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The latest news from Business Insider
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    woody allen

    As the #MeToo movement gained momentum in Hollywood following the Harvey Weinstein sexual assault allegations, Dylan Farrow asked pointedly in a Los Angeles Times op-ed in December, "Why has the #MeToo revolution spared Woody Allen?"

    In 1993, Allen faced accusations that he had sexually abused Farrow, his then-seven-year-old adoptive daughter. Allen, who has continually denied the accusations, was investigated but never prosecuted. 

    But Farrow has long maintained that Allen sexually assaulted her, after she first discussed the issue publicly in a New York Times op-ed in 2014. 

    In her 2017 op-ed, Farrow asked why A-list actors like Kate Winslet, Blake Lively, and Greta Gerwig have continued to work with and praise Allen.

    And in an interview with "CBS This Morning" on Thursday, Farrow described Allen's alleged sexual assault in disturbing detail. Allen again denied the allegations in a statement, saying the Farrow family was "cynically using the opportunity afforded by the Time's Up movement to repeat this discredited allegation."

    "He's lying and he's been lying for so long," Farrow said in the CBS interview.

    Despite his denials, Farrow's words over the last few months appear to have shifted to the tide against Allen, as a number of actors who played in Allen's movies (including Gerwig, Rebecca Hall, and Timothée Chalamet) have now either disavowed him or donated their salaries from his films to abuse victims charities in recent months.

    Here are all the actors who have disavowed Woody Allen after working in his movies:

    SEE ALSO: 19 Netflix original shows that both critics and audiences agree are amazing

    Griffin Newman

    In October, before the LA Times published Farrow's op-ed, actor Griffin Newman said on Twitter that he regretted his "one-scene role" in Woody Allen's upcoming film, "A Rainy Day in New York," and would donate his salary from the film to RAINN (the Rape, Abuse, and Incest National Network).

    "I need to get this off my chest: I worked on Woody Allen’s next movie. I believe he is guilty. I donated my entire salary to RAINN," Newman tweeted. 

    Newman said he "spent a month debating whether or not to quit" the movie, but decided to speak out following the "compounded" list of sexual misconduct allegations in the wake of Harvey Weinstein.



    Rebecca Hall

    Rebecca Hall, who starred in Allen's 2008 film "Vicky Cristina Barcelona," said in an Instagram post on Saturday that she regretted her brief role in Allen's "A Rainy Day in New York," and would donate her salary from the part to Time's Up, a movement in solidarity with victims of sexual misconduct.

    "After reading and re-reading Dylan Farrow’s statements of a few days ago and going back and reading the older ones — I see, not only how complicated this matter is, but that my actions have made another woman feel silenced and dismissed," Hall wrote in the post.

    "I regret this decision and wouldn’t make the same one today. It’s a small gesture and not one intended as close to compensation but I’ve donated my wage to @timesup," she continued. 



    Timothée Chalamet

    Timothée Chalamet, the breakout star of "Call Me by Your Name," said in an Instagram post on Monday that he would donate his salary from "A Rainy Day In New York" to Time's Up, The LGBT Center in New York, and RAINN.

    "I have been asked in a few recent interviews about my decision to work on a film with Woody Allen last summer. I am not able to answer the question directly because of contractual obligations," Chalamet wrote. "But what I can say is this: I don't want to profit from my work on the film, and to that end, I am going to donate my entire salary to three charities: TIME'S UP, The LGBT Center in New York, and RAINN."

    "I want to be worthy of standing shoulder to shoulder with the brave artists who are fighting for all people to be treated with the respect and dignity they deserve," he continued.

     



    See the rest of the story at Business Insider

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    Luke Lewis BuzzFeed UK

    • Exclusive: BuzzFeed UK's founding editor-in-chief has been made redundant.
    • He is one of 45 staff being let go as part of a global cost-cutting programme.


    Luke Lewis, the man who launched BuzzFeed in the UK, has been made redundant after nearly five years.

    Lewis was appointed as BuzzFeed UK's founding editor-in-chief in March 2013, but has been working as the company's head of European growth since December 2015.

    He is one of 45 members of staff being made redundant in the UK as part of a global cost-cutting programme announced in December last year. Two sources told Business Insider that his redundancy was not voluntary.

    Lewis did not immediately respond to Business Insider's request for comment. An automated response from his email account said "LukeLewis [sic] is no longer at BuzzFeed."

    Around 20 editorial employees have announced their departure on Twitter (all listed here). They include Editorial Director Tom Phillips, Editor-At-Large Robin Edds, and Jamie Ross, a reporter based in Scotland.

    The flurry of tweets has been so pronounced, that they have become known as "last day at BuzzFeed" among some observers on Twitter.

    The 45 redundancies are around a third of BuzzFeed UK's 140 staff. Another 55 will also lose their jobs in the US.

    It comes against a backdrop of missed revenue targets. BuzzFeed has come in 15-20% short of its $350 million (£260 million) goal, dampening prospects of an imminent IPO.

    Lewis joined BuzzFeed from NME.com, where he was the editor. Former Guardian journalist Janine Gibson is BuzzFeed UK's current editor-in-chief. BuzzFeed UK was the website's first international edition. 

    SEE ALSO: BuzzFeed is about to make a third of its UK staff redundant

    Join the conversation about this story »

    NOW WATCH: The 9 best memes of 2017


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    kim kardashian

    • Kim Kardashian West is being criticized over a seemingly nude picture she posted early Friday morning.
    • In the picture, Kardashian West is lying naked in a bed. The majority of her body is covered by a sheet, but her nipples are visible and blurred.
    • On Thursday night, people also criticized the mom of three for posting a picture of herself wearing just underwear atop a Rolls-Royce.
    • Kardashian West is often mom-shamed over pictures that she posts on social media.

