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The latest news from Business Insider

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    chuck schumer nancy pelosi

    • House Speaker Nancy Pelosi and Senate Minority Leader Chuck Schumer responded to President Donald Trump's first Oval Office address on Tuesday night.
    • "The President has chosen fear," Pelosi said. "We want to start with the facts."
    • While Trump's speech focused on border security, Pelosi and Schumer highlighted the ongoing partial government shutdown.

    House Speaker Nancy Pelosi and Senate Minority Leader Chuck Schumer responded to President Donald Trump's first Oval Office address on Tuesday night.

    "The President has chosen fear," Pelosi said at the beginning of her speech. "We want to start with the facts."

    Both Trump and Democratic leaders were attempting to appeal to the American public on border security and the ongoing partial government shutdown, respectively. Both speeches aired on prime time network and cable TV.

    While the president focused on border security and his proposal to beef up security — which includes a wall — Democratic leaders homed in on the partial government shutdown, which is now into its third week.

    Pelosi highlighted that the House passed bills to reopen the government on the first day of the new Congress, and said that Trump has said he will not sign a funding bill if it does not have $5 billion for a border wall. The shutdown began on December 22, after leaders could not come to an agreement over funding for the wall.

    After initially signaling that he would sign a stopgap measure passed unanimously by the Senate to keep the government open, Trump said he would only sign a bill that had $5 billion for border security — including a wall. The then-GOP held House passed a bill with that funding, however, it did not have the votes to pass the Senate. Prior to the shutdown, Democratic leaders offered $1.3 billion to Trump for border security — excluding a border wall.

    "We all agree that we need to secure our borders, while honoring our values: we can build the infrastructure and roads at our ports of entry," Pelosi said on Tuesday night. "We can install new technology to scan cars and trucks for drugs coming into our nation; we can hire the personnel we need to facilitate trade and immigration at the border; and we can fund more innovation to detect unauthorized crossings."

    Schumer doubled down on that point, saying that Trump and congressional Democrats "sharply disagree with the President about the most effective" border security.

    "There is no excuse for hurting millions of Americans over a policy difference," he continued. "Federal workers are about to miss a paycheck. Some families can’t get a mortgage to buy a new home. Farmers and small businesses won’t get loans they desperately need."

    "The symbol of America should be the Statue of Liberty, not a thirty-foot wall," Schumer continued.

    In a statement from the Republican National Committee, chairwoman Ronna McDaniel chastised Democrats and urged them to work with Trump.

    SEE ALSO: 'How much more American blood must we shed': Trump delivers his first prime-time address from the Oval Office amid a government shutdown over funding for his border wall

    Join the conversation about this story »

    NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'


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    Screen Shot 2019 01 08 at 6.23.54 PM

    • President Donald Trump in his first primetime address appealed to the public and drew parallels between his proposed steel barrier at the US-Mexico border, and the purported barriers from the homes of "wealthy politicians."
    • "Some have suggested a barrier is immoral," Trump said on Tuesday night at the Oval Office. "Then why do wealthy politicians build walls, fences and gates around their homes?"
    • Trump appeared to reference a previous claim he made in a tweet, in which he claimed President Barack Obama's family had "a ten foot Wall" at their "mansion" in Washington D.C.
    • Obama's neighbors disputed the claim.

    President Donald Trump in his first primetime address appealed to the public and drew parallels between his proposed steel barrier at the US-Mexico border, and the purported barriers around the homes of "wealthy politicians."

    "Some have suggested a barrier is immoral," Trump said on Tuesday night at the Oval Office. "Then why do wealthy politicians build walls, fences and gates around their homes?"

    "They don't build walls because they hate the people on the outside but because they love the people on the inside," Trump added.

    In a December tweet, Trump claimed the family of former President Barack Obama had "a ten foot Wall [sic]" at their "mansion" in Washington D.C.

    "I agree, totally necessary for their safety and security," Trump tweeted. "The US needs the same thing, slightly larger version!"

    border wall

    Obama's neighbors disputed the claim, telling The Washington Post that there was no wall at the 8,200 square-foot building. The front steps to the home are reportedly open to the sidewalk, and the security fencing was said to have been included to accommodate the Secret Service, The Post's fact checkers explain.

    "There's a fence that goes along the front of the house, but it's the same as the other neighbors have," one neighbor, who described Trump as having a "very active imagination," told The Post. "It's tastefully done."

    In his highly-anticipated speech, Trump described the "crisis" at the border as a matter of "national security." But Trump stopped short of exercising his presidential authority to declare a national emergency, which would have conceivably allowed him divert government funds to military projects, including the border barrier.

    While previous presidents from both parties have declared national emergencies during their tenure, a move to fund the controversial border barrier and circumvent Democratic opposition was widely panned by legal scholars.

    The stalemate on passing a funding bill to open the government culminated into the ongoing partial government shutdown, which is now on its 18th day.

    SEE ALSO: 'You're such a smart-a--': Kellyanne Conway unloads on CNN's Jim Acosta in fiery exchange after he asks if Trump 'will tell the truth'

    Join the conversation about this story »

    NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'


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    Insurtech 2.0

    Tech-driven disruption in the insurance industry continues at pace, and we're now entering a new phase — the adaptation of underlying business models. 

    That's leading to ongoing changes in the distribution segment of the industry, but more excitingly, we are starting to see movement in the fundamentals of insurance — policy creation, underwriting, and claims management. 

    This report from Business Insider Intelligence, Business Insider's premium research service, will briefly review major changes in the insurtech segment over the past year. It will then examine how startups and legacy players across the insurance value chain are using technology to develop new business models that cut costs or boost revenue, and, in some cases, both. Additionally, we will provide our take on the future of insurance as insurtech continues to proliferate. 

    Here are some of the key takeaways:

    • Funding is flowing into startups and helping them scale, while legacy players have moved beyond initial experiments and are starting to implement new technology throughout their businesses. 
    • Distribution, the area of the insurance value chain that was first to be disrupted, continues to evolve. 
    • The fundamentals of insurance — policy creation, underwriting, and claims management — are starting to experience true disruption, while innovation in reinsurance has also continued at pace.
    • Insurtechs are using new business models that are enabled by a variety of technologies. In particular, they're using automation, data analytics, connected devices, and machine learning to build holistic policies for consumers that can be switched on and off on-demand.
    • Legacy insurers, as opposed to brokers, now have the most to lose — but those that move swiftly still have time to ensure they stay in the game.

     In full, the report:

    • Reviews major changes in the insurtech segment over the past year.
    • Examines how startups and legacy players across distribution, insurance, and reinsurance are using technology to develop new business models.
    • Provides our view on what the future of the insurance industry looks like, which Business Insider Intelligence calls Insurtech 2.0.

    Subscribe to an All-Access pass to Business Insider Intelligence and gain immediate access to:

    This report and more than 250 other expertly researched reports
    Access to all future reports and daily newsletters
    Forecasts of new and emerging technologies in your industry
    And more!
    Learn More

    Purchase & download the full report from our research store

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    Screen Shot 2019 01 08 at 8.02.11 PM

    • Emergency personnel are responding to incidents involving suspected "hazardous materials" at numerous foreign consulates in Melbourne, Australia.
    • International consulates in Melbourne, including the US, UK, Germany, Italy, Korea, and Russia are believed to be affected.

    Emergency personnel are responding to incidents involving suspected "hazardous materials" at numerous foreign consulates in Melbourne and Canberra, Australia on Tuesday.

    International consulates in Melbourne and Canberra, including the US, UK, Germany, Italy, Korea, and Russia are believed to be affected, according to Australian news agencies 10 Daily and 9 News. Authorities have issued at least 17 "hazardous material" warnings related to the incident.

    Preliminary, unverified reports said the packages contained the words "asbestos" and "wear a mask," according to News.com.au.

    "The circumstances surrounding the incidents are being investigated," the Australian Federal Police said in a statement.

    On Tuesday, local time, a package containing "suspicious" material found at the Consulate of Argentina contained no toxins, according to an Australian Fire and Rescue spokesperson.

    This is a breaking news story. Check back for updates.

    SEE ALSO: Trump compares his border barrier to the walls of 'wealthy' politicians’ homes

    Join the conversation about this story »

    NOW WATCH: An exercise scientist reveals exactly how long you need to work out to get in great shape


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    Paul Manafort

    • Paul Manafort's lawyers accidentally unsealed a slew of new details about the lies Manafort has been accused of telling prosecutors working for the special counsel Robert Mueller after agreeing to cooperate in the Russia investigation.
    • Manafort's lawyers revealed that Mueller has accused him of sharing confidential polling data from the Trump campaign with the former Russian military intelligence officer Konstantin Kilimnik.
    • They also revealed that Mueller has accused Manafort of misleading prosecutors about his knowledge of a pro-Russia "peace plan" that was floated during the campaign and in the early days of the Trump administration.
    • Manafort's lawyers did not issue a full-throated denial of Mueller's allegations at any point. Instead, they wrote that any misstatements on Manafort's part, "to the extent they occurred at all, were not intentional."

    Lawyers representing Paul Manafort, the former chairman of President Donald Trump's 2016 election campaign, made a formatting error in a new court filing that accidentally revealed more details about Manafort's alleged lies to prosecutors after he struck a plea deal with the special counsel Robert Mueller.

    The filing came in response to a December court filing from Mueller's office, in which prosecutors said Manafort told "discernible lies" about several topics.

    They offered few details on the nature of the alleged lies, but they elaborated on the specific topics they claim Manafort misled prosecutors about. They included:

    • His interactions with Konstantin Kilimnik, a former Russian intelligence operative who was charged, along with Manafort, with obstruction of justice last year.
    • Kilimnik's role in the alleged conspiracy to obstruct justice by trying to influence the testimony of two witnesses last February.
    • A $125,000 payment made to a firm in 2017 related to a debt that Manafort had incurred.
    • His communications with Trump administration officials. According to prosecutors, Manafort told them that he only spoke with certain individuals before they joined the administration or after they left, but those statements were inconsistent with the truth.
      • In fact, prosecutors said, Manafort authorized someone on May 26 to speak with an administration official on his behalf.
      • The filing also pointed out that Manafort said in February that he had been in touch with a senior administration official until that month.
      • And a review of the former Trump campaign chief's electronic documents revealed additional contacts with administration officials, prosecutors said.
    • Information that was "pertinent to another Department of Justice investigation." Prosecutors said Manafort first gave them information relevant to the investigation when he met with Mueller's team prior to pleading guilty. But they said he gave a "different and exculpatory version of events" after agreeing to cooperate.

    Read more:Prosecutors say Paul Manafort breached his plea deal by telling 'discernible lies' after agreeing to cooperate

    What Manafort's lawyers accidentally revealed

    Paul Manafort

    In Tuesday's filing, Manafort's lawyers accidentally revealed that prosecutors allege Manafort shared Trump campaign polling data with Kilimnik.

