• Mark Cuban is a "big fan" of Democratic Rep. Alexandria Ocasio-Cortez and thinks it's "great that she wants to be radical."
• But he's also calling on her to break from the "partisan approach" permeating US politics today.
• This came after Cuban garnered attention by tweeting about the freshman congresswoman on Sunday. 
• "My hope is that [Ocasio-Cortez] and other young politicians can be great leaders, that have the ability to bring people, regardless of affiliation, together and help move this country forward again," Cuban told INSIDER.

Mark Cuban is a "big fan" of Democratic Rep. Alexandria Ocasio-Cortez and thinks it's "great that she wants to be radical," but he's also calling on her to break from the "partisan approach" permeating US politics today.  

Ocasio-Cortez has barely started her congressional career but is rapidly becoming a household name and is already a primary target for Republicans and conservative commentators. Her words, including her tweets, are under constant scrutiny by Democratic and Republican figures alike as she gains more influence and notoriety. 

"She has a real opportunity to be one of the game changers," Cuban told INSIDER of Ocasio-Cortez on Monday. "I hope she takes on the challenge."

"My hope is that [Ocasio-Cortez] and other young politicians can be great leaders, that have the ability to bring people, regardless of affiliation, together and help move this country forward again," Cuban added. "In my opinion, that stands a much better chance of happening if our incoming politicians set a different tone than exists in Washington today."

This came after Cuban garnered attention by tweeting about the freshman congresswoman on Sunday.

Read more: THE TRUTH ABOUT ALEXANDRIA OCASIO-CORTEZ: The inside story of how, in just one year, Sandy the bartender became a lawmaker who triggers both parties

Ocasio-Cortez in a Saturday tweet went after Republican Minority Whip Steve Scalise for attacking her position on taxation, accusing him and the GOP of working for "corporate CEOs" rather than the American people. 

In a response to Ocasio-Cortez's tweet, Cuban tweeted, "Be a radical, Be different, Be a change leader. Innovate. It's your generation's turn to govern. Go for it. But please leave our bad habit of using partisan language 'Us vs Them' 'Rep vs Dem' 'Libs vs Cons' behind.We are all in this together. Change the Game to Change the World."

In a separate tweet, the billionaire and Dallas Mavericks owner expanded on his previous statement, and called for a "new approach" to leadership in Washington. 

"My point is that right now Pelosi=Mccarthy=Schumer=McConnell=all the same," Cuban said. "Now would be a great time for the new generation of politicians, across the board, to take a new approach. We need you to represent us all. The partisan approach doesn’t work."

Read more:Mark Cuban said running for president would be the 'definition of bad parenting,' but he might go for it anyway

INSIDER followed up with Cuban and asked whether he thought it was truly realistic to ask a new member of Congress, particularly one such as Ocasio-Cortez who's routinely attacked by Republicans, to play nice and "change the game" in such a drastic way. 

Cuban said his initial tweet was "a compliment."

"I think it's great that she wants to be radical. That she wants to be different. That she wants to change the game," Cuban said. "What we have today is certainly not effective and not working. I was encouraging her be a change leader and innovate. Our country needs it."

Cuban said he believes Ocasio-Cortez and her fellow freshman colleagues can be "even more powerful and impactful" if they abandon the "us vs them" rhetoric that's pervasive in US politics at present. He's optimistic politicians like Ocasio-Cortez can "lead us into a less partisan future."

Ocasio-Cortez did not immediately respond to a request for comment from INSIDER.

Here's Cuban's full statement to INSIDER explaining his views on Ocasio-Cortez and the state of politics in the nation's capital: 

The tweet was a compliment.

I mentioned [Ocasio-Cortez] specifically because I'm a fan of hers.

I think it's great that she wants to be radical. That she wants to be different. That she wants to change the game. What we have today is certainly not effective and not working. I was encouraging her be a change leader and innovate. Our country needs it.

I also think if she and her fellow 1st year cohorts abandon the 'Us Vs Them' rhetoric that dominates politics today they can be even more powerful and impactful than they otherwise would be.

Hence the 'Change the Game to Change the World' comment in my 1st tweet. In my opinion, our new and future leaders should be trying to change the way it is being done and lead us into a less partisan future.