     

    Note: Although the image of Kim Kardashian West below is edited, it still may be considered NSFW.

    Earlier this week, Kim Kardashian West and Kanye West welcomed their third child via surrogate. But just a few days after becoming a mom of three, Kardashian West has had to contend with mom-shamers on Instagram.

    Early Friday morning, she posted a seemingly nude picture on Instagram — and people have a lot of thoughts about it.

    Night Cap

    A post shared by Kim Kardashian West (@kimkardashian) on Jan 18, 2018 at 11:53pm PST on

    "Night Cap," she captioned the picture.

    In the photo, Kardashian West appears to be lying naked in a bed with the majority of her body covered by a sheet. Her nipples were left uncovered, but she blurred them out to censor the image.

    The reality TV star is facing backlash in the comments section of the photo.

    Some people are mom-shaming her.

    "You are a pretty [woman] but a Mother with children, have respect for them if not for yourself [you're] getting a little old for this, and we have seen all of this a thousand times," one person commented. "Grow up mother of [three]," someone else said. "Aren't you a mother now!! [You're] the reason the world is the way it is," a third person wrote.

    Others are slut-shaming her.

    "Poor Kanye everyone have [sic] seen Kim’s body," one person wrote. "Always for the attention, she do anything," someone else said. 

    But some people think everyone should just let Kardashian West live.

    "It's 2018 people. You've all seen a body before," one person commented.  "She’s free to do what she wants and is in control of HER body. Have a good day!" another person said. "She is a woman and this is her body," a third person chimed in, arguing that "she can do whatever she wants to do with her body."

    Kardashian West has not publicly responded to the criticisms at the time of this post. Representatives for Kardashian West didn't immediately respond to INSIDER's request for comment.

    However, it seems like Kardashian West doesn't care what her critics have to say about her social media presence. Late Thursday night, prior to posting the apparently naked picture, she faced additional criticism for posting a picture of herself wearing a just a bra and underwear atop a Rolls-Royce.

    good night

    A post shared by Kim Kardashian West (@kimkardashian) on Jan 18, 2018 at 9:20pm PST on

    "Good night," she captioned the photo, which was taken by Kardashian family Christmas card photographer Eli Russell Linnetz.

    This isn't the first time Kardashian West has been shamed over a controversial Instagram post. Earlier this month, she was criticized for posting a topless photo on Instagram. In September 2017, she faced similar backlash over posting a picture in a see-through top with her nipples blurred.

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    NOW WATCH: A company makes a pair of jeans that is one size fits all


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    shannen doherty heathers reboot

    • Paramount Network released the red band trailer for the upcoming "Heathers" TV show reboot.
    • The show is based on the 1988 film, which starred Winona Ryder and Christian Slater.
    • The reboot includes Melanie Field, Brendan Scannell, and Jasmine Mathews as the Heathers. 
    • Shannen Doherty, who played Heather Duke in the cult classic film, makes an appearance in the trailer. 
    • "Heathers" premieres on Wednesday, March 7 at 10 p.m.
    • Watch the trailer below.

     

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    NOW WATCH: Here's what losing weight does to your body and brain


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    Donald Trump, Stormy Daniels, and Ben Roethlisberger

    • Porn star Stormy Daniels says President Donald Trump had Pittsburgh Steelers quarterback Ben Roethlisberger take her back to her hotel room a day after her romp with the future president in 2006.
    • Daniels made the comment in 2011 to InTouch, which published the full interview Friday.
    • The comments were published after The Wall Street Journal reported that Daniels received $130,000 from Trump's lawyer just weeks prior to the 2016 election to keep quiet about the alleged encounter.


    Porn star Stormy Daniels told celebrity gossip magazine InTouch in a 2011 interview that President Donald Trump had Pittsburgh Steelers quarterback Ben Roethlisberger walk her back to her hotel room after she and the future president had an alleged romp. 

    Daniels reportedly received $130,000 from Trump's lawyer before to the 2016 election to keep quiet about the alleged 2006 sexual encounter, The Wall Street Journal reported last week.

    Daniels told the tabloid that the night after she hooked up with Trump, which she says happened at a Lake Tahoe celebrity golf tournament, she caught the Manhattan billionaire at a party with the the young Steelers quarterback, who was coming off of his first Super Bowl win.

    "When I got there, he was already with him," Daniels said. "He had Keith, his bodyguard, call me and ask me if I was coming. When I got there, I called Keith and he told me where he was sitting and he brought me over. And he was hanging out with Ben for a long time. A couple other people around, nobody famous. Mostly people trying to hang on to them."

    She said Trump "excused himself" from the table and made Roethlisberger "promise to take care of me."

    "I stayed another 15-20 minutes and Ben Roethlisberger actually walked me up to my room that night because Donald told him to," she continued. "Yeah, he walked me all the way to my hotel room."

    Roethlisberger has twice faced allegations of rape and legal proceedings stemming from the allegations, including one that he raped a woman in his hotel room at the same Lake Tahoe celebrity golf tournament just two years later. That civil suit was settled in 2012.

    The quarterback has a somewhat longstanding relationship with Trump.

    Just prior to the election last fall, Trump mentioned during a Pennsylvania rally that he and Roethlisberger were friends, telling a story about a time the duo was golfing and the quarterback hit a ball into a tree so hard that he killed it. 

    "The ball hit the tree so hard, I swear I said, 'Ben, within two years that tree is going to be dead,'" Trump said. "And you know what? Two years later … that tree was dead. He is a strong guy, and a good guy, too. Big Ben."

    "We love Big Ben," he said earlier. "Big Ben is a friend of mine."

    The Wall Street Journal reported last week that one of Trump's top lawyers sent $130,000 to Daniels just weeks before the 2016 presidential election to keep her silent about the encounter.

    Citing people familiar with the matter, the newspaper reported that Michael Cohen, who was the Trump Organization's top attorney for about a decade, arranged for the payment to Daniels, whose real name is Stephanie Clifford. The payment followed a negotiation between her lawyer and Cohen on a nondisclosure agreement.

    Though the president faces more than a dozen allegations of sexual misconduct dating back decades, "in this matter, there is no allegation of a nonconsensual interaction," The Journal reported.

    SEE ALSO: Trump went to Pittsburgh to fire his initial salvo in the most important political race so far in 2018

    Join the conversation about this story »

    NOW WATCH: This congressman wants to target the USPS to help stop the opioid crisis


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    Michelle Williams

    • According to The Hollywood Reporter, Michelle Williams was paid eight times less than costar Mark Wahlberg for "All the Money in the World."
    • Last week news surfaced that Williams was paid under $1,000 for the reshoots needed to replace Kevin Spacey with Christopher Plummer, while Wahlberg was paid $1.5 million.
    • The THR story also revealed that "Black-ish" star Tracee Ellis Ross gets paid significantly less than her costar Anthony Anderson.

     

    "All the Money in the World" has jump-started a conversation about equal pay in Hollywood, with an open discussion about the salaries of its stars, Michelle Williams and Mark Wahlberg. 

    After criticism for his hefty reshoot pay on "All the Money in the World" in the wake of the Kevin Spacey scandal,  Wahlberg donated his earnings ($1.5 million) to the Time's Up campaign. Williams was reportedly paid less than $1,000 for the reshoots.

    But the story continues.

    According to The Hollywood ReporterWilliams' original salary for the movie was $625,000, while Wahlberg's was $5 million, though the two essentially have equal screen time.

    Williams is a four-time Oscar nominee, and a contender for best actress at this year's ceremony (she was also nominated last year). Wahlberg has been nominated for two Oscars, and one of those nominations was for producing "The Fighter," not for acting.

    Williams' salary discrepancy was part of a THR story about the conversation women in Hollywood are having about their salaries in order to get equal pay. The story also addressed "Black-ish" star Tracee Ellis Ross, who is fighting for pay equal to her costar, Anthony Anderson.

    Tracee Ellis Ross

    At a Time's Up meeting, Ross reportedly said that if she does not get the pay she asks for, she will reduce her role on the show, appearing in fewer episodes. Ross has equal screen time to Anderson. She won a Golden Globe for her role in 2017, and like Anderson, has been nominated for multiple Emmys for her leading role.

    SEE ALSO: Amazon just canceled 3 shows at once: 'Jean-Claude Van Johnson,' 'One Mississippi,' and 'I Love Dick' — here are the others it has dropped

    Join the conversation about this story »

    NOW WATCH: Celebrities flocked to these underground poker games where someone once lost $100 million in one night


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    optical illusions dots

    • Optical illusions have been keeping us entertained for hundreds of years.
    • There are plenty of optical illusions that go viral and stump the internet, but there are also classic ones that continue to confuse people to this day.
    • From the famous artist M.C. Escher to Magic Eye posters, here are some of the most famous optical illusions.

     



    Optical illusions are hard to understand — they involve a lot of science and understanding of how the eyes and brain work together to perceive the world around us. And some, like the Jastrow illusion, are still not completely figured out.

    Keep scrolling to revisit some of the most famous optical illusions of all time.

    The Impossible Trident was first published in 1964 by D.H. Schuster.

    The Impossible Fork is exactly that: impossible. When looked at from the bottom, it appears to have three prongs, but at the top it clearly is only split in two.

    The shape is impossible because it would violate rules of Euclidean geometry



    These dots appear to be moving — this is due to a phenomenon called illusory motion.

    Illusory motion is the appearance of movement in a static image. For instance, the dots appear to wobble, but it's just a normal, non-moving pattern.

    A study led by researchers from the Barrow Neurological Institute explained that the dots look like they're moving because of tiny eye movements and blinking.



    The two dots in the middle appear to be different sizes, but are actually the same size.

    The circle on the left appears to be bigger than the circle on the right because it's surrounded by tinier circles.

    This illusion happens because the brain uses context in order to judge size — like when the brain assumes something small is far away. Since the circle on the left is surrounded by tiny circles, it makes sense that the brain thinks it's larger than a circle surrounded by much larger circles.



    See the rest of the story at Business Insider

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    trump

    • The adult-film actress known as Stormy Daniels said in a 2011 interview with In Touch Magazine that Donald Trump once told her he feared he would lose power and wealth if he changed his hairstyle.
    • She said Trump told her he was frequently offered treatments and makeovers to change his infamous comb-over.


    President Donald Trump, whose elaborate comb-over has attracted curiosity and derision for decades, once told a porn star he believed he would lose his power and wealth if he cut or changed his hairstyle, the adult-film actress known as Stormy Daniels said in an interview with In Touch Magazine.

    The actress, whose real name is Stephanie Clifford, said she brought up the topic during an evening she spent with Trump in 2006, after he asked her about her earnings as a porn star. She said she told him, in turn, that she wanted to ask him an "offensive" question about his hair.

    "I was like, 'Dude, what's up with that?' and he laughed," Clifford said.

    She said he responded that "everybody wants to give me a makeover," adding that he has received offers for money and free treatments to change his hairstyle.

    Trump then confessed that he feared losing his power and wealth if he changed it, to which Clifford said she "laughed hysterically at him."

    Clifford said Trump took the conversation "pretty well" and went on to tell her, "Yeah, yeah, my wife even did my son's hair like that, as a joke."

    In Touch released the full transcript of Clifford's 2011 interview on Friday, following news reports that she had been paid $130,000 by Trump's lawyers to keep quiet about their alleged sexual encounter.

    The payment was reportedly delivered in October 2016, in the final weeks of Trump's presidential campaign.

    In an editor's note attached to the interview, In Touch said it had subjected Clifford to a polygraph test, which she passed. It added that Clifford's ex-husband and a friend also corroborated her account and passed polygraph tests.

    SEE ALSO: Top Trump lawyer reportedly went extraordinary lengths to quietly pay porn star 'Stormy Daniels' $130,000

    DON'T MISS: Ivanka Trump reportedly makes fun of her father's elaborate comb-over to her friends

    Join the conversation about this story »

    NOW WATCH: Here are the 12 best Trump memes of 2017


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    Evan Spiegel

    Snap is reportedly laying off around 2 dozen employees, according to reports from Cheddar and The Information on Thursday.

    Many of the layoffs are said to come from Snap's team of human editors on its content team, though Cheddar reports some Snap employees based out of its New York and London offices were informed they needed to relocate to Snap's main Los Angeles campus. The layoffs reportedly affect 8 teams across the company.

    To read more about the Snap layoffs, click here.

    In related news:

    Snap Inc. general counsel Michael O’Sullivan sent a threatening memo to all employees last week, reports Cheddar. O'Sullivan's warning said that leaking information could lead to employees being sued or even jailed.

    The company, meanwhile, is on a charm offensive with publishers, Digiday reports. Snap announced its first publisher summit, just days after publishers were reeling over Facebook announcing it’s deprioritizing their content in the news feed.

    In other news: 

    It looks like Los Angeles Times publisher Tronc is eyeing a contributor model. The newspaper seems to be embracing the model just as others like HuffPost are moving away from it.

    How the CEO of Barstool Sports beat out 74 men to land her dream job, and lost lots of friends in the process.Before Barstool, Erika Nardini followed a fairly traditional career path in advertising, and was a vice president at Yahoo and CMO at AOL.

    Instagram has updated its app with an optional feature that displays when you last logged in. It's visible by default only to users you have talked to via direct messages.

    Some black YouTubers fear life is about to get much harder thanks to Logan Paul. Black creators told Business Insider that losing partner program perks like growth tools would make it much harder to grow their channels.

    Spotify has partnered with eight firms, including BuzzFeed, to launch a new initiative called Spotlight. The podcast-like feature will have news as well as political programming, and is part of a company effort to diversify its revenue stream.

    Verizon is returning to the Super Bowl for the first time since 2011, CMO Diego Scotti told Business Insider. Check out who else is in, and who's staying out in Ad Age's list here.

    Follow us at @BI_Corporate   to be among the first to hear about news and updates from Business Insider. 

    Also, sign up for the Executive Summary , a new biweekly newsletter that brings the latest marketing news, trends, and company updates straight to your inbox.  

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    NOW WATCH: Here's what losing weight does to your body and brain


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    Hybrid Robo Advisors

    After the strong growth of the robo advisory approach in recent years, promoted by numerous start-ups worldwide as well as sizeable number of early adopting wealth managers, a new ‘sub-species’ has emerged: the hybrid robo/personal contact service, which adds a substantial software component to human interaction in the client advisory process.

    This is a key finding of MyPrivateBanking's latest report "Hybrid Robos: how combining human and automated wealth advice delivers superior results and gains market share".

    Robo Advisors vs. Human Financial Advisors

    Robo-advisors have begun to distinguish themselves into three  models, but they each have the same goal. Standalone companies such as Betterment (the most popular U.S. robo-advisor) use algorithms to recommend stocks and manage portfolios. Hybrid robo-advisors combine computerized recommendations with on-demand advice from a human being. And advanced standalone companies leverage more complex algorithms to create and actively manage portfolios.

    Robo Advisors for Advisors

    In MyPrivateBanking's view, hybrid robo advisory strategies represent a paradigm shift in the pace and path of change in the wealth management industry. MyPrivateBanking estimates that hybrid robo services will by 2020 grow to a size of USD 3,700 billion assets worldwide; by 2025 the total market size will further increase to USD 16,300 billion. This number constitutes just over 10% of the total investable wealth in 2025.

    By comparison,“pure” robo advisors (completely automated without personal service added on) will have a market share of 1.6% of the total global wealth at that stage. The report includes a projection for the market size and growth globally of Hybrid Robo Advisor and pure play robo advisor, including a breakdown between North America and the rest of the world, and a split by the retail and affluent wealth and the HNWI/UHNWI segments.

    Hybrid robo solutions are a dynamic and also unstable new phase in the wealth management industry’s transformation. MyPrivateBanking expects 2016 to be a year of significant developments – several major players have announced that they will reveal their hybrid offerings in the course of the year and many more wealth managers are currently working through the issues of hybrid robo adoption. The institutional players entering the robo advisors markets and their offerings are analyzed in detail in the report.

