Articles on this Page
- 12/24/18--11:57: _Santa Claus would b...
- 12/24/18--11:59: _Heidi Klum is engag...
- 12/24/18--12:00: _The CEOs of Brazil'...
- 12/24/18--12:03: _The smartphone came...
- 12/24/18--12:04: _5 things you didn't...
- 12/24/18--12:10: _The 10 health quest...
- 12/24/18--12:12: _United's terminals ...
- 12/24/18--12:19: _Credit-card purchas...
- 12/24/18--12:23: _20 photos that show...
- 12/24/18--12:31: _The future of artif...
- 12/24/18--12:45: _An Audible gift sub...
- 12/25/18--07:05: _How to book virtual...
- 12/25/18--07:12: _More than half of t...
- 12/25/18--07:12: _The '2-minute rule'...
- 12/25/18--07:27: _The 10 best PlaySta...
- 12/25/18--07:29: _The first 33 apps y...
- 12/25/18--07:30: _I've started teachi...
- 12/25/18--07:45: _'Friends' cast memb...
- 12/25/18--08:06: _Here are the three ...
- 12/25/18--08:09: _40 gift cards you c...
- The North Pole isn't much to see: it's a watery place where sea ice drifts across the Arctic Ocean.
- No people live there, but walruses and polar bears do.
- Santa would probably feel more at home in Antarctica, where a candy-cane-striped pole marks the southernmost spot in the world.
- Heidi Klum announced her engagement to fiancé Tom Kaulitz on social media on Monday.
- "I SAID YES," she said in the caption of the photo, which featured her and Kaulitz smiling next to her new engagement ring.
- Klum and Kaulitz were first spotted together in March and made their first appearance as a couple in May.
- Klum, a mother of four, was previously married to musician Seal and actor Rich Pipino
- Brazil is one of the largest and most important markets in the world for airlines.
- It's a market that has doubled in size over the past decade.
- But its airlines have long complained of operating in difficult business conditions.
- According to executives of its three major airlines — Gol, Azul, and Avianca Brazil, the country's tax structure is a major stumbling block that holds back growth.
- Gol Airlines Chief Financial Officer Richard Lark said the financial bite the government can take off an airline through its entire value chain can be as much as 50%.
- There is strong evidence that mobile visual search technology will take off in the near future, including growing access to technology, strong usage rates of camera-related apps, and early indication of potential revenue growth.
- In some instances, visual search is faster and more accurate than text or voice, as it cuts through consumer-introduced ambiguities.
- The mobile visual search ecosystem is growing, with a slew of enabling platforms, native apps, and internet companies all broadening their expertise in the field.
- Leading internet search companies, including Google and Baidu, are in a race to capture the mobile visual search market as it begins to eat into traditional forms of search.
- The smartphone is the perfect launchpad for visual search technology, but new form factors, like smartglasses, hold great potential.
- Provides an argument for the potential uptake of mobile visual search technology by tech companies, brands, and consumers.
- Outlines the current mobile visual search landscape.
- Explains how startups and tech companies with mobile visual search products are evolving their business strategies.
- Provides an outlook for the future of the mobile visual search industry.
- Subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. >>Learn More Now
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- 12/24/18--12:04: 5 things you didn't know about 'Game of Thrones' star Kit Harington
- 12/24/18--12:10: The 10 health questions everyone was Googling in 2018 — answered
- Google released its annual list of the most searched health questions of 2018, CNN reported on Friday.
- This year, people were most curious about the keto diet, a weight-loss program that comes with a lengthy list of pros and cons.
- People were also wondering about amyotrophic lateral sclerosis, or ALS, as well as endometriosis.
- United Airlines's Terminal E at George H.W. Bush Intercontinental Airport in Houston is getting a culinary makeover.
- The reimagining of Terminal E was completed by airport dining experts OTG.
- OTG's investment in United's Houston terminals totaled $180 million.
- The four restaurants were designed by Rockwell Group and all feature unique architecture and eye-catching layouts, with each restaurant having its own flavor and type of cuisine.
- Q is a barbecue smokehouse with a meat-smoker built into the terminal. Gavi is an Italian restaurant and Tanglewood Grille is a Texas steakhouse. Yume is a Pan-Asian marketplace with a variety of food stations.
- Credit cards have been at the center of some of America's deadliest mass shootings, a new investigation from The New York Times reveals.
- According to The Times, there have been 13 shootings killing 10 or more people over the past decade. Of those, at least eight were financed using credit cards.
- Many of these attackers reportedly would not have been able to afford these firearms without credit cards.
- Windsor Castle, a historic castle and royal residence in Berkshire, is decorated with a 20-foot tree covered in crown ornaments and 7,000 lights.
- Prince Harry and Meghan Markle's wedding outfits are on display there until January 6.
- First lady Melania Trump designed the White House's Christmas display inspired by the theme "American Treasures."
- The National Christmas Tree is currently closed to the public due to the partial federal government shutdown.
- 12/24/18--12:31: The future of artificial intelligence in retail
- If you're struggling to find the perfect holiday gift for a lapsed reader in your life, one of the best options is a gift subscription to Audible.
- The service has over 425,000 titles available, and subscriptions start at just $15 per month. The person you gift this to will receive one credit per month to use on the audiobook of their choice, plus two free "Audible Originals," which are exclusive, short-form books and stories.
- They'll be able to listen to their audiobooks on their phone, tablet, or computer, and Audible will automatically sync their place so they'll never lose track of their spot.
- The best part is that they'll still have access to their library of Audible books after their gift subscription ends, whether they decide to subscribe on their own or not, so there's no pressure.
- Combine the Hawaiian Airlines World Elite Mastercard and Hilton Honors American Express Ascend Card for a mostly-free trip to a Hawaiian island of your choosing.
- Each of these cards offers a huge sign-up bonus you can utilize to cover a huge component of your trip.
- Hilton Honors offers a broad range of hotel options across several of the most popular islands in Hawaii.