My hope is that [Ocasio-Cortez] and other young politicians can be great leaders, that have the ability to bring people, regardless of affiliation, together and help move this country forward again. In my opinion, that stands a much better chance of happening if our incoming politicians set a different tone than exists in Washington today.

That doesn't mean that the incumbents aren't going to keep taking shots at her. That comes with the territory. And if she or anyone thinks someone is wrong, of course say so. But deal with the issue at hand. Where things go south for all of us is when the discussion devolves to generalizations about party, positions, demographics etc.

She has a real opportunity to be one of the game changers. I hope she takes on the challenge.

We are in very unique time. [Ocasio-Cortez], Kyrsten Sinema, The Parkland kids, and others are speaking up. They know how to use new media and events to amplify their voices and connect. It's their time to make it happen. I just hope they go across political affiliations and are totally inclusive and don't let the old guard's bad habits and history hold them back.

And I'm not taking a position on [Ocasio-Cortez's] potential policies, I don't know much beyond headlines and tweets, but I'll happily dig further as she presents them.

SEE ALSO: Alexandria Ocasio-Cortez's plan to tax the wealthiest Americans 60-70% could bring in billions of extra dollars for the federal government

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NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'

• Rudy Giuliani, President Donald Trump's lead attorney, is increasingly using Twitter to project bombastic claims and false accusations to his nearly 225,000 followers. 
• In recent weeks, his tweets have attacked Florida election officials, special counsel Robert Mueller, former FBI Director James Comey, and Twitter itself. 
• Here's a breakdown all of Giuliani's most recent eyebrow-raising tweets. 

Since taking over as President Donald Trump's chief legal counsel last April, Rudolph "Rudy" Giuliani has made headlines for his bombastic, off-the-cuff remarks, like when he told MSNBC's Chuck Todd that "truth isn't truth."

The former US Attorney and mayor of New York City — dubbed "America's Mayor" for his leadership following the 9/11 attacks — is now better known for his typo-filled rantings and fiery accusations against his detractors, which he regularly broadcasts to his 225,000 Twitter followers. 

Over the past two months, Giuliani has used his Twitter account to falsely accuse Florida election officials of fraud and foul play, blame special counsel Robert Mueller for a technical glitch causing text messages of FBI employees to be deleted, and claim that Twitter was responsible for his own typos in his tweets.

Here's the complete guide to Giuliani's most recent tweets: 

In November, Giuliani fired off a series of tweets making baseless accusations of election and voter fraud in Florida, where the hotly contested Senate race between Democrat Bill Nelson and Republican Rick Scott went to a recount.

Source: New York Times, Reuters

Despite Giuliani's bombastic accusations of fraud, there is no evidence of election officials committing fraud or "creating ballots" favoring Democrats. Rather, the races took longer than usual to decide because of the extraordinarily slim margin between the candidates.

Even though Giuliani warned of sinister efforts by "Democratic" election officials to create falsified ballots, Republican Sen. candidate Rick Scott and gubernatorial candidate Ron DeSantis ended up victorious in the end.

Hype around artificial intelligence has never been higher — and one industry where it has a chance to make a major impact on profits is retail.

Business Insider Intelligence projects that AI will boost profitability in retail and wholesale by nearly 60% by 2035, setting off a wave of excitement and investment among companies.

The areas where AI will have its biggest impact are personalization, search and chatbots.

But as hype and misunderstanding continue to build, it’s become harder than ever to keep sight of the true disruptive potential of AI.

Find out how AI is being implemented in these three areas and how each one can impact revenue in this new FREE slide deck from Business Insider Intelligence.

In this third and final installment of the three-part Future of Retail 2018 series, Business Insider Intelligence takes a hard look at the retail use cases where AI can make an impact, explores noteworthy examples of retailers implementing the technology, and weighs the benefits of investing in AI today.

As an added bonus, you will gain immediate access to our exclusive Business Insider Intelligence Daily newsletter.

To get your copy of the third part of this FREE slide deck, simply click here.