    Hybrid Solutions will impact many financial services sectors

    The drivers for hybrid robo innovation will come from several different sources within the global financial industry. For a start there is is the inspiration derived from the original robo advisor services. To this must be added the new opportunities that have arisen following the launch of a substantial range of new B2B technology providers, some focused only on the banking and wealth management industries and others with a broader scope.

    The next 12 to 18 months will provide numerous demonstrations of the impact of the new (white label) technology providers and robo/conventional partnering on wealth management. In particular, as this report’s case studies show, the resulting hybrid wealth management solutions will spring up in a number of different parts of the global finance industry. Furthermore, with the help of robo technology, MyPrivateBanking expects to see a significant increase in quasi-wealth management services from sections of the industry that have been considered as distinct from wealth management, such as pension providers, fund managers and retail banks.

    The robo model of investment portfolio management will be good enough in the eyes of a larger proportion of investors than the wealth management industry itself yet seems ready to recognize. Moreover, hybrid robo advisory services will increase the efficiency of advisors, in terms of numbers of clients served per professional, and the increasing numbers of hybrid solutions will also have a significant downwards effect on the client charges the market will bear.

    Wealth managers should implement robo advisors solution fast, but thoughtful

    The report highlights 20 different recommendations for consideration by wealth managers in weighing up hybrid robo opportunities, among them:

    • Wealth Managers should be wary of assuming that one or more robo advisory elements can be just ‘added on’ to an existing service.
    • Especially in the retail and affluent segments, tie-ups with non-financial retail services of various kinds will be of increasing importance for the success of robo advisory client recruitment.
    • For most wealth managers the path to a hybrid solution will have several stages; this is fine but clients’ awareness of the capabilities of automation will be increasing rapidly in the next few years.
    • In the higher wealth segments, wealth managers who automate ‘behind the scenes’ processes will be best placed to introduce client facing robo elements when they’ve established their client-base is ready. 

    This rigorous and detailed report tells you all you need to know for assessing this new stage in the evolution of robo advisors, the strengths and weaknesses and lessons to be learned from of a selection of existing hybrid robo advisor innovators and the implications for conventional wealth managers. This report makes a deep analysis of what constitutes ‘hybrid robo’ and draws out the important characteristics of this developing field. This is complemented by the MyPrivateBanking’s market projections exercise and together both give readers a clear idea of the scale of change that is underway.

    In addition, in order to illustrate different types of hybrid robo solutions, five case studies of hybrid robo innovators are included that provide insights into different ‘pathways’ to hybrid solutions. The report’s recommendations chapter provides five outline strategic goals for hybrid solutions together with a larger number of detailed considerations for wealth managers preparing to implement a hybrid strategy.

    For the report, the MyPrivateBanking analyst team covering the robo advisor development from its beginnings (see previous reports here) has further researched the leading trends (and providers) and engaged in discussions with service and technology providers as well as industry experts and wealth managers.

    The report gives wealth managers, robo advisors, banks, IT-vendors and consultants answers to the following questions:

    • What constitutes a ‘hybrid robo’ and which are the most important characteristics? What are the different ‘pathways’ to hybrid solutions?

    • What is the status of the robo advisor market (full robo advisors and hybrid robo advisors) and how will it develop over the next 10 years?

    • How will the growth of the Hybrid robo advisor be differentiated by the retail and affluent wealth segments and the HNWI/UHNWI segments.

    • What are the learning points for wealth management from the hybrid solutions of five different institutions?“

    • Which features and functions should hybrid robo advisor solutions have to satisfy the needs of clients? 

    • What are the implications of the hybrid robo advisor model to traditional wealth managers? How can they counter the threats? How can they benefit?

    Main Content

    • Institutional players entering the robo advisors markets and analysis of their offerings

    • Hybrid Robo Advisor and pure play robo advisor market size and growth globally, including a breakdown between North America and the rest of the world

    • Hybrid Robo Advisor market size and growth split between the retail and affluent wealth segments and the HNWI/UHNWI segments.

    • Five detailed case studies of hybrid robo solutions incl. Schwab Institutional Intelligent Portfolios, Investec and Jemstep, and Hedgeable

    • Recommendations on elements of human interaction that can enhance robo advisors so as to win more clients 

    • 20 recommendations for conventional wealth managers (for all wealth segments) to benefit from the opportunities that hybrid robo advisors present

    >>Click here for Report Summary and Table of Contents<<

    Here's how you get this exclusive Robo Advisor research:MyPrivateBanking Report Spread

    To provide you with this exclusive report, MyPrivateBanking has partnered with BI Intelligence, Business Insider's premium research service, to create The Complete Robo Advisor Research Collection.

    If you’re involved in the financial services industry at any level, you simply must understand the paradigm shift caused by robo advisors.

    Investors frustrated by mediocre investment performance, high wealth manager fees and deceptive sales techniques are signing up for automated investment accounts at a record pace.

    And the robo advisor field is evolving right before our eyes. Firms are figuring out on the fly how to best attract, service and upsell their customers. What lessons are they learning? Who’s doing it best? What threats are traditional wealth managers facing? Where are the opportunities for exponential growth for firms with robo advisor products or models?

    The Complete Robo Advisor Research Collection is the ONLY resource that answers all of these questions and more. Click here to learn more about everything that's included in this exclusive research bundle

    Join the conversation about this story »

    NOW WATCH: Netflix is headed for a huge profit milestone in 2018


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    harry redo

    With Prince William and Kate Middleton as parents of two (soon-to-be three) adorable children, and Prince Harry's recent engagement to Meghan Markleit's easy to forget that these grown-up royals were once just kids themselves. 