- Grand Naniloa Hotel Hilo— a DoubleTree by Hilton: 40,000 Hilton Honors points and up
- Hilton Garden Inn Waikiki Beach: 49,000 Hilton Honors points and up
- Hilton Hawaiian Village Waikiki Beach Resort: 58,000 Hilton Honors points and up
- Hilton Garden Inn Kauai Wailua Bay: 45,000 Hilton Honors points and up
- Grand Wailea, a Waldorf Astoria Resort: 95,000 Hilton Honors points and up
- The logistics industry suffers from a number of inefficiencies caused by outdated processes that blockchain could solve. Some of the issues plaguing the space include a lack of transparency caused by siloed, disparate systems, high costs as a result of slow, manual processes, and difficulties related to the amount of time it takes to create and close a contract.
- Firms that deploy blockchain-based solutions are likely to achieve a more streamlined experience through a reduced need for intermediaries, better planning capabilities as a result of improved visibility, and lower costs through the digitization of documentation.
- Major companies are allocating resources toward developing a viable blockchain-based platform. Although few solutions have actually been fully developed, companies including IBM and Maersk, as well as retail heavyweight Walmart and FedEx, are making considerable strides in bringing their blockchain solutions to market.
- However, use of the technology is still in its infancy within the logistics industry. Firms are still confused about the potential benefits of the technology — only 11% of respondents to an MHI Annual Industry survey believe they have a working knowledge of blockchain.
- Having industry-specific case studies will show firms that are exploring the technology how they can go from testing to full deployment. These high-profile companies, which are some of the biggest and most influential in the world, will also be able to help shape a global standard for the use of blockchain and aid in the development of new legislation.
- Sizes the potential market for blockchain in the management of the supply chain.
- Explains how blockchain technology can be used to improve the inefficiencies that have long plagued the logistics industry.
- Details how specific companies are testing blockchain technology to enhance parts of the supply chain, including freight shipments and last-mile delivery.
- Discusses the potential barriers that will challenge the adoption of blockchain in logistics and how these hurdles can be overcome.
- Pinpoints what will likely need to happen next for the mass adoption of blockchain to occur.
- When you're working toward a goal or a new habit, start by doing the quickest and easiest action possible.
- That's according to productivity expert James Clear, who calls it the "two-minute rule."
- Clear suggested "fold one pair of socks" as the two-minute version of "fold the laundry."
- You'll establish a ritual and reinforce your desired identity.
- 12/25/18--07:27: The 10 best PlayStation 4 games for your new console
- With dozens of killer games available right now, it's a great time to buy a PlayStation 4.
- Maybe you're one of the millions of people buying one this year! Or perhaps you got one as a gift!
- After five years, the PS4 has a massive game library. We put together the best games to get you started with your new console.
- 12/25/18--07:29: The first 33 apps you should download for your new iPhone (AAPL)
- You may have received a new iPhone this holiday season.
- Here are 33 great apps to download for it.
- Gratitude must ultimately come from within, but with good modeling, open dialogue, and by creating opportunities for kids to feel thankful, parents can help children teach children to be grateful.
- Gratitude does not come naturally to children; it's important to remember that being grateful is a complex concept younger children might be unable to grasp.
- Here are the ways we are trying to instill a sense of gratitude in our children so they will better appreciate all the good in their lives, including by encouraging them to donate their toys.
- The "Friends" cast members still make $20 million a year each, according to Marketplace.
- Now that the show will remain on Netflix throughout 2019, they could make even more.
- AT&T and Netflix are finalizing a deal to keep the sitcom on Netflix while AT&T can also stream it on its own service launching in 2019.
- Security issues. Edge computing can limit the exposure of critical data by minimizing how often it’s transmitted. Further, they pre-process data, so there’s less data to secure overall.
- Access issues. These systems help to provide live insights regardless of whether there’s a network connection available, greatly expanding where companies and organizations can use connected devices and the data they generate.
- Transmission efficiency. Edge computing solutions process data where it’s created so less needs to be sent to the cloud, leading to lower cloud storage requirements and reduced transmission cost.
- In healthcare, companies and organizations are using edge computing to improve telemedicine and remote monitoring capabilities.
- For telecommunications companies, edge computing is helping to reduce network congestion and enabling a shift toward the IoT platform market.
- And in the automotive space, edge computing systems are enabling companies to increase the capabilities of connected cars and trucks and approach autonomy.
- Explores the key advantages edge computing solutions can provide.
- Highlights the circumstances when companies should look into edge systems.
Identifies key vendors and partners in specific industries while showcasing case studies of successful edge computing programs.
The North Pole is probably one of the worst places on the planet for a workshop full of toys.
If Santa Claus really set up shop at the northernmost point on the globe, he'd have to wear a wetsuit.
That's because the North Pole isn't a land mass at all; it's a watery place that's home to shifting sea ice and walruses.
Perhaps that's why the people of Lapland, Finland have long claimed they live in Santa's hometown. But they are not even the closest people to the North Pole. That prize goes to the residents of Longyearbyen, the world's northernmost town, which is located on the Norwegian archipelago of Svalbard, some 650 miles from the pole.
People who live at those latitudes endure four months of total darkness, and another four bathed in around-the-clock light. Other northern regions, such as Russia, Alaska, Canada, and Greenland, also all get very little light in the wintertime, as the sun's rays shower the southern hemisphere.
But none of those people live exactly at the tippy-top of the world. Very few humans have ever visited that spot.
Polar Explorer Eric Larsen went on a 500-mile trek to the North Pole in 2014 along with mountaineer Ryan Waters. The two skied part of the way, but to reach the true North Pole, they had to put their gear in the water and swim.
That's because there's no land mass at the pole. In the map below, you can see where the Pole is in relation to Alaska (on the left) and Europe (to the right). The big snowy blob is Greenland.
The North Pole may not look the way it's depicted in children's books, but there is a mysterious ocean portal there: the 14,070-foot-deep Fram Basin. In this area, where the ocean floor spreads apart, the surface temperature of the salty water averages around freezing on an annual basis.
As far as Santa's workshop is concerned, the South Pole might be a better location choice. That point lies on an actual continent: Antarctica. And there is even a candy-cane-colored stick in the ground there to mark the Pole's exact location.
Now that, my friends, looks like something that could grace the entrance to Santa's workshop, if ever there was one.
If Santa lived at the South Pole, he'd also have people to hang out with. The US' Amundsen-Scott South Pole Station houses up to 250 astronomers and astrophysicists every summer. Scientists studying seismology and the Earth's atmosphere also use measurements taken at the site. You can check what the people there are up to right now via a live webcam.