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• "Scandal" actress Kerry Washington and Rep. Alexandria Ocasio-Cortez were among Twitter users who criticized CBS for seemingly not including any Black journalists on its newly announced 2020 Election team.
• Washington and Ocasio-Cortez reacted to a tweet from CBS' Ben Mitchell that had headshots of the 12 producers and reporters assigned to cover the 2020 Presidential Election.
• The tweet provoked hundreds of replies, including several members of the media who questioned how the team's seeming lack of Black journalists would compromise coverage for African-American voters.

"Scandal" actress Kerry Washington and Rep. Alexandria Ocasio-Cortez were among Twitter users who criticized CBS for announcing their new 2020 election team without seemingly including any Black journalists.

Quoting the same tweet from CBS Associate Producer Ben Mitchell, Ocasio-Cortez and Washington tweeted a day apart, both taking issue that none of the 12 reporters or producers appeared to be Black.

Ocasio-Cortez wrote, "This WH admin has made having a functional understanding of race in America one of the most important core competencies for a political journalist to have, yet @CBSNews hasn’t assigned a *single* black journalist to cover the 2020 election."

Alexandria Ocasio-Cortez added: "Unacceptable in 2019. Try again."

The next day, Washington quoted the same tweet and wrote "Dear @CBSNews, I am encouraged by the diversity you DID include. But when it comes time to discuss the inevitable role that race and racism will play in the election, who will you turn to for a perspective with nuanced & personal understanding of the African American experience?"

Though they garnered significant attention, Ocasio-Cortez's and Washington's reactions were just two among hundreds of tweets criticizing the team's seeming lack of diversity. 

Many other members of the media tweeted to criticize the announcement.

Journalist Erin Biba wrote that it was "remarkable" that CBS would "make an error this glaringly stupid and wrong" by not crafting a more diverse team. 

Rolling Stone Senior Writer Jamil Smith tweeted "there will be more black candidates for president" than were included on the team. He added, "in this day and age, you have to try to screw up this badly." 

New Yorker Staff Writer Jelani Cobb pointed out that the team would be covering an election that is expected to be dominated by key issues including voter suppression and racial relations.

Tiffany Cross, co-founder and managing editor of The Beat DC, a site that calls itself "DC's inclusive political pulse," tweeted to encourage readers to look elsewhere for 2020 coverage. 

Business Insider did not receive a response from CBS on the matter.

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NOW WATCH: Saturn is officially losing its rings — and they're disappearing much faster than scientists had anticipated

This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here.

Artificial intelligence (AI), often used as an umbrella term to describe types of technology that can simulate human intelligence, is one of today’s hottest topics across a number of business sectors. AI techniques teach computers to parse data in a contextual manner to provide requested information, supply analysis, or trigger an event based on their findings.

Marketers are already leveraging the power of AI to glean valuable insights about their customers, automate tasks, and improve workflows. Just over half (51%) of marketers currently use AI, and an additional 27% are expected to incorporate the technology by 2019, according to Salesforce. This represents the highest anticipated year-over-year (YoY) growth of any leading technology that marketers expect to adopt in the next year, beating out the Internet of Things and marketing automation. And, as the volume of consumer-generated data grows, AI computing techniques — like machine learning, deep learning, and natural language processing (NLP) — will become increasingly important to data-driven decision-making.

In a new report, Business Insider Intelligence examines the current and potential applications of AI within marketing. We dive into how AI enhances personalization, and identify the best practices for marketers looking to integrate the nascent tech into their strategies. We also look at how marketers cam implement AI to better target audiences, gain a competitive edge, and analyze data from social platforms. Finally, we evaluate how these applications will transform — and enhance — the way marketers analyze data, conduct burdensome tasks, and create content. 

Here are some of the key takeaways from the report:

• AI is advancing beyond data analysis and moving rapidly into data generation, as machines get better at automating two basic human senses: sight and hearing. Gleaning insights from data-rich media like voice and video is now possible, and humans no longer have to manually categorize or describe various types of media.
• AI will transform marketers from reactive to proactive planners. The enhanced analytics that AI provides will help marketers more efficiently plan and execute campaigns in three main areas: segmentation, tracking, and keyword tagging.
• However, the rapid pace of innovation is contributing to marketers’ sense of unpreparedness for AI implementation and future use cases. When asked to choose which trending technology they felt most unprepared for, 34% of global marketing executives chose AI, the most of any option, according to Conductor.
• AI will aid in content creation, but human marketers are still necessary. It’s still early days for marketers to use AI to automatically create editorial content or stitch together the right image with the right messaging for display ads. Machines will help cut down on production time, but humans are needed for their creative juices.

In full, the report:

• Discusses the top use cases for AI in marketing and examines those with the greatest potential in the next few years. 
• Breaks down how the role of marketers will evolve once AI automates remedial tasks. 
• Explores how the customer experience is becoming more personalized, relevant, and timely. 
• Provides potential roadmaps for companies that are beginning to invest in AI and machine learning.

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• Winter storm Gia is moving across the Midwest.
• Seven people have died in weather-related crashes, Reuters reports.
• Hundreds of flights have been canceled and thousands are without power.

The first major snowstorm of 2019 is blanketing the Midwest with snow and ice.

From Colorado to the mid-Atlantic, a 1,800-mile stretch of the US has been hit by winter storm Gia, with the Midwest taking the brunt of the blow. 

Reuters reports that seven people have died in weather-related crashes and that a foot and a half of snow fell in St. Louis. Over 57,000 people in Missouri and 27,000 people in Kansas are without power as of Sunday afternoon, according to PowerOutage.us.  The flight tracking service Flight Aware also reported that there were over 600 flight cancellations within, into, or out of the US on Sunday.

Here's what winter storm Gia looks like on the ground.

A plane slid off the runway at Columbia Regional Airport in Columbia, Missouri

A sand truck overturned on North Kings Highway in Fairfax County, Virginia

Traffic in Eureka, Missouri, was at a standstill

Missouri State Troopers helped dig out cars that got stuck in snow banks

Northeast Kansas was covered in snow over the weekend

Troy, Illinois, was also blanketed in seven inches of snow

A Florida elementary school on a field trip enjoyed the winter weather in Washington DC, which received three to six inches of snow and saw over 400 flight cancellations

Visit INSIDER's homepage for more.

• Read more:
• 15 amazing things you didn't know about snow
• 10 photos show the beauty and danger of the 'mammoth' winter storm that pummeled parts of the US Southeast with over 1 foot of snow
• The best snow pants you can buy for men, women, and kids
• 6 essential snow tools and accessories you need to stay safe around your property this winter

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NOW WATCH: Bernie Madoff was arrested 10 years ago — here's what his life is like in prison

This is a preview of a research report fromBusiness Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence,click here. Current subscribers can read the reporthere.

Virtual reality (VR) offers immersive experiences in which users can hear, see, and interact with 360-degree digital environments using head-mounted displays (HMDs) and handheld motion devices. The technology has been historically associated with consumer-facing gaming, but it’s been gaining traction in the enterprise over the past year.

In fact, companies such as Macy’s, Lowe’s, Walmart, and UPS, among others, have all launched new VR programs since 2017. And as more businesses look to tap the technology, this will drive enterprise VR hardware and software revenue to jump 587% to $5.5 billion in 2023, up from an estimated $800 million in 2018, according to Business Insider Intelligence estimates.

This shows that retailers and brands should look into implementing VR as early as possible to better compete with other industry players who’ve started to use the tech, especially in three key areas: sales, employee training, and product development. All of the companies mentioned above are using VR to in at least one of these areas, enabling them to increase product sales, reduce product design costs, or speed up employee training processes, for instance.

In the VR In The Enterprise report, Business Insider Intelligence explores how VR can provide value to retailers and brands in three areas: sales, employee training, and product development.

The report begins by discussing potential pain points the technology addresses for each use case, examining in-depth case studies to illustrate how companies have implemented the technology, and outlining the broader takeaways each use case presents for brands and retailers.

Finally, it looks at some of the potential barriers to further enterprise adoption and how both companies and VR incumbents are actively addressing those obstacles.

The companies mentioned in the report are: Audi, Lowe's, Macy's, McLaren Automotive, Walmart, and UPS, among others.

Here are some key takeaways from the report:

• VR enables consumers in brick-and-mortar stores to make more informed purchases, which could increase sales conversion rates.
• Brands and retailers looking to ramp up their employees quicker should consider bringing VR into their training processes.
• The tech can shorten brands' and retailers' product development life cycles by cutting down on the time associated with building expensive physical prototypes.

In full, the report:

• