dara Khosrowshahi with a ride in a self-driving vehicle that was originally scheduled to happen around April.
- Also read: Uber insiders describe infighting and questionable decisions before its self-driving car killed a pedestrian
- With the cost of college at an all-time high, it's important to take into consideration what's being offered in a financial aid package.
- The Princeton Review ranked the top 20 colleges that offer the least amount of financial aid based on student responses.
- More than half of the schools are located in the northeast.
- The keto diet is a low-carb routine that involves eating about 70% to 80% of daily calories from fat, and nearly zero from carb and sugar intake.
- Ideally, this primes the body for a fat-burning state called ketosis, wherein fat is burned as fuel.
- But it can be difficult to know whether you're in the fat-burning metabolic state.
- A new breathalyzer test aims to help people figure out if they're doing the diet right.
- 72 movies from indie film studio A24 are available on Kanopy, a free streaming service that partners with public libraries and universities.
- The titles include critically lauded movies like "Lady Bird,""Moonlight," and "The Florida Project."
- In total, the service has over 30,000 movies available to watch for free with no commercials for users with memberships to participating libraries.
- You can watch the movies on platforms like Roku, or on Amazon and Apple's smart TV devices.
- Romaine lettuce is now safe to eat, as long as it was not grown in northern and central California, the FDA announced Monday.
- Major romaine lettuce producers and distributors will begin labeling lettuce with its harvest location and date. If lettuce is unlabeled, the FDA says it should not be eaten and instead be thrown away.
- Romaine lettuce has been linked to an E. coli outbreak that resulted in 43 reported illnesses across 12 states in the US, as well as 22 people in Canada who have become ill, as of Monday.
- 11/28/18--06:08: 10 ways Gen Zs spend money differently than their Gen X parents
- Generation X (Gen X) and Generation Z (Gen Z) are often overlooked when comparing generational financial trends.
- Today's teenagers, called Gen Z, are more frugal about their spending than their Gen X parents.
- Gen Xers are known for being the biggest spenders across all demographics.
- Fans are calling for Netflix's "Daredevil" to be renewed for a fourth season, with the Twitter hashtag #RenewDaredevil.
- But social-media data suggests those efforts could be in vain.
- An analysis done by Crimson Hexagon for Business Insider shows that online conversation for "Daredevil" has been lackluster since the third season debuted last month, only spiking when the character's creator, Stan Lee, died.
- It follows a similar pattern of other Marvel shows that Netflix recently canceled, "Luke Cage" and "Iron Fist."
- A Guatemalan woman trying to enter the US fell when climbing the US border wall close to the San Ysidro crossing.
- She has been taken to hospital while her children, aged three and five, were taken into Customs and Border Patrol custody.
- Customs and Border Protection shared an image of the unnamed woman lying on her back, bloodied and covered in dirt.
- She arrived at the border last week, two days before US officials launched tear gas at migrants in a confrontation at the border.
- The Federal Reserve has raised interest rates eight times since late 2015, and many investors foresee the central bank pumping the brakes at some point in 2019.
- Goldman Sachs' top market experts think otherwise, and see the Fed following through with its projected path of rate hikes.
- As part of their list of best trade ideas for 2019, they offered a recommendation that would profit from their view.
- 11/28/18--06:29: Farm bankruptcies are surging as Trump's trade war drags on
- At least 84 farms in the upper Midwest filed for Chapter 12 bankruptcy in the 12 months that ended in June, according to a new Minneapolis Fed analysis.
- That's more than twice the level seen over the same period four years ago.
- Tariffs have added pressure to already low margins for farmers.
- You can impress your boss by stepping up to tackle important challenges in other parts of the company.
- That's according to Traci Wilk, senior vice president of people at The Learning Experience and a former HR exec at Starbucks.
- Wilk said she wants to see people thinking about how their role contributes to the larger organization.
- President Donald Trump in an interview with The Wall Street Journal on Monday hinted at the possibility of a 10% tariff on consumer goods such as iPhones and laptops.
- In the worst-case scenario, new tariffs on those goods wouldn't alter the fundamentals of Apple, RBC says.
- But they would still impact the company's bottom line.
- Watch Apple trade live.
- Apple's waning iPhone demand means the big jump in prices won't be enough, analyst says
- Millennials are loading up on Apple despite waning iPhone demand
- Apple tanks after reportedly cutting production of its 3 newest iPhone models amid waning demand
- Apple falls into bear market territory after Goldman slashes its price target again
- President Trump wrote a tweet Wednesday morning, claiming that "the Angry Mueller Gang of Dems is viciously telling witnesses to lie about the facts" to "get relief."
- The president could be referencing Paul Manafort, who struck a plea deal with the special counsel Robert Mueller to cooperate in the investigation into Russian interference in the 2016 election and the Kremlin's possible coordination with the Trump campaign.
- Earlier this week, Mueller accused Manafort in a court filing of lying to investigators, which would violate the terms of his deal.
- It was also reported that Manafort has continued to remain in contact with Trump's legal team, opening up the possibility that he is playing both sides and holding out hope for a presidential pardon.
- 11/28/18--06:37: What you need to know in advertising today
- 11/28/18--06:40: The TSA had its busiest day ever over Thanksgiving weekend
- A record number of passengers and airline staff were screened at TSA airport checkpoints over the Thanksgiving holiday, the agency said Wednesday.
- 2.7 million people is now the new record, topping previous Thanksgiving weekends and Summer Fridays.
- Tesla is known for its high rate of executive turnover, and this year has been no different.
- During a year in which the automaker has faced production issues, investigations from the federal government, and questions about the decision-making of CEO Elon Musk, departures from senior employees have added yet another challenge.
- Eight senior employees appear to have left Tesla since the beginning of September.
- January - Jason Mendez, director of manufacturing engineering: LinkedIn profile does not list next position
- January - Will McColl, manager of equipment engineering: founded WaveForm Design
- February - Jon McNeill, president of global sales and services: became COO of Lyft
- March - Eric Branderiz, chief accounting officer: became CFO of Enphase Energy
- March - Susan Repo, corporate treasurer and vice president of finance: became CFO of Topia (she left Topia in June, according to her LinkedIn page)
- April - Jim Keller, head of Autopilot hardware engineering: became head of silicon engineering at Intel
- April - Georg Ell, director of Western Europe operations: became CEO of Smoothwall
- May - Matthew Schwall, director of field performance engineering: became heady of field safety at Waymo
- July - Ganesh Srivats, vice president overseeing retail, delivery, and marketing: became CEO of Moda Operandi
- September - Sarah O'Brien, vice president of communications: LinkedIn profile does not list next position
September - Gabrielle Toledano, chief people officer: LinkedIn profile does not list next position
September - Dave Morton, chief accounting officer: became CFO of Anaplan
- September - Liam O'Connor, vice president of global supply management: LinkedIn profile does not list next position
- September - Antoin Abou-Haydar, senior director of production and quality: became vice president of global quality for Byton
- October - Justin McAnear, vice president of worldwide finance and operations: became CFO of 10X Genomics
- November - Phil Rothenberg, vice president in the legal department: became general counsel of Sonder
- November - Jeff Jones, head of global security: LinkedIn profile does not list next position
- 11/28/18--06:47: 11 things you didn't know about Jada Pinkett Smith
- The Find X smartphone, by Chinese electronics maker Oppo, is one of the most futuristic and best-looking smartphones we've ever seen.
- Unlike popular phones like the Pixel 3 and iPhone XS, the Oppo Find X features a true edge-to-edge display, with no cut-out "notch" for the front-facing camera.
- Other smartphone makers could take some design cues from the Oppo Find X.
- Trellis is a brand-new fertility studio in New York City that offers fertility assessments and services related to egg freezing.
- The studio has called itself "the Equinox of egg freezing" in comparison to the $240 a month luxury gym chain.
- "We wanted to create a modern-day experience for women doing egg freezing," Jennifer Huang, the chief marketing officer at Trellis, told Business Insider.
- I took a tour of Trellis, and with its monogrammed Turkish cotton bath robes, green juices, and an Instagram corner, it felt more like a fancy spa than a medical clinic.
Employees in Uber's self-driving unit have referred to a human and animal one of its cars might hit as "a squishy thing," sources told Business Insider.
Uber employees told Business Insider that the company's autonomous driving unit had turned off emergency braking features in its test vehicles that could avoid collisions with humans or animals before a fatal accident that killed a pedestrian in Arizona in March.
According to employees and documents viewed by Business Insider, the decision to turn off the emergency braking features was motivated in part by a desire to impress CEO Dara Khosrowshahi with a ride in a self-driving vehicle that was originally scheduled to happen around April. The high-pressure event was referred to as "Dara's ride" or "Dara's run" inside the company.
After the March accident, Uber suspended the testing of its autonomous-driving software. The company once intended to include self-driving vehicles in its ride-hailing service in 2019, but backed off that goal after the accident. It has just recently asked for permission to resume testing vehicles with their autonomous software in Pennsylvania.
Read more about Uber's chaotic self-driving program here.
The cost of an undergraduate degree is at an all-time high.
More than 44 milion Americans are saddled with student loan debt, contributing to a national total of $1.5 trillion, according to Student Loan Hero. And the average student debt per graduate who took out loans is higher than ever, at $17,126, Business Insider reported in November.
With those facts in mind, there's a lot to consider when it comes to selecting a college's financial aid package — some just aren't as robust as others.
The Princeton Review ranked the top 20 colleges that don't offer the greatest financial aid packages, according to students. It determined this ranking based on students' answers to the question: "If you receive financial aid, how satisfied are you with your financial aid package?"
Thirteen of the schools are located in the northeast — nine of which make the top ten.
Below, see which schools offer the least financial aid, from the University of Massachusetts to New York University.
20. University of Massachusetts-Amherst
Annual tuition and fees: $34,570 (out-of-state); $15,887 (in-state)
Average loan debt per graduate: $31,860
19. University of Arizona
Annual tuition and fees: $32,449 (out-of-state); $11,644 (in-state)
Average loan debt per graduate: $23,956
18. University of New Hampshire
Annual tuition and fees: $33,879 (out-of-state); $18,499 (in-state)
Average loan debt per graduate: $33,013
See the rest of the story at Business Insider
For ages, dieters have had essentially one tool for measuring their success: the brutal bathroom scale.
Progress there is measured out in full pounds, and it can take weeks or months to know if a new eating plan is working.
For the increasingly popular low-carb, high-fat keto diet, there's another method: determining if your body is in the desired fat-burning keto state, called ketosis. A new breathalyzer, called the Keyto, could help.
Ketosis is the body's natural starvation mode, when people burn fat stores for fuel. But ketosis can also happen when we eat very few carbohydrates, which act as a quick-burning, sugary energy source. Starved for starchy foods like bread, pasta, and beans, the body reaches for fat to burn instead.
Some keto dieters use acid-measuring urine strips to figure out if they're in fat-burning mode, but the pee tests are inexact, and not always reliable. Other keto dieters pick up pricier diabetic blood testing machines, which are more accurate, but also more painful.
Increasingly, people are discovering that you don't really need blood or urine to figure out if you've achieved a desired keto state. Instead, you can harness the body's natural reaction to going keto: bad breath.
One of the ketones a body produces in a state of ketosis is the chemical acetone. In addition to being a very popular nail polish remover ingredient, acetone is one of the basic byproducts that a body converting fat into fuel excretes in a state of ketosis.
Simply re-jigger an alcohol breathalyzer test, which typically measures for ethanol on the breath, into one that measures for acetone, and you can have instant keto diet feedback.
At least that's what San Francisco cardiologist Ethan Weiss, who's lost 20 pounds on the keto diet, recently told Business Insider. Weiss is behind the new Keyto breathalyzer.
Weiss says the breathalyzer test produced some shocking results for him, and he wasn't even trying to go keto.
"I didn’t… try to lose weight or think about losing weight. I was just trying to see if I could get my breath score to go up. And after about a week or so, I'd lost five or eight pounds," Weiss said. "By the end of a month, I was buying new clothes."
The new breath test isn't completely foolproof. It can give false readings after a person drinks alcohol (since most alcohol has a fair amount of sugar in it, keto dieters can't have too much to drink anyway.) Keyto certainly isn't the only keto breathalyzer on the market, either.
Weiss is confident that paired with the company's new app, his breath test will have the edge over competition. In addition to giving breath readings, the app includes meal planning ideas, and a library of about 10,000 foods so dieters can look up whether or not the food they're about to eat is keto-safe.
But most importantly, it gives dieters feedback quickly and painlessly. For example, one morning after Weiss inadvertently ate breaded chicken for dinner, his breathalyzer score plummeted. Weiss quickly knew the chicken wasn't keto-safe.
Devices aren't ready to try just yet, but should be available in early January to those who support the company's crowdfunding campaign, at $99 a pop.
In 2019, the Keyto team plans to start mass marketing the device on the company website at the steeper price point of $150.
A24 has emerged as Hollywood's hottest indie film studio in recent years, releasing acclaimed hits like "Lady Bird,""First Reformed,""The Witch,""Room,""Ex Machina,""The Florida Project," and best picture Oscar winner "Moonlight."
And now you can watch nearly every film from the studio's library for free on Kanopy, a streaming service that requires just a library card from a participating library to get access to its movie catalog.
According to Vulture, Kanopy has 72 of A24's movies available on the service (almost all, with notable exceptions like this year's "Hereditary" and "Eighth Grade"). It delivers free content, with no commercials, by partnering with public libraries and universities. It has a total of over 30,000 movies.
Kanopy is available on desktop, the Apple App Store, Google Play, Roku, and the Amazon App Store.
There are also plenty of A24 movies available on Netflix, so it's hard to miss content from the studio.
NOW WATCH: How 'The Price Is Right' is made
Romaine lettuce is back on the menu.
On Monday, the US Food and Drug Administration announced that romaine lettuce not grown in northern and central California is safe to eat.
The romaine has been linked to an E. coli outbreak that resulted in 43 reported illnesses across 12 states in the United States, as well as 22 people in Canada who have become ill, as of Monday.
Major romaine lettuce producers and distributors will begin labeling lettuce with its harvest location and date to ensure that the vegetables were not contaminated by E. coli.
If the lettuce is labeled and not from northern and central California, it is safe to eat; if it is not labeled, the FDA is advising against buying or eating the lettuce.
"The FDA believes it was critically important to have a 'clean break' in the romaine supply available to consumers in the US in order to purge the market of potentially contaminated romaine lettuce related to the current outbreak," the FDA said in a statement. "This appears to have been accomplished through the market withdrawal request of Nov. 20, 2018."
On November 20, the Centers for Disease Control and Prevention told people across the US to stop eating and get rid of romaine lettuce in all forms. At that point, at least 32 people in 11 states had reported E. coli infections linked to romaine lettuce starting in October, according to the CDC.
Food poisoning outbreaks have cost the romaine lettuce industry millions of dollars so far in 2017. In April, the FDA revealed that romaine lettuce harvested in the Yuma, Arizona, region was contaminated with E. coli in an outbreak that left five people dead and sickened at least 210.
The outbreak sent romaine lettuce sales plummeting more than 40% in the weeks after the CDC told people to throw away all types of romaine. Romaine lettuce sales are down by more than $71 million so far in 2018, according to Nielsen data.
Despite the rough year, Bill Marler, an attorney who specializes in food-poisoning cases, says there's no clear reason why romaine has been at the center of two major E. coli outbreaks.
"I think it's just, romaine's getting a bad draw," Marler said. "It could have just as easily happened to other kinds of lettuce or other types of leafy greens, such as spinach."
Every generation has something that defines them. Whether it's the historical events that influenced their worldview, the technology that blew their minds, or the types of jobs they held in early adulthood; it seems every generation has something that feels uniquely theirs.
In the age of digital marketing, the ways that each demographic spend their money has become yet another major characteristic that distinguishes generations from each other. But while contention between Baby Boomers and Millennials has repeatedly been the center of the intergenerational debate about finances, Gen X and Gen Z have pretty much been on the sidelines when it comes to identifying spending habits.
Gen X is sometimes jokingly called the middle child generation because of how often they are overlooked. According to The Pew Research Center, this group consists of people who were born between 1965-1980. Currently, they make up 20.6% of the US population, which makes them smaller than any other demographic.
On the other hand, Generation Z — not to be confused with their Millennial older siblings — is made of everyone born after the year 1995. At nearly 27% of the population, they dominate the other generations in terms of size. Many people refer to them as digital natives because they have never known a world without mobile technology like smartphones.
When it comes to money, there are many areas where these generations unite against the Millennial demographic between them. For example, both Gen x and Gen Z have been described as being risk-averse and cautious when it comes to decision making, due to having lived through tough economic situations. (Remember Adult Gen Xers and their Gen Z children felt the financial crash of the late 2000s.) This is quite different from Millenials, who have been widely regarded as outspoken and daring.
But even though Gen Xers have certainly had a strong influence on the financial attitudes of their Gen Z kids, there are still some significant contrasts in their spending habits across the board.
Both Generation X and Gen Z tend to spend a lot of money on food.
In April 2018, Sarah Whitten of CNBC reported onPiper Jaffray's biannual Taking Stock With Teens study, which found through surveying 6,000 teenagers that 24% of their cash was spent on going out to eat, primarily at Starbucks and Chipotle.
Similarly, a 2017 survey by Charles Schwab reported 66% of Gen Xers say they regularly spend money on eating at the 'hottest restaurant' in their towns. And they aren't afraid to go all out when they do. Marketingcharts organized data from the latest Consumer Expenditure Survey and revealed Gen X spends about $4,229 annually on food outside the house.
But Gen Xers are generally willing to spend more than Gen Z to cook their own meals.
Acosta's The Why Behind the Buy study from earlier this year on grocery spending habits found Gen Z spends the least on groceries. They averaged a grocery bill of $269 per month over roughly 4.5 trips through a single month. Perhaps this has to do with their age and limited income, but their strong preference for dining out at restaurants could also play a role.
However the average Gen Xer spends a whopping $380 on grocery trips per month. And that's even after looking for bargains. The study notes 70% of these shoppers will use a coupon app or some form of savings reward program when shopping at the supermarket.
Gen Z tends to pay a premium for health-conscious, ethically sourced food.
A Nielsen study found 75% of Gen Zers are willing to pay more for what they term "do-good" food. This basically means food that's been certified as organic, fair trade, locally grown, vegan, or gluten-free.
Similarly, Gen X folks are also willing to pay a little more for the healthier labels, though it isn't their number one concern.
See the rest of the story at Business Insider
It's been a month since the third season of Marvel's "Daredevil" premiered on Netflix, and still no word on a season four renewal. In an effort to change that, fans have been taking to Twitter with the hashtag #RenewDaredevil— but their efforts may be in vain.
Normally, one month wouldn't be cause for alarm, especially considering Netflix is notorious for taking its time renewing shows. (Netflix renewed "Daredevil" for season two a week after the first season dropped, but it renewed it for a third season three months after the second season debuted.)
But fans are anxious considering Netflix canceled "Luke Cage" and "Iron Fist" last month, leaving the fate of its remaining Marvel shows — "Daredevil,""Jessica Jones," and "The Punisher" (which wrapped filming on its second season this year) — up in the air.
As Disney, which owns Marvel, prepares to release its own streaming service, Disney+, late next year (which would be in competition with Netflix) there's reason to believe that "Luke Cage" and "Iron Fist" could be just the start of Netflix getting out of the Marvel business.
But a social-media analysis by consumer-insights company Crimson Hexagon, provided to Business Insider last month, showed there could be a simpler reason for the recent cancellations: interest had dramatically decreased over time for "Luke Cage" and "Iron Fist."
And "Daredevil" is far from safe in that regard.
While the show has a loyal following, an updated analysis showed a similar pattern to "Luke Cage" and "Iron Fist": there were far fewer Twitter and Instagram posts for season 2 than for season 1, and the drop was even more dramatic from season 2 to season 3.
Crimson Hexagon updated its analysis for Business Insider to extend to this week. Here are the results, divided into two graphs:
As shown in the first graph, the number of posts about "Daredevil" was cut in half from season 2 to season 3, and was well down from the season 1 high. And the conversation surrounding the show has been quiet since its premiere. The only time "Daredevil" spiked since then was when Stan Lee, the Marvel Comics legend who created the character, died earlier this month.
The data suggests a tough road ahead for fans who want to see more of the Man Without Fear. But for Netflix, it might make the decision to part ways with one more Marvel hero easier.
A woman fell and impaled herself on pieces of metal as she tried to climb a border wall to enter the US with her two children.
The 26-year-old Guatemalan woman fell from the wall about one mile east from the entry point at San Ysidro and impaled herself on steel reinforcing bar that "pierced her side and buttocks," Customs and Border Protection said in a statement.
She was taken to hospital where she is being treated for non-life-threatening injuries, the agency said. Her two children, aged three and five, were released into Border Patrol custody.
Customs and Border Protection shared an image of the unnamed woman lying on her back and covered in dirt and blood pools around her. The woman's face is obscured in the image.
Rodney Scott, the chief patrol agent for the border agency’s San Diego sector, said in the statement that emergency responders saved the woman's life after she fell on Friday.
"Entering our country illegally, particularly over our walls is not only dangerous, but also very foolish. This woman placed her own life and her children’s lives in peril."
Customs and Border Protection said that the area is an "active construction site" where 14 miles of wall are being installed to "replace the decades old landing mat wall."
Theron Francisco, a Border Patrol spokesman, told The New York Times that the woman remained in the hospital on Tuesday.
"Upon receiving medical clearance from a physician, she will be interviewed and processed at a nearby Border Patrol station," he said. 'Until then, her association with the migrant caravan and her ultimate disposition will remain unknown."
The woman's arrival on Friday came two days before US officials launched tear gas at migrants in a confrontation close to the San Ysidro Port of Entry border crossing.
Agency heads issued statements after the clash defending the move as necessary, but civil-rights organizations condemned the move as a use of excessive force.
Warning: There are some minor spoilers ahead for "Spider-Man: Into the Spider-Verse."
"Ralph Breaks the Internet" may be breaking records at the box-office right now, but everyone will be talking about Sony Pictures Animation's "Spider-Man" movie come the holidays.
Do we need another Spider-Man movie? Probably not, but directors Bob Persichetti, Peter Ramsey, and Rodney Rothman (yes, there are three) take that to heart to give you a reason to care about the seventh(!) film featuring the webslinger since 2002.
Despite a wordy tongue twister of a title, "Spider-Man Into the Spider-Verse," feels like a comic-book come to life. Sony's vibrant, hilarious holiday movie is gorgeous to look at, is incredibly self-aware, and delivers the big screen debut of a few new Spideys that will become household names.
You're going to have to see this one twice to catch many of the Easter eggs and you'll want to prepare yourself for a Stan Lee cameo that will hit you right in the feels. I'd dare say "Spider-Verse" may be your favorite animated movie of the year (sorry Disney).
Why you should care: It's from the producers of "The Lego Movie," and it has some fantastic cameos.
Chris Miller and Phil Lord. Those two names should perk your ears up. The filmmaking duo are producers on the film and everything they touch turns to gold (except "Solo," but more on that later). If you don't recognize their names, they're responsible for breakout hits like "The LEGO Movie" and "21 Jump Street."
While we were bummed the two didn't direct the movie themselves, we were psyched Lord wrote the screenplay for this movie and it shows. The film has the quirky flair of one of the pair's past big hits, "The LEGO Movie," with the addition of absolutely stunning visuals.
So what's this movie about? Are we just following Peter Parker around again? Nope. And that's what makes it worth a watch. "Spider-Verse" takes a page from what the CW has successfully been doing with its "Arrowverse" for years by delving into parallel universes and other versions of its hero.
We're introduced to Miles Morales, a half-black, half-Puerto Rican teen who gets endowed with the powers of Spider-Man. When a few super villains (no spoilers) threaten to literally pull apart the universe, several other Spider-Men (and women) from parallel universes wind up stranded in Morales' world (hence the title "Into the Spider-Verse."). It's up to the group of six to put a stop to the bad guy and save the world before it — and multiple other parallel universes and Spider people — get destroyed.
Sony's so confident in how the movie will perform a sequel and spin-offs were announced ahead of reviews dropping.
An added plus? Nicolas Cage plays a Spidey! (Sidenote: It's been quite a year of animated movies for him. He was also Superman in "Teen Titans Go! To the Movies.") He's not the only welcome cameo. Pay attention and you'll notice heartthrob Chris Pine has a minor role as a Spider-Man, too.
What's Hot: The animation, the Spider-Men (and women) introduced, a Stan Lee cameo that will make you cry, and one of the best end-credits scenes you'll ever see in a movie, period.
When I saw the first half hour or so of "Spider-Verse" at New York Comic Con in October, I knew I was seeing something special.
I've watched a lot of animated movies and it's easy to get used to the look of digital animation in recent years from most studios. Trailers for "Spider-Verse" teased something much different than we're used to seeing, and the film delivers on that promise.
For much of the start of the film you may be too distracted by the visuals to be paying attention to everything going on in the actual movie. From the moments the opening Marvel and Sony credits start, it feels like you're being transported inside of a comic book. The color palette is vibrant (a nod to the strong visuals in artwork from Spider-Man co-creator Steve Ditko and Miles Morales creator Brian Michael Bendis) and comic elements are used to bring attention to special moments.
Word bubbles appear on screen as Morales discovers his powers to tell you his inner thoughts. Words like "Wham,""Boom," and "Bam" appear in action scenes that will make you smile. These added touches and more as you watch the film make it feel extra special and like a lot of care went into making this standout from a typical animated flick.
"Spider-Verse" is fast-paced and fast-moving. If you look away for a second, you're bound to miss an Easter egg, a gag, something in the background, or a comic reference. The movie pokes fun at and acknowledges the legacy "Spider-Man" director Sam Raimi gave us with Tobey Maguire's trilogy in the early '00s. Take a close look at the numbers in Morales' phone at one point and you'll spy B. Bendis in his phone.
The movie is filled with laugh after big laugh. A standout moment early on is when Morales' uncle Aaron tries to give him advice on picking up a girl, which fails miserably early on in the film.
Granted Lord and Miller are producers on this venture, but their presence is felt through the comedic, quirky beats they've become known for like that one. It actually makes you wonder what "Solo" would have been if they weren't fired from the project. Those are two guys who you let work their magic and stand back as evidenced by this film.
Morales himself is a Spider-Man for this generation, who more closely resembles a big portion of the population who come from mixed backgrounds with two working parents than the Peter Parker so many have been used to seeing on the big screen. As "Black Panther" did earlier this year, young Hispanic and African American children will be excited to see a superhero who looks more like them. Young girls will be inspired by a female Spider Woman (none of this Spidergirl nonsense) and anime darling Peni Parker.
And for the adults tagging along, there's a broader, emotional story about a washed-up, sweatpants-wearing alternate version of Peter Parker (a wonderful Jake Johnson) who lost his way and slowly learns what it means to be a hero again from someone who desperately wants to be one.
Some of the love of the movie is in the details. I took my brother to see the movie with me and he pointed out something I may have overlooked. He loved that Gwen Stacey's character was given a small gap in between her two front teeth, similar to his own.
Speaking of Gwen, one of the film's major delights is seeing six vastly different versions of Spider-Man characters on screen. Comedian John Mulaney hams it up as one of the most obscure Marvel characters, a talking pig named Spider-Ham, who you'll want to know more about. Nic Cage's Spider Noir describes himself as a guy who "likes to fight Nazis."Grab yourself a Spider-Gwen doll now. Those dolls are going to move off of shelves.
Bring a tissue for the Stan Lee cameo. I had seen this one back in October, but the line he says hit a lot closer to home hearing it so soon after his death. And stick through the credits until the film's very end for one of the smartest and best end-credits scenes in any Marvel movie. You may need to be familiar with internet GIFs to fully appreciate it.
And kudos on the film for not hitting us over the head with the Spidey origin story over and over again, but instead finding a playful way to poke fun at the many times we have heard the familiar story of Parker on screen.
What's Not:Not much. There could have been more in the film with the other Spider-Man and their interactions with Miles Morales, but you'll be thoroughly happy.
I don't have many complaints with this film. If anything, I would have enjoyed seeing a few more Spider-people or spending more time with the ones introduced. Nicolas Cage's black-and-white Spider Noir is an oddball gem and I want to know more about the worlds where Peni Parker and a spider pig come from. (Plus, John Mulaney is just a delight to listen to on screen.)
The biggest thing that bothered me while watching the film was that Jake Johnson's Spider-Man fails to give Miles Morales a basic rundown of using his new powers. Miles is just expected to be a superhero right away and when he can't keep up with the others, who have had their powers for much longer, they're quick to roll their eyes, tell him nicely to sit out, and abandon him instead of pausing to give him a crash course montage in being Spider-Man.
Instead, Miles has to learn to control his powers on his own. It felt a little weird for a movie that's big on inclusivity.
Overall: Sony knocked it out of the park with this one. It's the perfect movie to see with family over the winter holiday.
Go for the seven different versions of Spider-Man and stay for the animation. It's trippy, beautiful and will make you want to go out and buy a comic book. You're probably going to want to see this one twice to try and soak in all of the Easter eggs.
"Spider-Man Into the Spider-Verse" is in theaters Friday, December 14, 2019. Watch a trailer below:
Visit INSIDER's homepage for more.
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Many people are worried about the Federal Reserve, from President Donald Trump right down to millennials trying to buy homes.
The central bank has raised interest rates eight times since late 2015, marking a departure from the emergency measures it implemented in the wake of the financial crisis. Its benchmark for borrowing costs — the federal funds rate — now floats in a range of 2% to 2.25%, the highest since October 2008, right before Lehman Brothers imploded.
The Fed intends to continue raising rates gradually, but pockets of the economy like housing indicate that higher borrowing costs are starting to bite. The newly volatile stock market has signaled this as well.
Moving forward, the concern is that the Fed will end up overtightening policy, as it did many times before prior financial crises. But Goldman Sachs' top market experts disagree with this view, and have offered a trade recommendation that should benefit if expectations for the Fed are squashed.
The most recent so-called dot plot from Fed officials — which shows where the voting members project interest rates will be in the short run — reflects that they expect to raise rates at their December meeting and three times in 2019. But the yield curve on forward rates, which plots traders' expectations for interest rates, shows Wall Street doesn't believe the Fed can pull this off.
"We think the front end of the US Treasury yield curve is currently underpricing future Fed hikes, and expect further flattening of the 2s30s US Treasury yield curve in the next few months," Charles Himmelberg, the chief markets economist and head of global markets research, said in a note.
"In our view, the risk that the Fed gets derailed from its intended path over the next 2-3 hikes is low."
The trade idea from Goldman? Enter a 2s30s UST flattener, target 25bp (1Q2019), stop loss: 60bp.
If the market's hunch turns out to be correct, it would be because of an external shock to the US economy that forces the Fed to slow its pace of rate hikes, Himmelberg said. This is one of the risks to his trade idea, and could trigger a sell-off in short-term bonds that lifts yields.
Another risk to this trade that steepens yields is the deluge of Treasury bonds, Himmelberg said. Sales of the debt instruments this year are on pace to surpass levels last seen during the financial crisis as the government funds a budget shortfall ballooned by tax cuts.
However, Himmelberg's trade idea lines up with history. Traders have typically underestimated the degree of Fed tightening, and he doesn't see why this time would be different.
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As President Donald Trump maintains protectionist policies with global trading partners, an increasing number of farms in the Midwest are struggling to stay afloat.
At least 84 farm operations in Minnesota, Montana, North Dakota, South Dakota, and parts of northwestern Wisconsin filed for bankruptcy in the 12 months that ended in June, according to a new analysis from the Minneapolis Federal Reserve, more than twice the level seen over the same period in 2014.
The strain of low commodity prices on farmers and ranchers has been compounded by tariffs, Ron Wirtz, the regional director for the central bank, said in the report. Trump has placed tariffs on more than $300 billion worth of US imports to date and threatened escalation on multiple fronts.
As countries retaliate with duties on American goods, key commodity prices have fallen sharply. Soybeans, for example, have shed nearly a fifth of their value since April. The New York Times reported this month that exports of the legume to China fell 94% through mid-October from a year earlier.
Farming margins have been "squeezed for some time, so the tariffs are certainly just more problems on top of a list of continuing problems," said Kevin McNew, the chief economist at Farmers Business Network.
States where bankruptcies are on the rise are especially vulnerable to trade tensions with China, McNew said, which placed retaliatory duties on American soybeans earlier this year. While growers in other parts of the country have other foreign markets to turn to, the upper Midwest is highly dependent on soybean trade with China.
And in Wisconsin, where about 60% of all farm bankruptcies were filed, there are more small farms that tend to be particularly vulnerable to price changes.
Falling prices have also exerted pressure on farming finances throughout the rest of the Midwest, with more than half of respondents in a Kansas City Federal Reserve survey reporting lower farm income than a year ago.
Trump is expected to meet with Chinese President Xi Jinping on Saturday as the leaders attend the G20 summit in Argentina. Trump and some administration officials, asserting tariffs will pressure other countries to change trade practices seen as unfair, have sought to cast doubt on negotiations in recent days.
Uncertainty has weighed on farmers' outlooks for the rest of the year and beyond. In Missouri and Nebraska, more than 70% of survey respondents anticipated incomes would continue falling over the next three months.
"I would say we're on the start of something and not the end of something," McNew said. "There's just nothing on the horizon that really suggests things are going to get better."
Poor farming conditions could pose risks to Trump and his party in the 2020 election, even in reliably red states. Gregory Wawro, a political-science professor at Columbia University, noted that while voters in rural regions had become increasingly Republican over the past few election cycles, retrospective economic voting was an important factor in presidential voting decisions.
"Evidence indicates that, perhaps surprisingly, voters base their vote less on their personal economic experience than on their perceptions of the performance of the national economy," he said.
"But if regional economies are suffering and voters trace this to tariff policies, I would not be at all surprised to see voters in those regions to be less inclined to support Trump's reelection bid."
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Traci Wilk's best advice for impressing your boss boils down to a single idea: Think less about yourself.
Wilk is the senior vice president of people at The Learning Experience, an early education and childcare franchise. She has also led human resources departments at Starbucks, Coach, and rag & bone.
Wilk told Business Insider about the importance of being a leader — which doesn't necessarily mean that you manage a team of people. Leadership is about "how you work to support others and understanding that the role that you play is only contributing to the larger organization," she said.
When she's evaluating an employee's performance, Wilk considers: "Is this someone who is going to always be focused on helping others move along?" Those "others" might be your peers or even your own manager, she said.
Practically speaking, that might mean volunteering to work on projects in other departments. Another question Wilk considers is: "Is this somebody that can see when there's a challenge in a part of the organization that may not have a direct impact [on their role], but they see that they can be helpful?"
In meetings, Wilk is always on the lookout for "who's willing to step up and be a leader and say, 'OK, I'm going to take this challenge and I'm going to either go off and do the research on my own or I'm going to help others.'"
Read more: 11 simple ways to make your boss love you
Wilk's insights recall those of James Caan, CEO of private-equity firm Hamilton Bradshaw. Caan wrote on LinkedIn that being a problem solver is a surefire way to impress your boss.
Caan wrote: "Analyse your department and the overall business. Where are the inefficiencies or problems which you think you can solve? … Every manager is impressed by self-starters, and somebody who takes the initiative in areas where the business may be weak is putting themselves high up the list for a promotion."
On the flip side, Sujan Patel, cofounder of growth marketing agency Web Profits, wrote on Inc. that "one thing that makes you entirely unpromotable is only being willing to do the exact tasks that are specified in your job description."
As for Wilk, she's impressed by leadership in any form. "There's all different types of leaders in an organization," she said, "from the most entry-level role up to and including your CEO."