The world's southern tip also hosts frequent Antarctic explorers like 33-year-old Colin O'Brady, an American who is currently trekking across the southern continent. O'Brady recently made it to the South Pole; he's aiming to become the first person ever to cross the land solo and unaided.
He's now less than 100 miles from the finish line. O'Brady is wearing an orangey-red parka and towing a heavy "sleigh" full of wrapped-up "presents"— that is, all the food and gear that have kept him alive for more than 50 days.
Heidi Klum announced her engagement to boyfriend Tom Kaulitz on Instagram and Twitter Monday.
The supermodel, 45, shared a black-and-white portrait of her and Kaulitz, 29, that showed off her new engagement ring.
"I SAID YES," the caption read.
Klum and the Tokio Hotel musician first sparked dating rumors in March when they were spotted kissing on the set of "America’s Got Talent,"according to PEOPLE.
They then made their first public appearance together as a couple at the Cannes amfAR Gala in May.
Klum shut down engagement rumors in September after she was pictured wearing a diamond at the Emmy Awards.
"I don’t know why everyone keeps saying that. Everyone is asking me. When you do what I do, you wear a lot of fashion. A lot of jewelry. I always look for something that goes with the outfit. So, I wear big rings," the "America's Got Talent" judge told PEOPLE in September.
A source recently told PEOPLE that Klum and Kaulitz are "so in love."
Klum previously was married to musician Seal, from 2005 to 2014, and actor Rich Pipino, from 1997 to 2002.
She is a mother to daughters Lou, 9, and Leni, 14, and sons Johan, 12, and Henry, 13.
Brazil is one of the largest and most important aviation markets in the world. It's a market that has effectively doubled in size over the last decade, driven mainly by the low penetration of air travel in Brazil and the rest of Latin America.
"The year before I started Azul [in 2008], there were 47 million enplanements [passengers],"David Neeleman, founder and CEO of Azul Brazilian Airlines, told Business Insider earlier this year.
Last year, Brazilian airlines ferried roughly 100 million passengers.
And yet, its airlines seem to be in a constant battle of survival.
Earlier this month, Avianca Brazil, the country's fastest growing and fourth largest airline, filed bankruptcy after leasing companies threatened to repossess 30% of its planes.
So why is life such a challenge for Brazilian airlines?
Brazil's airlines, just like its contemporaries around the world, are exposed to the threat of fluctuating global fuel prices along with economic and political instability, but they are also subjected to a host of domestic issues that create an extra layer of complexity.
According to the serial airline entrepreneur, the heavy tax burden levied on airlines by the Brazilian government, especially with regards to fuel, makes for particularly challenging operating conditions.
"Brazil has one of the most complex tax structures in the world," Paulo Kakinoff, CEO of Gol Airlines, told Business Insider in a recent interview.
The effect it can have on an airline's bottom line is pretty incredible.
"We have some of the highest fuel prices in the world that are an average of 30% more expensive than in the United States, and that is due to taxes," Frederico Pedreira, CEO of Avianca Brazil, told Business Insider in an interview earlier this year. "When you are 30% more expensive on fuel and fuel represents over 35% of your costs, you can imagine there are some limitations."
According to Kakinoff and Gol Chief Financial Officer Richard Lark, the 25% state-levied ad-valorem tax on jet fuel has led Brazil's largest airline to pay 50% more for fuel than it would in the US.
And this tax burden reaches far beyond fuel.
In fact, if you include all of the taxes on input costs and revenues, the "bite the government takes," or the total tax burden on an airline like Gol through its entire value chain, is somewhere between 40% and 50%, Lark said.
As a result, a big part of success comes down to tax management.
"If you're not good at it, 50% is going away. But if you're good at tax management, it's probably 40%, and that 10% is a big difference with an enormous impact," Lark said.
Kakinoff thinks the tax structure could soon change.
"The good news is that, from society's perspective, it is clearer than ever before that we can't afford this kind of tax structure anymore," Kakinoff said. "I believe the pressure on the political system to make changes soon is going to be successful."
More specifically, the entire tax system — federal, state, and local — needs to help businesses free up cash flow for growth, Lark said.
This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.
The smartphone is getting smarter as tech and internet companies inject increasingly sophisticated computer vision and object recognition functions into their hardware and software. The ability to “understand” what the user is pointing their mobile camera at and “read” the image has opened the door for visual search.
Foreseeing the potential for mobile visual search to create new revenue opportunities, brands are attempting to harness the smartphone camera’s increasing sophistication to engage with consumers and drive sales.
In this report, Business Insider Intelligence analyzes the developing technologies behind mobile visual search and its value to businesses and brands. The report also assesses risks and opportunities inherent in developing a visual search strategy, provides a list of companies that are working in the space, and discusses what they've accomplished so far.
Here are some of the key takeaways from the report:
In full, the report:
Interested in getting the full report? Here are two ways to access it:
When he's not playing Jon Snow, Harington has lent his voice to a character in "How to Train Your Dragon 2," starred as a gladiator in the 2014 movie "Pompeii," and appeared in the miniseries "Gunpowder."
Even though "Game of Thrones" will air its final season in April 2019, Harington's popularity is likely to continue. He showed off his comedic side in an "audition tape" for the next "How to Train Your Dragon" movie and currently stars as Austin in the British theater production of "True West."
In honor of his 32nd birthday, here are five things you probably didn't know about Harington.
He didn't know that his name wasn’t actually Kit until he was 11.
Harington didn't realize that his name is Christopher until he went to school and had to fill out exam papers.
"I put down 'Kit Harington,' and they [the teachers] looked at me like I was completely stupid, and they said, 'No, you're Christopher Harington, I'm afraid,'"Harington told Interview magazine. "It was only then I learned my actual name. That was kind of a bizarre existential crisis for an 11-year-old to have, but in the end, I always stuck with Kit, because I felt that's who I was. I'm not really a 'Chris.'"
His favorite book is 1984.
Harington's favorite fictional character is Winston Smith, the protagonist in George Orwell's best-selling dystopian novel. The book was published in 1949.
If Harington wasn't acting, he thinks he'd probably be involved in journalism or photography.
Harington told Esquire UK that he'd gravitate toward "something in the creative industries," but also "liked the idea" of being a war correspondent.
See the rest of the story at Business Insider
Despite the fact Googling your health symptoms isn't always the best idea, people regularly scour the internet for the answers to their most burning health questions. In 2018, most people were searching for answers about the keto diet, ALS, and endometriosis, according to Google's most searched health questions of 2018.
According to CNN, Google released its annual list of health-related queries based on data collected between January and mid-December of 2018. The list touched on everything from diet to women's health to the flu.
Here's a look at the health questions most people were asking in 2018, as well as some insight into the answers.
1. What is the keto diet?
For the second year in a row, people were wondering about the low-carb, high-fat diet that has lead to weight loss for hundreds of people. As INSIDER previously reported, the keto diet triggers ketosis, a process in which the liver converts fat into ketones, which the body uses for energy instead of glucose. This not only allows your body to burn fat but can also help you lose water weight.
In addition to weight loss, the keto diet can improve your skin, help with polycystic ovarian syndrome (PCOS), and be used as a treatment protocol for diabetes, as INSIDER previously reported. But with pros also comes a list of cons, including short-term weight loss and a string of annoying symptoms summarized as the keto flu.
Read more: 10 signs the keto diet is working for you
While Googling can help you determine if the keto diet is right for you, you should consult with your doctor before trying it.
2. What is ALS disease?
There are a few reasons people were curious about ALS, a disease that affects the nervous system by slowly destroying nerve cells over time.
The first occurred when Stephen Hawking died from the disease in May. The physicist was only expected to live a few years after being diagnosed with ALS at 21 years old, but he lived to be 76.
"I try to lead as normal a life as possible, and not think about my condition, or regret the things it prevents me from doing, which are not that many," Hawking, who long used a wheelchair, reportedly wrote on his website. "I have been lucky that my condition has progressed more slowly than is often the case. But it shows that one need not lose hope."
Then, in December, the first human trial for ALS treatment began. The trial, according to ALS News Today, is currently enrolling both healthy volunteers and eight ALS patients to test the safety of a new drug, AT-1501.
3. What is endometriosis?
This year, several celebrities spoke openly about their struggles with endometriosis, a disease in which the tissues that normally line the uterus grow on the outside of the organ. Stars including Gabrielle Union, Lena Dunham, and Halsey talked specifically about how the disease has impacted their fertility.
In addition to celebrities raising awareness, a new treatment for endometriosis was approved in July, which likely lead to a spike in search.
4. How long does weed stay in your urine?
As more states legalized marijuana in 2018, questions about the drug were on the rise.
There are a number of ways weed affects the brain and body, and it can vary from person to person. As far as how long the drug remains in your system, Healthline reports that weed stays in your urine one to 30 days after use depending on how much and how often you smoke. For daily users, it can be detected up to three months after use.
5. How long does the flu last?
After 80,000 people died from the flu in 2017, it's no wonder people had questions about it. And, understandably, people want to know how long it lasts so they know when they can resume a fever-free life.
Unfortunately, it's impossible to put a specific time frame on it as there are a number of factors at play, such as when it was caught, the severity, and the person's health. In general, Everyday Health reports that the flu can last one to two weeks, with symptoms lingering for an additional week.
6. How long is the flu contagious?
Similarly, people were curious as to how long the flu is contagious. An understandable question if you're trying to keep others from suffering a similar fate.
According to the Centers for Disease Control and Prevention, the flu is most contagious in the first three to four days after the illness begins. Unfortunately, because symptoms can begin two days after the virus has entered the body, the CDC noted that it's possible for you to infect someone before you know you have it.
In order to keep you and others free from the virus, the best course of action is to get your flu shot. Because, despite what people say, the flu shot doesn't cause the flu.
7. When does implantation bleeding occur?
Those who are pregnant or trying to get pregnant are likely the ones wondering when implantation bleeding, or light bleeding, occurs. According to Mayo Clinic, implantation bleeding occurs 10 to 14 days after conception and is often one of the early signs you're pregnant.
If you notice light bleeding while trying to conceive, don't fret. Simply consult your doctor and go in for a checkup — you might walk out with good news.
8. Why am I always tired?
The eternal question asked by adults all over the world. Even if you feel like you get enough sleep, you may find yourself yawning in the middle of the day and craving a nap. Unfortunately, there isn't just one answer to this question.
If you notice you are more tired than usual, it is worth consulting with a doctor. Constantly feeling tired could be a sign of a number of health issues, including vitamin deficiency, poor diet, and more.
9. What does heartburn feel like?
Heartburn occurs when your stomach acid flows back into your esophagus, so you can imagine how unpleasant that must feel. According to Cleveland Clinic, heartburn causes an "uncomfortable burning feeling in your chest that can move up to your neck and throat." It can also lead to a butter taste in your mouth and throat.
Luckily, treatment for this unpleasant ailment is easy. Antacids can be used to treat the occasional bout of heartburn. If you experience more frequent heartburn, consider cutting acidic and spicy foods out of your diet.
10. What causes high blood pressure?
As with "why am I always tired," this questions yields a number of answers depending on your overall health and lifestyle choices. Everything from gum disease to a diet heavy in red meat to kidney disease to sleep apnea can result in high blood pressure.
If you're concerned about your blood pressure, you should meet with your doctor to get to the bottom of the cause. They may suggest a number of ways to lower your blood pressure, from diet to medications.
Visit INSIDER's homepage for more.
George H.W. Bush Intercontinental Airport in Houston is adding four new stylish restaurants to its Terminal E. Done in collaboration with OTG, an airport experience consultant, the restaurants will be available for United Airlines customers to enjoy.
OTG is no stranger to airport dining renovations. The company has also worked its magic on United's Terminal at Newark Airport, JetBlue's terminal at JFK International, American's terminal in Philadelphia.
The four new restaurants created for Terminal E were designed by Rockwell Group and all feature unique architecture and eye-catching layouts, with each restaurant having its own flavor and type of cuisine.
Q is a barbecue smokehouse with a meat-smoker built into the terminal. Gavi is an Italian restaurant and Tanglewood Grille is a Texas steakhouse. Yume is a Pan-Asian marketplace with a variety of food stations.
In addition to Terminal E, OTG has also worked to revamp Houston's Terminal B and Terminal C. In total, OTG's investment in United Houston terminals total $180 million. (United Airlines does not fly to Houston Hobby Airport.)
Take a closer look at the four new dining options in Terminal E at George H.W. Bush Intercontinental Airport in Houston:
1. First up is Gavi. It's an Italian restaurant by Chef Ryan Pera.
Gavi aims to mimic an outdoor Italian bistro.
Its facade features a wavy black canopy and angular tree design.
See the rest of the story at Business Insider
Credit cards have been at the center of some of America's deadliest mass shootings, a new investigation from The New York Times reveals.
According to The Times, over the past decade there have been 13 shootings killing 10 or more people, and of those, at least eight were financed using credit cards.
Attackers reportedly spent thousands of dollars on guns and ammunition using credit cards that were taken out in the months leading up to the attacks. These charges were not flagged by credit card-companies despite obvious red flags, law enforcement officials say.
And many of these perpetrators likely would not have been able to afford these firearms without credit cards, The Times reported.
"Banks will complain this is the government's job and it's not our job, but you know what? They are the only ones with the ability to do this," Kevin Sullivan, a former New York Police fraud investigator who is president of the Anti-Money Laundering Training Academy, told The Times.
Credit-card companies have refused to monitor customer transactions. A spokesperson for Visa told The Times that putting a restriction on the purchase of legal goods "sets a dangerous precedent."
The Times uses Omar Mateen, who killed 49 people and wounded 53 more in a shooting at the Pulse nightclub in Orlando in 2016, and James E. Holmes, who killed 12 people and injured 70 others at a Century 16 movie theater in Aurora, Colorado, in 2012, as examples.
Both shooters reportedly spent thousands of dollars buying guns and lethal weapons on credit cards in the run-up to the attacks.
Holmes used a new Mastercard to buy more than $11,000 in weapons and military gear including various guns, grenades, a gas mask, a bulletproof vest, and 5,000 rounds of ammunition, The Times reported.
"This was a civilian making these orders, not the police and not the military," Sandy Phillips, a mother of a girl who died in the attack said. "Someone should have noticed."
Read The New York Times' full investigation here. »
The holiday season is a festive time for both ordinary people and public figures, when historic buildings where world leaders live and work are decked out in lights, tinsel, and enormous Christmas trees.
In Windsor Castle, Prince Harry and Meghan Markle's wedding outfits are on display along with a 20-foot Christmas tree covered in 7,000 lights. For the Trumps' second Christmas in the White House, first lady Melania Trump drew upon the theme of "American Treasures" to design the decorations.
Here's how the first family of the United States and the British royal family decorated their respective residences for the holidays this year.
Queen Elizabeth usually spends her weekends at Windsor Castle, but the royal family goes to her Sandringham estate in Norfolk for Christmas.
Royals have a black-tie dinner on Christmas Eve, then exchange gifts at teatime and attend church on Christmas Day.
Christmas decorations at Windsor Castle went up in November.
Staff members of the Royal Borough of Windsor and Maidenhead installed the lights.
In the castle's Crimson Drawing Room, a 15-foot tree is fittingly decorated with crimson ornaments.
The Crimson Drawing Room is only open to visitors during the winter months.
See the rest of the story at Business Insider
Hype around artificial intelligence has never been higher — and one industry where it has a chance to make a major impact on profits is retail.
Business Insider Intelligence projects that AI will boost profitability in retail and wholesale by nearly 60% by 2035, setting off a wave of excitement and investment among companies.
The areas where AI will have its biggest impact are personalization, search and chatbots.
But as hype and misunderstanding continue to build, it’s become harder than ever to keep sight of the true disruptive potential of AI.
Find out how AI is being implemented in these three areas and how each one can impact revenue in this new FREE slide deck from Business Insider Intelligence.
In this third and final installment of the three-part Future of Retail 2018 series, Business Insider Intelligence takes a hard look at the retail use cases where AI can make an impact, explores noteworthy examples of retailers implementing the technology, and weighs the benefits of investing in AI today.
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Holiday shopping used to mean going to a store, fighting for a parking spot, hoping what you wanted was in stock, waiting in line, then getting home. Online shopping has turned that nightmare into a couple of clicks you can make in your pajamas from bed.
To make things even easier, we've even done the work of finding the perfect gifts for you.
If you're shopping for someone who wished they read more but "doesn't have the time," a gift subscription to Audible is a very thoughtful choice. Audible's audiobook library has over 425,000 titles from every era and genre, so it's likely that many of the titles on their "to read" list are available.
Gift memberships start at $15 for one month, $45 for three months, $90 for six months, and $150 for 12 months. Your giftee will receive one "credit" per month, which they can spend on the book of their choice, plus two free "Audible Originals," which are shorter books and stories exclusive to the service. They'll also get a couple of additional Audible member benefits for the duration of their membership: a 30% discount on all audiobooks, and free audiobook exchanges.
Once they've made a book selection, it's extremely easy to start listening whenever and wherever, without losing their spot.
They can use the Audible app, which is available on iOS and Android, a built-in Audible player on Amazon's Fire Tablets, or the Kindle Paperwhite and Kindle Oasis. They'll also have the ability to import Audible books into iTunes, and there's a cloud player on Audible's website. They can even ask an Amazon Echo to play it.
Audible will automatically remember and sync their place between devices, so if your giftee listens to part of a book on their phone during a morning commute, they can pick up exactly where they left off on their office computer.
One of the best features of an Audible subscription is that you don't lose access to your audiobook library when your subscription ends. If the person you gift a subscription to really loves Audible, they can continue their subscription immediately after the gift period is over. If not, they can continue to listen to the audiobooks as many times as they'd like.
This lack of pressure is part of what makes an Audible subscription such a great gift. The person you gift it to will never feel the pressure of having to continue their subscription, and there are no penalties if they don't.
Whether the lapsed reader in your life is worried about not having enough time read, or doesn't have the space to carry around books all the time, an Audible subscription is a wonderful gift that fixes both of their problems. They'll have it with them at all times, and it'll help them turn their downtime into an opportunity to hear an interesting story or learn something new.
Looking for more gift ideas? Check out all of Insider Picks' holiday gift guides for 2018 here.
SEE ALSO: The 29 best books we read in 2018
The Insider Picks team writes about stuff we think you'll like. Business Insider may receive a commission from The Points Guy Affiliate Network.
Even though Hawaii is part of the United States, traveling there feels like a journey to a different world. Each Hawaiian island is as diverse as it is beautiful, but they all feature stunning beaches and dynamic landscapes that will take your breath away.
Lush greenery, volcanoes, waterfalls, and crystal-clear waters perfect for surfing and scuba are the norm in this tropical paradise, making any vacation there a dream come true for both nature lovers and lovers of water and sea life. The only problem? Hawaii is notoriously expensive to visit, both due to the exorbitant costs of airfare and the high prices of hotels.
Fortunately, many travel credit cards make it possible to rack up rewards perfect for an epic Hawaii trip. If two spouses were to pick up two cards and earn the sign-up bonuses on both, they could even get both their hotels and their airfare fully covered for the Hawaiian vacation of a lifetime.
Hawaiian Airlines World Elite Mastercard
Like any trip, the first detail you'll need to handle for your journey to Hawaii is airfare. For this component of your trip, you should consider picking up the Hawaiian Airlines World Elite Mastercard.
Not only does the Hawaiian Airlines World Elite Mastercard offer 50,000 bonus miles after you spend $3,000 within 90 days of account opening, but you also earn 3x points on Hawaiian Airlines purchases, 2x points on gas, dining, and grocery store purchases, and 1x points on all other purchases. You also get a free checked bag on Hawaiian Airlines flights, along with a $100 annual companion discount and no foreign transaction fees.
Currently, Coach SuperSaver flights from the US mainland to Hawaii are just 20,000 miles one-way or 40,000 miles round-trip. You can also fly within the Hawaiian Islands for just 7,500 miles one-way with a Coach SuperSaver fare.
As a result, each person who signs up for the card and earns the sign-up bonus would have enough miles for a round-trip open-jaw fare into Hawaii and one intra-island flight at the very least. This makes this card perfect for a couple who both get the card and want to visit two islands during their trip. For example, a couple could use 20,000 miles each to fly into Oahu, 7,500 miles each to fly from Oahu to Kauai, then 20,000 miles to fly home to the US from Kauai.
On top of their airline miles redeemed, however, each person would need to pay government-mandated airline taxes and fees of $5.60 per leg.
The Hawaiian Airlines World Elite Mastercard also charges a $99 annual fee.
Hilton Honors American Express Ascend Card
When it comes to covering your Hawaiian hotels, focusing on the Hilton Honors hotel loyalty program is an absolute no-brainer. This is mainly due to the fact that there are so many Hilton hotels all over Hawaii, but it's also due to the fact the Hilton Honors American Express Ascend Card makes it so easy to rack up points.
Currently, the Hilton Honors American Express Ascend Card is offering 125,000 bonus Hilton Honors points after you spend $2,000 on your card within three months of account opening. You also earn 12x points on all your Hilton Honors purchases, 6x points at restaurants, supermarkets, and gas stations in the US, and 3x points on all other purchases.
Finally, this card comes with no foreign transaction fees, automatic Hilton Gold status, and a free weekend night award from Hilton Honors after you spend $15,000 on purchases on your card within a calendar year. This card does charge a $95 annual fee.
While the points you need for a free night can vary at Hilton properties depending on dates and demand, some of your hotel options include:
These are just some of the Hilton properties you could choose from, but there are plenty of others. Also note that Hilton Silver members and those with higher status receive a 5th night free when they book certain five-night stays with Hilton Honors points. The Hilton Honors programs also lets you pool your points with up to 10 people within the program, which makes it a winner for couples who want to combine their points together for optimal travel redemptions.
As an example of how this could work, let's say that two partners both signed up for the Hilton Honors American Express Ascend Card and earned the 125,000 bonus Hilton Honors points. This would leave the couple with 250,000 bonus points total not counting points they earned on their regular spending.
If they wanted to spend five nights at the Hilton Garden Inn Waikiki Beach at 49,000 Hilton Honors points per night, they could combine and cash in 196,000 of their points for four free nights and get their fifth night free provided standard award nights were available during their entire reservation period. They could also break their stay up across a few of Hawaii's famous islands, redeeming points for a few free nights at each.
The bottom line
If you're angling for a trip to Hawaii this year, a handful of rewards cards can make travel an especially cheap proposition. You'll still have to pay for food and fun, but having your airfare and hotels covered can help you stretch your travel budget much farther than most people realize.
Click here to learn more about the Hilton Honors Ascend from Insider Picks' partner: The Points Guy.
This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here. Current subscribers can read the report here.
Blockchain is seemingly being explored by innovation teams in every corner of every industry. This includes the logistics industry, which, despite continuing on an impressive upward trajectory — the market is expected to reach $15.5 trillion by 2023, up from $8.1 trillion in 2015 — is filled with inefficiencies that the distributed ledger technology (DLT) is potentially well suited to fix.
As a result, the DLT has become one of the most attractive investment opportunities for companies in the logistics space; in fact, the market for blockchain technology in supply chain management is expected to grow at a compound annual growth rate (CAGR) of 49% from $41 million in 2017 to $667 million in 2024, according to Zion Market Research.
This is leading some of the largest firms in the logistics industry to explore blockchain and its potential use cases. For example, in 2017, a group of technology, transportation, and supply chain executives formed the Blockchain in Transport Alliance (BiTA) to create a forum for the development of blockchain standards and education for the freight industry. BiTA now has over 450 members, including global heavyweights UPS, FedEx, SAP, Google, Cisco, and Daimler.
However, there are still major hurdles to overcome before the technology can become commonplace. Many companies, especially small- to medium-sized businesses (SMBs), are still unaware of what blockchain is, how it works, or what the benefits of the technology are.
In this report, Business Insider Intelligence explores how blockchain can provide value to the global logistics industry. We break down some of the inefficiencies in the logistics industry that are leading firms to explore blockchain and explain how the technology can be used to solve these issues. Additionally, we examine some specific use cases along the supply chain and identify some of the hurdles to adoption. And finally, we take a look at what needs to occur in the logistics industry for blockchain to be deployed widely.
The companies mentioned in this report are: BiTA, FedEx, IBM, Maersk, Modum, SAP, Volt Technology, and Walmart.
Here are some of the key takeaways from the report:
In full, the report:
A theme of James Clear's "Atomic Habits" is that you can trick yourself into being the person you want to be.
One of my favorite examples of this theme is Clear's explanation of the "two-minute rule": "When you start a new habit, it should take less than two minutes to do."
The idea is to scale down the whole habit into a very quick, very easy behavior. Clear suggests "take out my yoga mat" as the two-minute version of "do 30 minutes of yoga" and "fold one pair of socks" as the two-minute version of "fold the laundry."
There are a number of reasons why this strategy works. According to Clear, who runs a popular productivity website, you have to "master the art of showing up" before you turn to the details. What's more, the first two minutes become a "ritual at the beginning of a larger routine," so you can eventually think less about it.
Do less than you can when you're starting a new habit
I've heard versions of Clear's two-minute rule before, for example from Chade-Meng Tan, a former Google engineer who developed the company's emotional-intelligence course, "Search Inside Yourself."In his book by the same name, Tan writes that the best way to start a meditation habit is to "do less formal practice than you are capable of."
Tan previously told me that sustaining a meditation or mindfulness practice means figuring out "how much meditation does it take for you to see meaningful changes in life. And then be careful to not overdose — because overdosing is no longer fun." Over time, your ability to enjoy and benefit from a large dose will increase.
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Chris Bailey had a similar tip in "Hyperfocus": When you're dreading a task like writing a paper or cleaning out your closet, work for at least one minute "with purposeful attention and limited distractions." Bailey writes that it can take just 40 seconds before we get distracted from the task at hand. But if you pass that threshold, chances are, you'll be inclined to continue, since you've gotten over the starting hump.
And on a Reddit thread about overcoming laziness, multiple people shared some variation on the idea that you should tell yourself you'll only work on the dreaded task for a designated time period — and then you can stop. backformore wrote: "I set an alarm for 10 minutes and then see how much I can get done in that time. Usually, it gets me motivated to keep going after the timer goes off, but if it doesn't at least I did something."
Clear offered a more existential justification for the two-minute rule: These tiny behaviors "reinforce the identity you want to build. If you show up at the gym five days in a row — even if it's just for two minutes — you are casting votes for your new identity."
He went on: "You're focused on become the type of person who doesn't miss workouts. You're taking the smallest action that confirms the type of person you want to be."
The time has finally come: You got a PlayStation 4. Congratulations!
Unbelievably, the PlayStation 4 launched over five years ago at this point. Still feels like a pretty modern, swanky little box, doesn't it?
The good news is there are five full years of major games available to play on the PS4. But that means there's a lot of titles out there to sift through. Where to begin?!
What we've put together below is a bit of a cheat sheet — a look through 10 excellent games across a variety of genres that either can only be played on the PlayStation 4 or are best on PlayStation 4.
"Horizon Zero Dawn"
In 10 years, people will still be talking about innovative things that "Horizon Zero Dawn" does. They'll still be talking about how gorgeous it is, how smart and funny its main character is, how it succeeded commercially in the shadow of a new Nintendo console and a new "Legend of Zelda" game.
While playing games, I often experience a small handful of emotions: frustration, accomplishment, fear. While playing "Horizon Zero Dawn," that list expanded dramatically — outside of delighting in the graceful, smart gameplay systems that underlie the game's narrative focus, I often laughed out loud at Aloy's smart quips (she's the protagonist you see above). I found myself endlessly curious about the surprisingly deep lore of the game's world, its people and religions, and the main character's story arc. Perhaps most important, I actually cared about the main character, believed her motivations, and wanted her to succeed.
"Horizon Zero Dawn" is a magnificent accomplishment of a game that stands out among standouts. And I didn't even mention the giant metal dinosaurs.
Listen, "Bloodborne" is not for the faint of heart.
In "Bloodborne," you're a hunter taking on a world that wants you dead. In practice that means you're playing a third-person action game where constant death is pretty much an expectation. It's only through careful attrition that you'll learn to survive and progress. Like the "Souls" series it comes from, "Bloodborne" is a game that demands focus and mastery.
For some people, that will be a massive turnoff. For others, "Bloodborne" is an obsession.
That said: "Bloodborne" is gorgeous/gruesome, tremendously challenging, and easily one of the best games on PlayStation 4. Here's a review-y thing my colleague Dave Smith wrote about the game— it goes into far more depth on why "Bloodborne" is so fantastic.
It's hard to overstate how much fun basic movement is in "Spider-Man."
Even after devoting more than 30 hours of my life to the game, I never tired of high-velocity traversal. If you've seen any of the "Spider-Man" movies, you're already familiar with how swinging around Manhattan works — it's nearly identical in the PS4 game, but you're in control.
And the version of Manhattan that "Spider-Man" lives in is almost as beautiful as the real thing. It's not quite as large, or as detailed, but it's got all the familiar landmarks you'd expect to see: Union Square, Central Park, and much more.
As a NYC resident, I found it shockingly easy to navigate the Manhattan of "Spider-man" without using the in-game map. That it's possible to navigate solely based on my knowledge of the actual Manhattan is incredibly impressive, and a testament to the level of detail in "Spider-Man."
But what's most impressive about the game is that it manages to tell a story and evoke the feeling of a high-budget Marvel superhero film — except you get to play it.
I want to be all the way clear here: I don't even like "Spider-Man" as a character. I never read the comics growing up, and I don't like the few films I saw. I love "Spider-Man" on PlayStation 4.
See the rest of the story at Business Insider
Deciding which apps to download from Apple's App Store can be daunting, especially when you have a new phone. After all, there are millions of apps choose from.
We've rounded up 33 of the best apps you should download first on your iPhone. There are some obvious choices on this list, but we've also chosen a few hidden gems that the Tech Insider staff uses and loves.
Let's check them out:
Citizen lets you see if there are emergencies or crimes nearby.
Moment helps you track screen time. Apple has built-in tools, but a lot of people in the tech world use this app.
Mindbody lets you book and search workout classes on the go.
Mindbody is a free app. The classes cost money.
See the rest of the story at Business Insider
Gratitude does not come naturally to most people.
In fact, according to a 2014 study conducted by Harvard's Graduate School of Education, approximately four out of five children value personal achievement and success more than caring for others. The study's authors concluded that "the root of this problem may be a rhetoric/reality gap, a gap between what parents and other adults say are their top priorities and the real messages they convey in their behavior day to day."
In other words, raising caring kids who are grateful for the good things in life comes down to the Golden Rule: do to others as you would do to yourself.
My wife and I strive to consistently model the type of behavior we want our kids to display themselves in the hopes that our outward actions will reflect the emotions within.