    They wrote that Manafort did not intentionally mislead investigators about the issue. Instead, the wrote, such matters "simply were not at the forefront of Mr. Manafort's mind during the period at issue and it is not surprising at all that Mr. Manafort was unable to recall specific details prior to having his recollection refreshed."

    According to the filing, Mueller’s office also says Manafort "conceded" that he may have discussed a Ukraine peace plan with Kilimnik on more than one occasion, and that Manafort "acknowledged" that he and Kilimnik met when both men traveled to Madrid.

    In another redacted section, Manafort's lawyers wrote that during a proffer session with Mueller's team in September, Manafort told prosecutors that "he would have given the Ukrainian peace plan more thought, had the issue not been raised during the period he was engaged with work related to the presidential campaign."

    At the time, his lawyers wrote, "issues and communications related to Ukrainian political events" weren't on Manafort's mind.

    The US intelligence community has concluded that Russia intervened in the 2016 US election with the specific purpose of sowing discord and tilting the race in Trump's favor. A key pillar in Mueller's Russia probe examines whether the Trump campaign colluded with Russia in its goals, and if the Trump team offered anything to the Kremlin in exchange for its help during the election.

    Read more:The Supreme Court handed Mueller a victory in his mysterious grand-jury subpoena fight

    Along that thread, prosecutors are said to be examining a Russia-Ukraine "peace plan" that Michael Cohen, Trump's former lawyer and longtime fixer who is now cooperating with Mueller, sought to push through in the early days of the Trump administration.

    The plan Cohen, the Russian-born businessman Felix Sater, and the Ukrainian politician Andrey Artemenko pushed would have had the US lift sanctions on Russia in exchange for Moscow withdrawing its support for pro-Russia separatists in eastern Ukraine. It would also allow Russia to maintain control over the territory of Crimea, which it annexed in 2014.

    Manafort surfaced as a figure of interest for prosecutors when details began spilling out during the 2016 campaign about his ties to pro-Russian interest in Ukraine. Investigators also began digging into whether Manafort worked as a conduit between the campaign and Russia to mitigate his mounting financial debts to wealthy Russians aligned with the Kremlin. Among those is the Russian oligarch Oleg Deripaska, who is close allies with Kilimnik.

    Manafort is known to have offered Deripaska "private briefings" through Kilimnik about the campaign at the height of the election in an effort to resolve his debts to the aluminum magnate. In addition to communicating via email, Manafort and Kilimnik, who had worked together for years for pro-Russian Ukrainian interests, also met several times during the campaign.

    Later in the filing, Manafort's lawyers addressed Mueller's contention that Manafort lied about a $125,000 payment made to a firm in 2017 related to a debt that he had incurred. "The Government has indicated that Mr. Manafort's statements about this payment are inconsistent with those of others, but the defense has not yet received any witness statements to support this contention," they wrote.

    In response to prosecutors' claims that Manafort misled them about authorizing someone on May 26 to speak with an administration official on his behalf, Manafort's lawyers wrote that the claim relates to a text message from a third-party asking permission to use Manafort's name as an introduction in the event that the third-party met Trump.

    "This does not constitute outreach by Mr. Manafort to the President," his lawyers said.

    They added that "the second example" identified by Mueller "is hearsay purportedly offered by an undisclosed third party and the defense has not been provided with the statement (or any witness statements that form the basis of alleging intentional falsehoods)."

    Manafort's team did not issue a full-throated denial of prosecutors' claims. Instead, they said "any alleged misstatements, to the extent they occurred at all, were not intentional."

    SEE ALSO: The Supreme Court handed Mueller a victory in his mysterious grand-jury subpoena fight

    Join the conversation about this story »

    NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'


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    This is a preview of The Reverse Logistics Report from Business Insider Intelligence. Current subscribers can read the report here.

    Returns

    With e-commerce becoming a lucrative shopping channel, retailers and their logistics partners have been primarily focused on how to quickly move goods through the supply chain and into the hands of consumers — a process commonly referred to as forward logistics. However, the opportunities presented by the growing popularity of e-commerce also come with a challenging, multibillion-dollar downside: returns.

    Return rates for e-commerce purchases are between 25% and 30%, compared with just 9% for in-store purchases. Turning reverse logistics — the process of returning goods from end users back to their origins to either recapture value or properly dispose of material — into a costly and high-stakes matter for retailers.

    Not only are retailers experiencing more returns as a result of e-commerce growth, but consumer expectations also demand that retailers provide a seamless process. In fact, 92% of consumers agree that they are more likely to shop at a store again if it offers a hassle-free return policy (e.g. free return shipping labels). Some consumers even place large orders with the intention of returning certain items. 

    And e-commerce sales are only going up from here, exacerbating the issue and making retailers' need for help more dire. However, for logistics firms that can offer cost-effective reverse logistics solutions, this has opened up a significant opportunity to capture a share of rapidly growing e-commerce logistics costs in the US, which hit $117 billion last year, according to Armstrong & Associates, Inc. estimates. 

    InThe Reverse Logistics Report, Business Insider Intelligence examines what makes reverse logistics so much more challenging than forward logistics, explores the trends that have driven retailers to finally improve the way in which returns move through their supply chains, and highlights how logistics firms can act to win over retailers' return dollars.

    Here are some of the key takeaways from the report:

    • E-commerce is now a core shopping channel for retailers, and it's still growing. US e-commerce sales are set to increase at a compound annual growth rate (CAGR) of 14% between 2018 and 2023, surpassing $1 trillion in sales, according to Business Insider Intelligence estimates.
    • Booming e-commerce sales have driven product returns through the roof. Business Insider Intelligence estimates that US e-commerce returns will increase at a CAGR of 19% between 2018 and 2023, surpassing $300 million dollars. 
    • Consumers have high expectations about how returns are handled, and retailers are struggling to find cost-effective ways to meet their demands. Sixty-four percent of shoppers stated they would be hesitant to shop at a retailer ever again if they found issues with the returns process. And retailers don't have the expertise to effectively keep up with how demanding consumers are about returns — 44% of retailers said their margins were negatively impacted by handling and packaging returns, for example.
    • Logistics firms are well positioned to solve — and profit from — returns. These companies can take advantage of their scale and expertise to solve pain points retailers commonly experience as goods move through the reverse supply chain. 
    • Reverse logistics solutions themselves present a lucrative opportunity — but they're also appealing in the potential inroads they offer to supply chain management. The global third-party logistics market is estimated to be valued at $865 billion in 2018, according to Bekryl. 

    In full, the report:

    • Explores the difficulties found in the reverse logistics process.
    • Highlights the reasons why reverse logistics needs to be a key focus of any retailer's operations. 
    • Identifies the specific trends that are leading to growth in reverse logistics, including changes in shopping habits, consumer expectations, and regulatory pressures
    • Pinpoints where along the reverse supply chain logistics firms have opportunities to attract retail partners by offering unique and helpful solutions. 
    • Outlines strategies that logistics firms can employ to capture a piece of this growing multibillion-dollar market.

    Join the conversation about this story »


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    donald trump

    • President Donald Trump reportedly didn't want to give his televised address on border security on Tuesday, and thought it was pointless.
    • He also doesn't want to visit the US-Mexico border on Thursday, but said during an off-the-record lunch with television anchors that he'd been talked into it by advisers, according to The New York Times.
    • "It's not going to change a damn thing, but I'm still doing it," Trump reportedly said.
    • Trump gave the address on the 18th day of a government shutdown, characterizing the situation at the border as a "crisis" that could required a "physical barrier."

    President Donald Trump reportedly told television anchors in an off-the-record lunch on Tuesday that he didn't even want to give a televised address to the nation on border security later that day, dismissing it as pointless.

    The New York Times, citing people briefed on the discussion, said he was reluctant to both give the address and agree to visit the US-Mexico border on Thursday, but was talked into both actions by his advisers.

    "It's not going to change a damn thing, but I'm still doing it," Trump said, according to The Times. At one point, Trump even reportedly said the border trip was just a photo opportunity.

    "These people behind you said it's worth it," he said, gesturing to aides including Bill Shine, Sarah Huckabee Sanders, and Kellyanne Conway.

    Read more: 'How much more American blood must we shed': Trump delivers his first prime-time address from the Oval Office amid a government shutdown over funding for his border wall

    Screen Shot 2019 01 08 at 6.23.54 PM

    CNN host Chris Cuomo, however, offered up a different characterization of the lunch on Tuesday, saying Trump appeared confident in his arguments.

    "I was at that lunch this morning with President Trump and the vice president. The content was off the record but I will tell you he's much more compelling making this case in person than he was on the teleprompter tonight," he said. "That's going to matter."

    Trump gave the address on the 18th day of a partial government shutdown, sparked by a disagreement over $5.7 billion in funding for Trump's long-promised border wall. Congressional Democrats have refused to provide the funding, and Trump has thus far refused to back down from his demands.

    At certain points during his remarks, Trump backed away from calling it a "wall." He falsely said Democrats had requested a steel barrier instead of a concrete wall, though Democrats have denied that.

    "Law enforcement professionals have requested $5.7 billion for a physical barrier," Trump said. "This barrier is absolutely critical to border security."

    Yet critics seized on Trump's remarks, noting that many of his statements — including false and misleading remarks about drugs at the border and criminal activity among immigrants — were merely recycled arguments he has made many times in the past.

    Read more: 'The president has chosen fear': Democrats respond to Trump's Oval Office address

    chuck schumer nancy pelosi

    There had been speculation that Trump would use Tuesday's address to declare a national emergency that would allow him to bypass Congress to fund the wall, but Trump made no mention of the action, though he characterized the situation at the border as a "crisis."

    "To every member of Congress, pass a bill that ends this crisis," Trump said. "This is a choice between right and wrong, justice and injustice. This is about whether we fulfill our sacred duty to the American citizens we serve."

    Democratic leaders Chuck Schumer and Nancy Pelosi refuted Trump's remarks, accusing him of stoking fear in order to fulfill his campaign promise, at the expense of hundreds of thousands of furloughed federal workers.

    "There is no excuse for hurting millions of Americans over a policy difference," Schumer said. "Federal workers are about to miss a paycheck. Some families can't get a mortgage to buy a new home. Farmers and small businesses won't get loans they desperately need."

    SEE ALSO: 'How much more American blood must we shed': Trump delivers his first prime-time address from the Oval Office amid a government shutdown over funding for his border wall

    Join the conversation about this story »

    NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'


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    john kasich

    • John Kasich, former governor of Ohio and 2016 GOP presidential candidate, issued a statement in response to President Donald Trump's prime-time Oval Office address on Tuesday night.
    • Kasich, a prominent and outspoken Republican critic of Trump, also scolded Democratic leaders Sen. Chuck Schumer of New York and the House Speaker Nancy Pelosi, who issued their own televised response after Trump's speech.
    • "The President and Democrats need to learn how to compromise and put the American people first," Kasich said in a a statement. "It starts with the President putting the country ahead of his politics and being more flexible with his goals."

    John Kasich, former governor of Ohio and 2016 GOP presidential candidate, issued a statement in response to President Donald Trump's prime-time Oval Office address.

    Kasich, a prominent Republican critic of Trump and possible 2020 challenger, also scolded Democratic leaders, Sen. Chuck Schumer of New York and the House Speaker Nancy Pelosi, who issued their own televised response.

    "The President and Democrats need to learn how to compromise and put the American people first," Kasich said in a a statement. "It starts with the President putting the country ahead of his politics and being more flexible with his goals."

    "People are going to start hurting from the government shutdown because of partisan politics," Kasich said.

    The partial government shutdown — which both impacts 800,000 federal employees, and the functionality of important government agencies like Homeland Security and the Food and Drug Administration — is now in its 18th day. It began due to an impasse between the White House and Congress over $5 billion for Trump's proposed border barrier.

    The new Democratic House majority, the Senate, and the White House have thus far failed to reach a compromise, and federal workers are likely to miss paychecks — roughly 420,000 of those who are deemed "essential" employees must still work even without pay.

    Through his address, which discussed border security, Trump made his case to Americans for his border barrier. Democrats responded, asking Trump to reopen the government and to tackle border security through other means — including technology, increased personnel, and other infrastructure.

    Kasich's take: "Border security is important, but both sides should be willing to negotiate on how we do it."

    In November 2018, Kasich told ABC's "This Week" that he was "very seriously" considering a run for president in 2020.

    SEE ALSO: Trump compares his border barrier to the walls of 'wealthy' politicians’ homes

    Join the conversation about this story »

    NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'


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    Withings ecg watch

    • French tech company Withings unveiled Business Insider's pick as the best wearable of CES 2019: the Move ECG.  
    • The Move ECG is a smartwatch that can track activity, but also measure electrocardiograms and detect atrial fibrillation like the latest Apple Watch.
    • Unlike the Apple Watch, Withings' Move ECG will cost a fraction of the price — just $130 — when it launches in the second quarter of 2019. 

    LAS VEGAS — French tech company Withings took the crown of the best wearable at the 2019 Consumer Electronics Show with its new hybrid watch. 

    Withings launched the Move ECG at CES 2019, a smartwatch with both activity tracking and the ability to measure electrocardiograms (ECGs), and send them directly to your doctor. Plus, the watch can detect atrial fibrillation, or irregular heartbeats.

    The watch also has the ability to track pace, distance, and elevation, as well as automatic tracking for walking, running, swimming, and biking. Plus, the Move ECG is water resistant up to 50 meters, can track sleep, and can set silent alarms. It comes in two watch face colors — black and white — as well as a variety of band colors

    ces 2019 graphicBusiness Insider checked out the new Move ECG at CES. Here's what you need to know:

    What it is: The Move ECG hybrid smartwatch is able to monitor your activity as well as measure electrocardiograms, or ECGs.. 

    Who makes it: Withings, a French consumer electronics company known for its smart scale, smart blood pressure cuff, and line of smartwatches. 

    Why it's the best: Move ECG is able to measure an electrocardiogram and send the reading to your doctor, as well as detect atrial fibrillation — two of the much-hyped features of the Apple Watch Series 4 and Watch OS5. But while the new Apple Watch starts at $399, the Move ECG costs only $130. Plus, thanks to its hybrid design, the battery on the Move ECG will last up to 12 months. The Apple Watch Series 4, with its touchscreen display, gets about 18 hours.

    Where and when you can get it: Move ECG will be available sometime in the second quarter of 2019 and will be available to buy on Withings' website

    How much it will cost: $129.95.

    Withings Move ECG

    SEE ALSO: Google and Lenovo have teamed up to make an $80 smart alarm clock that will wake you up gently every morning

    Join the conversation about this story »

    NOW WATCH: British Airways has a $13 million flight simulator that taught us how to take off, fly, and land an airplane


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    Top 10 Trends digital media

    2019 will be a year of opportunities and challenges in the world of digital media.

    The digital duopoly of Google and Facebook will face unprecedented regulatory scrutiny, as Amazon muscles its way into the digital ad space.

    Meanwhile, pay-TV companies will continue to struggle as cord-cutting accelerates and TV consumption shifts to digital, and millennials and Gen Z will drive explosive growth in eSports.

    Find out about these transformational trends and more in Business Insider Intelligence’s Top 10 Trends in Digital Media slide deck.

    As an added bonus, you will gain immediate access to our exclusive Business Insider Intelligence Daily newsletter.

    To get your copy of this FREE slide deck, simply click here.

    Join the conversation about this story »


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    foldimate laundry folding robot

    • Business Insider has scoured the 2019 Consumer Electronics Show in Las Vegas to find the very best cutting-edge tech.
    • The best smart home tech we saw at CES 2019 would make Netflix's Marie Kondo blush.
    • FoldiMate's laundry-folding robot takes the chore out of folding fresh clothes.

    Everyone hates folding laundry.

    But you don't need to change the person you are, or hire someone, to save yourself from the endless cycle of folding clothes.

    ces 2019 graphic

    In 2019, FoldiMate is launching its laundry-folding robot, and we got a glimpse of it on the showroom floor at the annual Consumer Electronics Show in Las Vegas.

    FoldiMate says its robot "will fold most types of shirts, blouses, or pants from age 6 to adult size XXL. It will also fold standard size towels and pillowcases."

    What it is: A robot that can fold your clothes.

    Who makes it: FoldiMate, based in Israel.

    Why it's the best: No one likes folding laundry. FoldiMate's robotic solution may be a bit large, but you can't argue with the results.

    Where and when you can get it: FoldiMate is aiming for a "late 2019" launch. You can add your name to the waitlist on its website.

    How much it will cost: FoldiMate says the target price will be $980.

    SEE ALSO: The best wearable we saw at CES 2019

    Join the conversation about this story »

    NOW WATCH: Jeff Bezos is worth over $100 billion — here's how the world's richest man makes and spends his money


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    dlink 5g router ces 2019

    • The D-Link 5G NR Enhanced Gateway is the best WiFi router of CES 2019.
    • It received internet data from your internet provider wirelessly via a 5G network
    • It's also a mesh router for extending your WiFi network throughout your home efficiently, unlike a traditional WiFi extender.

    Networking company D-Link showed off a new router that contains all the important buzzwords in a WiFi router today, as well as the not-too-distant future.

    ces 2019 graphicIt's the D-Link 5G NR Enhanced Gateway, and it's designed to receive a super-fast wireless 5G signal from an internet service provider, and deliver internet to your WiFi-connected devices at home, giving you estimated gigabit internet speeds. It's also mesh WiFi compatible, which is a type of WiFi system that helps deliver strong and fast internet throughout your home with satellite routers dotted throughout your home, and it works a lot better than the traditional WiFi extender setup. 

    It's still early days for 5G and home internet. Verizon currently has a 5G home internet service available in limited markets, but it's 300 megabit-per-second speed isn't especially impressive, at least not compared to the hype surrounding 5G over the last couple of years. The D-Link 5G NR Enhanced Gateway supports a faster form of 5G than Verizon current 5G network, thus it could potentially give you faster speeds.

    dlink 5g router ces 2019 2

    The majority of us WiFi users and D-Link itself is waiting on internet service providers to more comprehensively build out their 5G networks. As of yet, 5G rollout progress appears slow. Still, D-Link's 5G NR Enhanced Gateway router offers a positive glimpse as to what we can expect when 5G becomes more mainstream. 

    What it is: A WiFi router that can receive super-fast wireless 5G internet data for your home WiFi.

    Who makes it: D-Link

    Why it's the best: It's a glimpse into what WiFi routers should do when 5G networks roll out more consistently and quickly. 

    Where and when you can get it: No details as of yet. 

    How much it will cost: No prices available. 

    SEE ALSO: 17 of the wackiest photos from the biggest tech convention of the year

    Join the conversation about this story »

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    flexispot ces 2019 bike

    • Business Insider has scoured the 2019 Consumer Electronics Show in Las Vegas to find the very best cutting-edge tech.
    • The best fitness tech we saw made everyone in our group stop in their tracks. 
    • FlexiSpot's all-in-one desk bicycle lets you work out while doing actual work at your desk — hopefully making you a happier and healthier worker in the process.

    LAS VEGAS — The annual Consumer Electronics Show in Las Vegas is in full swing.

    While touring the expansive showroom floors, there was one particular fitness gadget that made everyone in our small group of journalists stop in their tracks: FlexiSpot's all-in-one desk bike. It isn't flashy, but it doesn't need to be. It's just a great idea.

    ces 2019 graphic

    The Deskcise Pro is a stationary bike, but it also works as a standing desk. You can sit, stand, or cycle, depending on what you feel like doing — but if you do feel like cycling, the Deskcise Pro features eight resistance levels so you can work out to your desired level.

    The photo above doesn't show it, but you can slot a full-motion desktop into the front of the bike, which can hold your laptop, or anything else you need to get work done. Or, you can plant the bike in front of a workstation or cubicle; it's very flexible. 

    What it is: The Deskcise Pro all-in-one desk bike.

    Who makes it: FlexiSpot, based in Livermore, California.

    Why it's the best: It's not flashy, but it works. It encourages fitness while working, which is a clever idea to tackle the all-too-common sedentary lifestyle.

    Where and when you can get it: It's now available, from FlexiSpot's website.

    How much it will cost: $399.

    Join the conversation about this story »

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    lenovo x1 carbon closeup ces 2019

    • Lenovo's 7th-generation ThinkPad X1 Carbon was the best laptop of CES 2019.
    • It's incredibly light-weight — lighter than the new 2018 MacBook Air which is known for its lightness.
    • It is the perfect combination of performance, design, and portability, making the new X1 Carbon as good as it gets when it comes to laptops. 

    Conceptual design and technology in laptops was surprisingly scant at CES this year, which left no choice but to pick a refreshing, unapologetically practical and reasonable top laptop of CES 2019.  

    It's the Lenovo ThinkPad X1 Carbon 7th-generation, and I'm completely enamored by its absurdly lightweight and beautiful, traditional, and signature IBM/Lenovo design. Indeed, it's lighter than the new 2018 MacBook Air, which is already incredibly light.

    lenovo x1 carbon ces 2019

    ces 2019 graphicWorthy of note, Lenovo's ThinkPad series of laptops also consistently have the best keyboards and trackpads on Windows devices. All this combined with great specs makes the Lenovo ThinkPad Carbon X1 the most desirable laptop I saw at CES 2019. I nearly tried to buy it right there and then at the show. 

    What it is: A laptop that's lighter than Apple's lightest and thinnest laptop — the new 2018 MacBook Air — with a classic, yet, modern aesthetic, and great specs.

    Who makes it: Lenovo.

    Why it's the best: It's easy to put great specs in any computer, but less easy to make it look good. To make a powerful laptop that looks great and weighs under 2.5 pounds is a feat that should get the attention it deserves.

    Where and when you can get it: From Lenovo starting June 2019.

    How much it will cost: Price is estimated at $1,710, which is a little higher than I'd like, but it's not the final pricing.

    SEE ALSO: Samsung's latest laptops have a refreshed, modern look that makes them way more appealing

    Join the conversation about this story »

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    lg signature oled tv r

    • The LG Signature OLED TV R stole the show at last year's CES, and it was still the most impressive TV at CES 2019.
    • The major TV trend at CES 2019 was 8K resolution, and it looks incredible, but they were essentially just TVs with upgraded resolutions at the end of the day. 
    • LG is the dominant force in OLED panels, which allow for flexible designs like the Signature OLED TV R.

    CES 2019 was packed with gorgeous and amazing TVs, but the model that stole the show was last year's incredible LG rollable OLED TV, which is now called the LG Signature OLED R.

    Indeed, the LG Signature OLED R was still the most impressive TV at CES this year, despite 8K resolution being the trend. It's not that 8K TVs from companies like Samsung, Panasonic, Sharp, Sony, TCL, Hisense et al are bad, but rather that the Signature OLED R is simply still more innovative in terms of design and technology than a resolution upgrade.

    ces 2019 graphicMuch of the Signature OLED R's appeal comes from LG's dominance over OLED display technology, which not only looks the best, but is flexible and allows for unique and innovative TV designs and functions.  No other TV that uses traditional LCD display technology can roll itself into an enclosure when you're not using it, or can adjust its height to eliminate letterboxing — when a video, typically a movie, is shot in a non-standard aspect ratio, resulting in black bars above and below the actual picture.

    What it is: A TV that can also roll itself into an enclosure when not in use, or can adjust its height for certain content. 

    Who makes it: LG Electronics

    Why it's the best: OLED delivers the ultimate in picture quality, and the Signature OLED R is the most unique in terms of design and function. No other TV does what it can do. It also comes with a built-in soundbar with one of the most highly rated audio standards, Dolby Atmos. 

    Where and when you can get it: No details on where yet, but it'll be available in the second half of 2019, according to LG. 

    How much it will cost: No price announcements as of yet, but expect something astronomical.

    SEE ALSO: Samsung's new screen that clamps to your desk is incredibly simple — and it's the best thing to happen to computer monitors in years

    Join the conversation about this story »

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    Coral One robot vacuum

    • The Coral One vacuum is the best robot I saw at this year's CES.
    • It can vacuum a floor without human input by using sensors to detect obstacles and create a map of your home.
    • Unlike a Roomba or other robot vacuums, the Coral One has a detachable component that allows for manual vacuuming of elevated or hard-to-reach surfaces. 
    • The Coral One's biggest downside is its $599 price tag (you can buy a robot vacuum for less than half of that).

    The Coral One vacuum is far from the flashiest robot at this year's International Consumer Electronics Show (CES), but it's the one I'd most like to own.

    Read more: 17 of the wackiest photos from the biggest tech convention of the year

    Like a Roomba, the Coral One can vacuum a floor without human input by using sensors to detect obstacles and create a map of your home. But unlike a Roomba or other robot vacuums, the Coral One has a detachable component that allows for manual vacuuming of elevated or hard-to-reach surfaces. 

    Coral One robot vacuum

    A robot vacuum that includes a manual vacuum may not sound as exciting as a robot that can dance, play ping-pong, or play rock-paper-scissors (all of which are on display at this year's CES), but its benefits are more practical. The Coral One's biggest downside is its $599 price tag (you can buy a robot vacuum for less than half of that), but there's no robot I saw at CES 2019 I'd rather own.

    What it is: Coral One robot vacuum

    Who makes it: Coral

    Why it's the best: Many robots I saw at CES had impressive capabilities, but didn't seem very practical. The Coral One is useful for almost anyone.

    Where and when you can get it: Coral's website

    How much it will cost: $599

    ces 2019 graphic

    SEE ALSO: The best car we saw at CES 2019

    Join the conversation about this story »

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    Bell Nexus

    • Bell Helicopter unveiled a verticial-takeoff-and-landing air taxi vehicle, called the Bell Nexus, at this year's International Consumer Electronics Show (CES).
    • Bell has partnered with Uber to design aircraft for Uber's upcoming flying taxi service.
    • The Bell Nexus has room for five people and a maximum weight capacity of 600 pounds, according to The Verge, which reports that Bell hopes to have the vehicle making flights in a few major cities by the mid-2020s.

    While flying cars may present too many hazards to ever be fit for use, flying taxis could arrive in less than five years. Uber has said it intends to launch a flying taxi service by 2023, and one of the partners it has enlisted to design aircraft for the service, Bell Helicopter, unveiled a verticial-takeoff-and-landing air taxi vehicle, called the Bell Nexus, at this year's CES.

    Read more: The best car we saw at CES 2019

    The Bell Nexus features six "tilting ducted fans" powered by a hybrid-electric propulsion system. The vehicle has room for five people and a maximum weight capacity of 600 pounds, according to The Verge, which reports that Bell hopes to have the vehicle making flights in a few major cities by the mid-2020s.

    ces 2019 graphic

    The Bell Nexus was one of the most striking vehicles I saw at CES, and the prospect of flying taxis is more exciting than the possibilities offered by the scooters, autonomous shuttles, and personal aircraft on display at the event.

    What it is: Bell Nexus vertical-takeoff-and-landing vehicle

    Who makes it: Bell Helicopter

    Why it's the best: Scooters and autonomous shuttles will have more immediate impacts on the future of transportation, but flying taxis are more exciting.

    Where and when you can get it: Bell hopes to have the vehicle flying in major cities by the middle of the next decade, according to The Verge.

    How much it will cost: Bell has not indicated how much rides in the vehicle might cost, but Uber has said it plans to make flying taxi rides affordable for "normal people."

     

    SEE ALSO: 17 of the wackiest photos from the biggest tech convention of the year

    Join the conversation about this story »

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    CarWink

    • CarWink, made by Innovart, allows drivers to communicate with vehicles behind them using text and animations.
    • Drivers hang the circular, digital display on their rear windshield and use voice prompts to display one of its pre-set animations or messages.
    • Some of the pre-set messages and animations don't seem useful, but others, like the ability to tell a car behind yours to turn off its high beams, could solve common problems for drivers.

    Communicating with a car behind yours is difficult, particularly when the point you want to make can't be conveyed with a simple hand gesture. CarWink, made by Innovart, allows drivers to communicate with vehicles behind them using text and animations.

    Read more: The best robot we saw at CES 2019

    Drivers hang the circular, digital display on their rear windshield and use voice prompts to display one of its pre-set animations or messages. For example, if the car behind yours honks while you're stopped at an intersection to let a pedestrian cross, saying, "Carwink, pedestrian crossing," will display an image of a figure crossing a road followed by text that says, "ped xing."ces 2019 graphic

    Some of the pre-set messages and animations don't seem useful (if you say, "Carwink, party time," the device will display an image of what appears to be a dinosaur wearing a hat and waving a flag), but others, like the ability to tell a car behind yours to turn off its high beams, could solve common problems for drivers.

    CarWink seems overly expensive ($199 for immediate delivery, $169 for a pre-order with an uncertain timeline) at the moment, but its technology could be useful to just about anyone who drives.

    What it is: The CarWink digital communication device

    Who makes it: Innovart

    Why it's the best: It's simple, novel, and solves a common problem for drivers.

    Where and when you can get it: Innovart's website

    How much it will cost: $199 for immediate delivery, $169 for a pre-order with an uncertain timeline

     

    SEE ALSO: The best smart home device we saw at CES 2019

    Join the conversation about this story »

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    Hype around artificial intelligence has never been higher — and one industry where it has a chance to make a major impact on profits is retail.The Future of Retail 2018: Artificial Intelligence

    Business Insider Intelligence projects that AI will boost profitability in retail and wholesale by nearly 60% by 2035, setting off a wave of excitement and investment among companies.

    The areas where AI will have its biggest impact are personalization, search and chatbots.

    But as hype and misunderstanding continue to build, it’s become harder than ever to keep sight of the true disruptive potential of AI.

    Find out how AI is being implemented in these three areas and how each one can impact revenue in this new FREE slide deck from Business Insider Intelligence.

    In this third and final installment of the three-part Future of Retail 2018 series, Business Insider Intelligence takes a hard look at the retail use cases where AI can make an impact, explores noteworthy examples of retailers implementing the technology, and weighs the benefits of investing in AI today.

    As an added bonus, you will gain immediate access to our exclusive Business Insider Intelligence Daily newsletter.

    To get your copy of the third part of this FREE slide deck, simply click here.

    Join the conversation about this story »


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    savvy electric mirror ces 2019

    • Business Insider scoured the 2019 Consumer Electronics Show in Las Vegas to find the very best cutting-edge tech.
    • The best lifestyle tech we saw at CES 2019 had to be Electric Mirror's Savvy Smart Mirror, a gorgeous mirror that can also display information, run apps, play music and videos, and much more. 
    • While it's targeted towards hotels, the Savvy Smart Mirror has great potential to enhance any kind of lifestyle.

    LAS VEGAS - Mirrors are perhaps the most underrated part of any home. We use them all the time, primarily as feedback mechanisms: to know if we've done a good job brushing our teeth, or brushing our hair, or picking our outfit for the day.

    ces 2019 graphicThat's why Electric Mirror had the best lifestyle tech we saw at CES 2019, with its Savvy Smart Mirror — a device that improves upon one of the most useful items we keep in our homes.

    The Savvy Smart Mirror has the mirror aspect down, but it just looks futuristic. Being able to see important information like the weather, or the news — stuff you might want to see before leaving in the morning, or sleeping at night — is not only useful, it's pretty cool.

    Since it runs on Android (albeit an older version: 7.1 "Nougat"), the Smart Mirror can also run full apps, like Pandora for music. It's a mirror, but it's also a massive touchscreen. And down the line, we could see it getting even better with more smart-home controls and mirror-specific applications, to take advantage of the unique form factor.

    The Savvy Smart Mirror is available in 10-inch and 22-inch sizes — on the showroom floor at CES, we saw two 22-inch panels working next to each other, which we could imagine in a large home or even a hotel. Given how much we all rely on mirrors, we could see an interactive mirror having great potential for an improved lifestyle.

    What it is: An interactive mirror that shows you information.

    Who makes it: Electric Mirror, Inc., based in Everett, Washington.

    Why it's the best: Mirrors are essential to any lifestyle. They tell us how we look, and how we present ourselves, but the Savvy Smart Mirror can tell you even more than that — it can tell you the weather, or the news, or tell you about interesting attractions nearby, or let you control the lights in your room. It's equally appealing to businesses and consumers, and it could have a big impact on not only lifestyle, but happiness. 

    Where and when you can get it: It's currently available through Electric Mirror's website.

    How much it will cost: Electric Mirror will give you a quote based on your specific needs and setup.

    Join the conversation about this story »

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