All eyes are on the direction of the US-and-China trade and potential tariffs on Apple, a crucial tech player in trade between the world's two largest economies. But RBC says the new tariffs won't alter the fundamentals of the tech titan — even in the worst-case scenario.
In a Monday interview with The Wall Street Journal, President Donald Trump hinted at the possibility of a 10% tariff on consumer goods such as iPhones and laptops should China and the US not reach a trade agreement at the G20 summit later this week. So far, Trump has imposed tariffs on $250 billion of Chinese imports, but has exempted iPhones and laptops.
But conflicting signals came from White House economic adviser Larry Kudlow. Speaking on Wednesday, Kudlow said a trade deal was still a "good possibility" and that the White House was having "a lot of communication with the Chinese government at all levels" ahead of Sunday's highly anticipated meeting between Trump and Chinese President Xi Jinping.
"With Trump’s remarks clashing head-on with Kudlow’s positive comments, the US administration is clearly adopting a classical good cop, bad cop strategy leading up to trade talks," said Lukman Otunuga, a research analyst at the trading broker FXTM.
According to RBC, Trump imposing tariffs on the iPhone won't be too harmful to Apple.
By the firm's calculation, in the worst-case scenario, Trump will apply a 10% tariff on all Apple products sold in the US and Apple will completely absorb the costs. That would cause a $1 headwind for next year's earnings per share. In a more severe scenario of a 25% tariff being completely absorbed by Apple, the bottom line would reduce $2.5 a share.
But things probably won't be that bad, RBC says. The firm says the two sides could find a middle ground on trade and secure a breakthrough deal, leading to no new tariffs. There's also the possibility that Trump only imposes a 10% tariff on the bill of materials built in China, exempting processors and other components built outside of China but assembled in China. Moreover, Apple doesn't have to absorb the entire tariffs and has the ability to pass some of the effects on to their suppliers.
"While this adds another layer of uncertainty to the AAPL story, we don't think it alters fundamentals (yet) in any manner," RBC analyst Amit Daryanani said in a note sent out to clients on Tuesday.
"We maintain our Outperform rating, as we think that in an increasingly 'risk-off' environment, AAPL with its strong balance- sheet, aggressive buyback, and ability to drive GM’s higher remains a core large-cap tech holding."
Daryanani has a price target of $235 — 35% above where Apple shares were settled on Tuesday.
Apple was up 1% this year.
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President Trump compared the Russian investigation to the McCarthy hearings on Wednesday morning.
Just before 9 a.m., the president tweeted that "at least 3 major players are intimating that the Angry Mueller Gang of Dems is viciously telling witnesses to lie about facts & they will get relief. This is our Joseph McCarthy Era!"
The president could be referencing the recent news involving Paul Manafort, his former campaign chairman, who struck a plea deal to cooperate with the special counsel Robert Mueller's investigation into Russian election interference in exchange for a shorter prison sentence.
It's unclear exactly who he's referring to, and Trump didn't specify who the "3 major players" were who intimated this allegation.
While the disgusting Fake News is doing everything within their power not to report it that way, at least 3 major players are intimating that the Angry Mueller Gang of Dems is viciously telling witnesses to lie about facts & they will get relief. This is our Joseph McCarthy Era!— Donald J. Trump (@realDonaldTrump) November 28, 2018
In court filings earlier this week, Mueller accused Manafort of lying to investigators, which would violate the terms of the deal.
The New York Times then reported that Manafort has remained in contact with Trump's legal team after cutting the plea deal, which, while not illegal, is highly unusual and could be a sign that he was playing both sides and holding out for a presidential pardon.
By comparing Mueller to McCarthy, Trump accuses the special counsel of orchestrating a witch hunt when it comes to the Russia investigation.
Mueller's probe is looking into whether the Trump campaign violated American law by conspiring with the Russian government to help win the 2016 presidential election, and Trump's attacks on the legitimacy of the investigation have ramped up of late.
Joseph McCarthy was a senator from Wisconsin who held a set of hearings in the mid-1950s to out what he believed was a Communist conspiracy in the US. There was no such socialist plot, but the hearings raged on and many were jailed because McCarthy intimidated witnesses to out one another in exchange for shorter prison sentences.
This isn't the first time that Trump has compared the Russia investigation to the McCarthy era.
In August, he tweeted to his followers to "study the late Joseph McCarthy, because we are now in [a] period with Mueller and his gang that make Joseph McCarthy look like a baby. Rigged Witch Hunt!"
After Trump sent the McCarthy tweet Wednesday morning, he went on a spree retweeting disparaging videos, comments, and memes about his 2016 Democratic opponent Hillary Clinton, General Motors, and "criminal illegals".
Verizon is betting big on Yahoo Finance.
The telecom behemoth is investing in the digital media property, hiring big-name talent away from its financial-news rivals, ramping up video to a full day of live-streaming news, and launching a paid subscription service for content.
But for some, the investment is at odds with a newsroom built on a cohort of "permalancers," or contract workers with job responsibilities and hours indistinguishable from full-time staff, but with none of the benefits.
Click hereto read more about Yahoo Finance's employment practices.
In other news:
A shakeup at Condé Nast highlights the disruptive impact Facebook and Google are having on legacy media brands — and how they're trying to adapt. Condé Nast announced its CEO Bob Sauerberg is out and that it's combining its separate US and international arms while looking for a new CEO with global experience.
YouTube just gave a big clue that its $12-a-month Premium service is headed for extinction after only eight months. Starting in 2019, new original content on YouTube will be available for free with advertisements, rather than being available exclusively through the company's subscription service, YouTube Premium.
Starbucks has debuted a new holiday beverage as it doubles down on festive cheer.Starbucks is going all-in on the holidays this year, rolling out its seasonal menu and store decorations more than a full week earlier than in 2017.
'Facebook has a black people problem': A former employee posted a 2,500-word memo about racial discrimination at the company.A former Facebook employee has accused the company of failing to deal with racism and failing to build an inclusive workplace.
Eight people have been charged with operating two schemes of ad fraud that have been going on since 2014, including the high-profile Methbot operation. The indictment was unsealed Tuesday in New York's Eastern District.
The Walt Disney Co. is moving all of its digital video campaigns from Comcast-owned Freewheel to Google Ad Manager, reports Variety.The deal cuts across multiple channels, including live streaming and direct-to-consumer content offerings.
Seeking nominations for the rising stars of Madison Avenue. Please submit your ideas via this survey by Nov. 30, 2018.
More than 2.7 million people passed through airport security checkpoints on Sunday, making the Thanksgiving travel day the busiest in the Transportation Security Administration’s 17-year history.
The new record is about 16,000 more passengers and crew than the previous record, set on the same Sunday after Thanksgiving in 2004. Other top travel days include Thursdays and Friday’s in the summer months, especially around the Fourth of July.
Here’s are the top ten travel days since TSA was established shortly after September 11, 2001.
"It was all hands on deck during the Thanksgiving holiday week," David Pekoske, administrator of the TSA, said in a press release.
"Close coordination with airline and airport partners, new technology, enhanced screening and more travelers enrolled in TSA Pre✓, TSA used every tool to secure air travel for the millions of passengers traveling to their holiday destinations."
Tesla has seen a lot of executives leave this year.
During a year in which the automaker has faced production issues, investigations from the federal government, and questions about the decision-making of CEO Elon Musk, departures from senior employees have added yet another challenge.
CNBC reported on Tuesday that Jeff Jones, Tesla's head of global security, left the automaker in mid-November. According to Jones' LinkedIn profile, he joined Tesla in January and had previously worked for Uber.
Tesla declined Business Insider's request for comment.
Eight senior employees appear to have left Tesla since the beginning of September: Jones, senior director of production and quality Antoin Abou-Haydar, head of human resources Gabrielle Toledano, chief accountant Dave Morton, head of communications Sarah O'Brien (her departure was announced in August, but her final day at the company was September 7, according to Bloomberg), vice president of global supply management Liam O'Connor, vice president of worldwide finance and operations Justin McAnear, legal vice president Phil Rothenberg.
These are the key names who have left Tesla in 2018, when they left, and where they went next (according to their LinkedIn profile or company announcements):
Have a Tesla news tip? Contact this reporter at firstname.lastname@example.org.
Jada Pinkett Smith is one of the biggest actresses in Hollywood. The "Girl's Trip" star has built a name for herself not only a talented actress but also as a role model to women thanks to her honesty and openness.
But, there's quite a bit about Pinkett-Smith that the general public doesn't know about. If you want to learn more about this multi-hyphenate starlet, then take a look at some of these facts you probably never knew about her.
Jada met her husband on an audition for "The Fresh Prince of Bel-Air."
When she was 19 years old, Jada auditioned for a role as his date, but she told Us Weekly that she didn't get the part because the casting directors said she was "too short" to play the part. Four years later, she was asked by Smith to play his girlfriend on the show but turned the role down.
She went to high school with Tupac Shakur.
They both attended Baltimore's School of Arts, according to TV Guide. The two were not only classmates but became very close friends and she later said that she loved him like a brother, according to People.
Jada was an executive producer on her own TV series.
Not only is Smith a notable actress, but she can also check off "producer" on her resume. She was an executive producer on the show "Hawthorne," which she also starred.
See the rest of the story at Business Insider
Smartphones keep getting better and better in terms of performance and design. But in that latter category, there may be no better-looking phone than the Find X.
The Find X was made by Chinese electronics maker Oppo, which is one of the most popular smartphone makers in the world: it was China's top brand in 2016, according to IDC. Oppo unveiled the Find X in June, and it made a lot of waves online thanks to its stunning design.
The Find X looks similar to Apple's iPhone XS, but features thinner bezels, or borders around the display, and most notably doesn't include a "notch" like the iPhone has. The Find X has a true edge-to-edge display, and Oppo came up with a clever system to hide the camera when it's not in use. It's certainly one of the most futuristic phones we've ever seen.
Take a look at the Find X:
First, take a look at this thing. It is gorgeous.
The Find X features a 6.4-inch OLED display made by Samsung, which makes the best smartphone displays in the world. Samsung displays are featured on iPhones and Samsung's own Galaxy S and Note phones.
While the front of the phone looks like an iPhone X, the back is sloped and rounded like a Galaxy S9.
See the rest of the story at Business Insider
It may seem odd to liken a fertility clinic to a luxury gym chain, but for Jennifer Huang, the chief marketing officer at the boutique fertility studio in New York City, the comparison makes perfect sense.
"We wanted to create a modern-day experience for women doing egg freezing," Huang told Business Insider. "That's why when we think of Equinox, something that's inspirational but very high-touch, we've really kind of reinvented what the client experience is around egg freezing."
Trellis certainly seems like the kind of place someone who works out at Equinox would like. The airy, colorful space is decorated in warm peach and millennial pink tones with pops of navy and gold. In one corner created specifically for Instagram, a stencilled message on the wall reads, "It's up to each of us to invent our own future."
Trellis is a division of IntegraMed, the largest operator of fertility clinics in North America. This gives Trellis access to "amazing doctors, top-tier science, and cryostorage," Huang said. "These are the things that sometimes take a very long time to set up. Because we're part of IntegraMed, we already have all of the infrastructure set up."
I took a tour of Trellis, where a doctor told me — I'm 26 — that I was an "ideal young woman to come in here." Egg freezing "used to resonate primarily with women in their late 30s," Susan Herzberg, president of Prelude Fertility, a network of fertility clinics, told The New York Times. But Trellis — and other fertility centers — is now turning toward women in their 20s. And, as INSIDER'S Caroline Praderio previously reported, egg freezing is increasing in popularity, with many seeing it as a way to empower women.
I was offered a fertility consult and assessmen, which Trellis was providing free of charge for those who came to the grand opening. Consults are now advertised for $45 on Trellis' website.
Here's what it was like inside Trellis.
Trellis is a brand-new boutique fertility clinic in New York City, about a five minute walk from Union Square.
It's in the Flatiron District, which has lots of shops, restaurants, and cafes.
The entrance to the building where Trellis is located sits between a hair salon and a home décor store.
See the rest of the story at Business Insider