We say please and thank you when simply handing each other objects in the kitchen, we ask each other questions, and we see how the other is feeling when in earshot of the kids even when we're well caught up on each other's day. Crucially, we also involve our kids in as many conversations and activities that provide opportunities for gratitude as possible.
Learning to be grateful
Our son is five, and our daughter is not yet one, so I don't expect much in the way of gratitude from her. The key here is to not expect much from him yet, either.
As Washington Post contributor Meghan Leahy wrote in article from August 2017: "True gratitude can take years to develop. It requires deep empathy and an appreciation of others’ feelings." And empathy is a highly evolved emotion that a child's brain can't fully grasp, both because of the lack of life experience and simply because of its level of development.
As gratitude is not innate in most children, it must be learned. Therefore, it must be taught. And a child is never too young to start learning to be grateful, so long as the caregivers use a light touch.
The first tangible way my wife and I are teaching the kids gratitude is by doing what we call our Thankfuls at dinner. Each night, we go around the dinner table with each family member who can talk sharing one thing for which they were thankful from that day. It's a secular take on a prayer, and already we can tell it's working: for the first week or so of our Thankfuls, it was always a parent who remembered to initiate the sharing session. Now our son is without fail the person who says: "Should we do our Thankfuls?"
And even if he is thankful for beating a level in Super Mario Bros or for it being a sweet desert night instead of expressing appreciation for a warm, safe home, at least he's expressing gratitude in some form every day.
Teaching gratitude for the holidays
The holiday season has presented several unique opportunities for my son to learn about gratitude.
I decided to get one of my wife's gifts from the nonprofit World Vision, a charity that works to "empower people out of poverty." A majority of the purchase price of the handmade silver cuff I chose for her will go to World Vision's Where Most Needed Fund, helping provide people in need with clean water, warm clothing, health care support, and other essentials.
I involved my son in the process of shopping from World Vision, explaining how the money we spent would help other people and that by buying from this type of organization instead of from a regular store, our money would do some small part to improve other people's lives. Sure, I could have simply said: "Not everyone has safe water, a warm home, and toys to play with, so you should appreciate those things." But by doing something concrete instead of simply talking about it, I'm confident he better understood the message. (We'll deal with the fallacy of relative privation when he's older.)
As Christmas approached, my wife and I asked our son if there were any toys he would like to donate so that other kids could enjoy them. We weren't going to force him to give away a single marble if he didn't want to, of course, but we explained that he had more than enough toys himself, while other children went largely without.
Then, with a light touch, we suggested a few toys that he had outgrown or simply never liked that much. He jumped on the opportunity to give several away, and we thanked him for his generosity. Was it a huge sacrifice on his part? No, but the spirit was there. And after boxing up the chosen giveaways, we talked about how fortunate our family was to have enough things that we could give others away.
A few days later, our son's daily Advent calendar gift was a packet of colored glue sticks for his glue gun (don't worry, it's a low temperature "cold" glue gun). He unwrapped them, realized what they were, and then hugged us both and thanked us as if we had given him a bar of gold. It was just a little gift, but he was genuinely grateful.
So maybe it's working.
"Friends" ended in 2004, but 14 years later, the cast still makes millions of dollars off of the popular sitcom.
According to Marketplace, each member of the "Friends" main cast still makes $20 million a year thanks to syndication and Netflix. The show still makes $1 billion a year for Warner Bros., and the actors get 2% of that syndication income, Marketplace said.
And now that the Warner Bros. show will remain on Netflix through 2019, they could make even more.
The show's future on the streaming giant was put in doubt earlier this month when the "Friends" show page on Netflix indicated that it would be unavailable to stream by January. Netflix quickly removed the note, and said that "Friends" will remain on the service throughout 2019.
AT&T, which bought Time Warner this year, confirmed that Netflix and AT&T were finalizing a multiyear agreement to keep "Friends" on Netflix while AT&T would have the freedom to also include it on its own streaming service, expected to launch in 2019.
According to The New York Times, Netflix is dropping $100 million for "Friends," more than the $30 million it was paying per year. But since it won't be exclusive to only Netflix, it will likely negotiate a lower price in the future when the show comes to AT&T's new streaming service.
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This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here.
Edge computing solutions are key tools that help companies grapple with rising data volumes across industries. These types of solutions are critical in allowing companies to gain more control over the data their IoT devices create and in reducing their reliance on (and the costs of) cloud computing.
These systems are becoming more sought-after — 40% of companies that provide IoT solutions reported that edge computing came up more in discussion with customers in 2017 than the year before, according to Business Insider Intelligence’s 2017 Global IoT Executive Survey. But companies need to know whether they should look into edge computing solutions, and what in particular they can hope to gain from shifting data processing and analysis from the cloud to the edge.
There are three particular types of problems that edge computing solutions are helping to combat across industries:
In this report, Business Insider Intelligence examines how edge computing is reducing companies' reliance on cloud computing in three key industries: healthcare, telecommunications, and the automotive space. We explore how these systems mitigate issues in each sector by helping to efficiently process growing troves of data, expanding the potential realms of IoT solutions a company can offer, and bringing enhanced computing capability to remote and mobile platforms.
Here are some key takeaways from the report:
In full, the report:
The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.
Gift cards are an ideal gift in a lot of ways. For instance, you get to give them exactly what they want — in the color, style, and exact model that they want it — without polling their closest friends, family, and private online wish lists. They also typically don't expire.
Below, you'll find 40 of the best ones to give. If you want more options, there are also lots of restaurant gift cards on Amazon and plenty of other brands here. Otherwise, you might opt for stores like Best Buy with free in-store pickup.
Below, you'll find 40 of the best gift cards to give this year:
Looking for more gift ideas? Check out all of Insider Picks' holiday gift guides for 2018 here.
Brooklinen makes the best high-end sheets at the best price on the internet. Have a gift card delivered digitally, or in a gift card box. You can find a full review of Brooklinen's sheets here.
An Amazon gift card is a more polite version of giving them cash — with it, they can buy pretty much anything they've had on their wish list — whether it's new and exciting tech or completely utilitarian home basics. You can also buy it in a gift card box.
They probably already have a Spotify account, but that doesn't mean they won't appreciate not having to pay for it for a while. A Spotify gift card lets you fund the next few months of something they love and use multiple times per day.
See the rest of the story at Business Insider