    From Queen Elizabeth II and her descendants' regal childhoods to Kate Middleton and Meghan Markle's ordinary lives growing up outside the palace, INSIDER has rounded up nostalgic childhood photos of the British royal family.

    Keep scrolling to find out what your favorite royals looked like when they were just kids and teenagers. 

    When she was 12, Queen Elizabeth II was just Princess Elizabeth, who loved watching pony shows with her sister.

    Queen Elizabeth II's well-known love of animals (especially her corgis) started at a young age. She was gifted her first pony at the age of 4, and has owned and raced horses ever since. 



    The Duke of Edinburgh was born Prince Philip of Greece and spent most of his tumultuous childhood in Paris, years before marrying into the royal family.

    The Duke of Edinburgh had a famously traumatic childhood.

    Born into the Greek royal family, Prince Philip's father was accused of treason and exiled. When he was just a baby, Philip was secretly transported to Paris in an orange crate, where he spent many of his early years before meeting Queen Elizabeth II. 



    Prince Charles — Queen Elizabeth II's oldest son — was the first heir apparent to actually attend primary school instead of just having a private tutor.

    Charles, Prince of Wales, is Queen Elizabeth II and Prince Philip's first child who became the heir apparent to the British throne at just the age of three. 



    See the rest of the story at Business Insider

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    stranger things millie bobby brown

    • Millie Bobby Brown is one of the breakout stars of Netflix hit "Stranger Things."
    • Fans of the actress noticed that the star bears a resemblance to another big Hollywood actress.
    • People started posting side by sides of Brown alongside a young Natalie Portman.
    • Fans were taken aback by how much the two look alike.


    Just about everyone is likely to have a doppelgänger in the world, including celebrities. It's no secret that stars like Zooey Deschanel and Katy Perry or Isla Fisher and Amy Adams get mistaken for one another.

    Well, add another pair to the list. 

    Fans noticed that "Stranger Things" star Millie Bobby Brown looks an awful lot like a famous Oscar winner when she was just starting her acting career.

    Can you guess who?

    Millie Bobby Brown

    How about Natalie Portman?

    @FreddyAmazin put together several stills of the two actresses side by side and the resemblance is uncanny.

    Here are a few side-by-sides to see the two together in case you're not convinced.

    millie bobby brown natalie portman 2millie bobby brown natalie portman look alike

    Millie Bobby Brown loves her tiny glasses on the red carpet and they perfectly channel Portman's "Léon: the Professional" character from the 1994 movie.

    millie bobby brown natalie portman

    The discovery has brought fans to a standstill.

    Others thought they noticed a resemblance between the two.

    Some pointed out similarities between Brown's character in "Stranger Things" with Portman's character in "Léon: The Professional."

    Does this mean the "Stranger Things" star is destined to be the next Portman?

    One thing's clear. Fans want answers.

    Hey, Hollywood, can we get a movie with these two stat?

    Join the conversation about this story »

    NOW WATCH: I tried the 7-minute workout for a month — here's what happened


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    stormy daniels

    • In a 2011 interview with the celebrity gossip magazine InTouch, porn star Stormy Daniels says she had a sexual encounter with then-businessman and reality-TV star Donald Trump.  
    • InTouch published the full interview Friday following a report that one of Trump's lawyers paid Daniels $130,000 to keep quiet about the affair. 
    • She says the encounter took place while Trump was married to first lady Melania Trump.


    When then-businessman Donald Trump asked porn star Stormy Daniels out to dinner during a charity golf tournament in 2006, she said she thought it'd be a great opportunity to talk to a popular TV star. But they didn't go out to dinner. They stayed in Trump's hotel room the entire night, talked about business, and eventually made their way to his bed, she said.

    “[The sex] was textbook generic,” Daniels, whose given name is Stephanie Clifford, told the celebrity gossip magazine InTouch in 2011.  “I actually don’t even know why I did it, but I do remember while we were having sex, I was like, ‘Please, don’t try to pay me.’”

    Daniels' full interview with InTouch about her alleged affair with Trump — published by the magazine Friday — took on new meaning following reports that one of Trump's most prominent lawyers paid the porn star $130,000 just weeks before the 2016 presidential election to keep her from talking publicly about the encounter. 

    Michael Cohen, the lawyer in question, told The Wall Street Journal that Trump "vehemently denies any such occurrence," although he did not specifically address the allegation of paying Daniels. 

    'He asked me a lot of questions about my business'

    In the interview, Daniels said Trump invited her up to his hotel suite in Lake Tahoe, Nevada, where the two spent hours together.

    "He asked me a lot of questions about my business," Daniels said. "All like technical questions. He was very curious." 

    Daniels then got up to use the restroom, she said. When she got back, Trump was sitting on the bed, she said. 

    Throughout the night, and in subsequent conversations the two had for over a year, Daniels said Trump repeatedly promised to secure her a spot on "The Apprentice," Trump's former hit reality TV show on NBC. 

    "'I can make it happen,'" Daniels said she recalled Trump saying. "And I was like, 'You can't. I dare you.' I was totally egging him on. And that was kind of like the thing, he was like, 'No, we have to work on this for you.' And that was sort of what he tried to bait me with for an entire year."

    At the time of the affair, Trump was married to first lady Melania Trump, who had just recently given birth to her son, Barron. 

    Daniels said that she "didn't think much about it" at the time, but that she feels bad now. When she tried to bring up Melania, she said Trump said, "Oh, don't worry about her."  

    After their first meeting in Lake Tahoe, Daniels said Trump called her at least three times a month. That continued for over a year. They finally met again at The Beverly Hills Hotel in Los Angeles, where Trump allegedly invited Daniels to join him in his private bungalow.   

    When she showed up, she noticed he was watching Shark Week on TV. 

    "He is obsessed with sharks. Terrified of sharks," Daniels said. "He was like, 'I donate to all these charities and I would never donate to any charity that helps sharks. I hope all the sharks die.' He was like riveted."

    Daniels, an accomplished porn actress who has won numerous awards for her roles as both a performer and a director in adult scenes and films, has been mum on her relationship with Trump since he started running for president. But she has reportedly denied any engagement in a "sexual and/or romantic affair" with Trump, according to Cohen, the lawyer. 

    SEE ALSO: Meet 'Stormy Daniels' — the porn star whom Trump's lawyer allegedly paid to keep quiet about a sexual affair

    DON'T MISS: Trump's lawyer reportedly paid a porn star $130,000 just before the election to keep her quiet about an alleged sexual encounter with Trump

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    razer project linda CES

    • A new rumor suggests Razer's "Project Linda" concept, which was showcased at CES 2018, may be announced as an official product in September with a second-generation model of the Razer Phone. 
    • The concept combines the Razer Phone with a laptop dock with both devices working together to provide an enhanced user experience. 
    • Razer's CEO has hinted that Project Linda may be in development for release.


    "Project Linda," the smartphone-computer concept that wowed audiences at the International Consumer Electronics Show (CES) earlier this month, may be a market reality by September.

    Project Linda comes from the gaming company Razer. It combines the company's Razer Phone, a mobile device with high-refresh rate display and a gargantuan battery, with a laptop dock. Razer expects such a device combination will be the go-to electronics product of the future.

    A recent report by the French blog Frandroid claims Razer may release a Razer Phone 2 update model as part of Project Linda later in 2018. GSM Arena noted a September release could align with the IFA conference, where many companies announce and showcase products typically released in the latter part of the year. 

    While details about a Razer Phone 2 and Project Linda launch are not confirmed, Razer CEO Min-Liang Tan recently hinted on Twitter (in a response to popular tech YouTuber Marques Brownlee) that there may be some advancement in the product's development. 

    With regards to Project Linda, the Razer Phone is intended to function as a trackpad, speaker system and second screen for its laptop dock, while the laptop can project Android apps from the phone to its 13.3-inch screen and can charge the handset while it's docked. 

    There is no word on what Project Linda would officially be called, should it release to market, or how much it would cost. 

    SEE ALSO: A ton of new smartphones were announced last week at CES — here are the 11 to keep an eye on

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    NOW WATCH: The coolest gadgets we saw at CES 2018


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    southeast asian ride hailing

    This story was delivered to BI Intelligence Transportation and Logistics Briefing subscribers hours before it appeared on Business Insider. To be the first to know, please click here.

    Uber will launch a new service in Singapore, dubbed UberFLASH, in partnership with the city-state's largest taxi operator, ComfortDelGro Corp Ltd, to combat rival Grab, Reuters reports. The new service will connect Uber riders with the closest available vehicle, whether it's an Uber car or ComfortDelGro taxi.

    This is the first collaboration between the two companies since ComfortDelGro announced in December that it would buy a 51% stake in Lion City Rentals, Uber’s Singapore car leasing business, pending regulatory approval.

    UberFLASH should afford Uber a new edge in the Singapore ride-hailing market.Although Grab has also partnered with taxi operators in Singapore, ComfortDelGro’s fleet of 13,700 cabs outnumbers all of the other taxi companies in the city-state combined. Additionally, UberFLASH, which is already live in Thailand and Malaysia, will charge 5-10% less per ride than Uber’s low-cost UberX service, according to a joint statement from Uber and ComfortDelGro.

    Uber is hoping the partnership will help it take share from Grab in the Asian startup’s home market. Uber and Grab have been locked in heated competition in a number of Southeast Asian markets, but Grab has had the upper hand. In fact, Grab’s CEO and founder, Anthony Tan, said last year that the company has about a 70% market share in the region. However, that hasn’t dissuaded Uber from expanding in the area — it launched its ride-hailing service and an on-demand courier offering in Cambodia last September.

    Uber clearly wants a piece of Southeast Asia's promising ride-hailing market, which is expected to increase from $5.1 billion last year to $20.1 billion in 2025. At the same time, Grab has been aggressively raising funding to add more drivers and expand its services in the region. Partnering with traditional taxi firms gives Uber a path to cheaply add new drivers to counter Grab’s efforts, while it seeks to reign in its losses ahead of an expected 2019 IPO.

    To receive stories like this one directly to your inbox every morning, sign up for the Transportation and Logistics Briefing newsletter. Click here to learn more about how you can gain risk-free access today.

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    couple bed sex love

    Think back to your teenage years and all of the wild and just-not-true things you used to believe about sex. 

    There seems to be an endless amount of myths and urban legends when it comes to sex. Unfortunately, these fabrications are what muddies up the water when it comes to helping couples with intimacy issues and they can stay with us into adulthood.

    That’s why INSIDER reached out to a few experts to help debunk some of the more common sex myths.  

     

    Myth: All orgasms feel the same — and they should be explosive.

    Truth: Kait Scalisi, MPH, intimacy educator and founder ofPassionbyKait.com, told INSIDER that orgasms exist on a spectrum from whisper quiet to mind-blowing. "No sensation feels the same all the time," she said. Lots of factors play into how your body processes sensation, whether that's pleasure, pain, or anything else.



    Myth: What you do during sex determines how good your sex life is.

    Truth: "Most of what matters for sex has nothing to do with sex itself," Scalisi told INSIDER. Instead, she explained that it's about creating the right context for intimate, exciting, and fulfilling sex.

    For most people, Scalisi said that context is high trust, low stress, and high affection. "By reducing the things in your life that turn you off, you're generally more easily able to enjoy the moment and find freedom in pleasure."



    Myth: If you're aroused, you shouldn't need lubricant.

    Truth: Needing more lubrication than your body produces doesn't mean you're not aroused.Dr. Ava Cadell, clinical sexologist and AASECT certified sex counselor, told INSIDER that a lot of people equate wetness with how turned on they are, but that’s not necessarily an accurate barometer.

    "Your monthly cycle, pregnancy, illness, menopause, medications (such antihistamines and decongestants) can affect lubrication, no matter how much water you drink," she shared. Cadell even suggests lube when using condoms since latex doesn’t slide well even if you're naturally lubricated.



    See the rest of the story at Business Insider

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    Mick Mulvaney

    • The federal government is set to enter a partial shutdown at midnight.
    • Mick Mulvaney, the Office of Management and Budget director, said the White House has informed federal agencies to prepare for a shutdown.
    • Mulvaney said that the chances of a shutdown are now "50-50."


    The White House is getting ready for a shutdown.

    Mick Mulvaney, the director of the Office of Management and Budget, said Friday that the Trump administration has informed federal agencies on Friday to prepare to enact contingency plans in the event of a shutdown.

    If Congress does not pass a funding bill by midnight, the federal government will enter a partial shutdown.

    "We've had our meeting just about a half an hour ago, a teleconference with a bunch of agencies to tell them to start to implement their lapse plan, the next step in preparing for a lapse in funding, that's what we call a shutdown, the formal name of it," Mulvaney said. "I guess the bottom line is we're working to make sure there is no shutdown but if the Senate or the House can't get together to finalize a deal we'll be ready."

    OMB operates as the manager of other offices during a shutdown. The office solicited plans from a vast number of agencies regarding their plan in a shutdown.

    The chances of a shutdown have risen, Mulvaney said, due to disagreement in the Senate over a potential funding bill. Short-term legislation, called a continuing resolution (CR), was passed by the House on Thursday but remains stalled in the Senate.

    Democrats are insistent that any CR include a codification of the Deferred Action for Childhood Arrivals (DACA) immigration program, which is not part of the House-passed bill.

    Also, some Republican senators have leaned against supporting the short-term plan because they believe it does not provide funding certainty for the military. The short-term legislation prevents the military from funding long-term projects like ship building.

    Mulvaney said chances of a shutdown have "ratcheted up."

    "I'm handicapping it now at some place between 50 and 60%," Mulvaney said. "But again we're planning for it as if it's 100%. That's what we do, we run the government, and we will run the government if a bill passes, we will run the government if a bill doesn't pass."

    SEE ALSO: EDGE OF THE CLIFF: Congress appears to be at an impasse with a government shutdown looming

    SEE ALSO: Here's what happens if the government shuts down tonight

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    delta

    • Delta Air Lines is enacting stricter regulations on those who travel with service and emotional support animals.
    • The new rules are in response to a rise in safety incidents involving untrained or improperly trained animals.
    • Stricter standards with cut down on those who use the allowance of emotional support animals as a means to allow their pets to fly for free.


    Delta Air Lines is enacting tighter regulations for passengers who travel with service and emotional support animals.

    The move is in response to an 84% increase in incidents involving untrained or poorly trained animals since 2016. This includes issues involving animals urinating, defecating, and biting passengers or crew. There was even one case in which a passenger was mauled by an emotional support dog.

    "The rise in serious incidents involving animals in flight leads us to believe that the lack of regulation in both health and training screening for these animals is creating unsafe conditions across U.S. air travel," Delta’s senior vice president for corporate safety, security, and compliance, John Laughter said in a statement. 

    So Delta enacted its own regulations.

    Beginning March 1, Delta will require all customers traveling with service animals to show proof of health or vaccinations for the animal 48 hours before flying.

    Passengers traveling with emotional or psychological support animals must adhere to even stricter standards. In addition to health or vaccination records, Delta will require a signed letter from a doctor or mental health professional along with a signed document confirming an animal can behave during a flight. This is to prevent untrained animals from becoming a danger to passengers, crew, and properly trained service animals in the cabin.

    Unlike service animals which are trained to perform specific tasks in support of those with disabilities, emotional support animals work by simply being a companion.

    But, federal regulations governing their presence on board commercial flights are virtually non-existent. This has allowed many to abuse this privilege by using it as a means to allow their untrained pets to fly free of charge.

    The stricter guidelines set forth by Delta is expected to help close that loophole and allow the airline to concentrate on the customers with a legitimate need for these animals.

    According to Delta, passengers have attempted to claim turkeys, gliding possums, snakes, and even spiders as comfort animals.

    Animals not permitted to serve in a service or emotional support role by the airline includes hedgehogs, ferrets, insects, rodents, snakes, spiders, gliding possums, reptiles, amphibians, goats, non-household fowl (farm poultry, game birds, birds of prey, waterfowls), animals with horns, tusks, or hooves, and animals that are improperly cleaned or emit an odor.

    SEE ALSO: Delta's CEO says the nastiest rivalry in the airline industry is more complex than people think

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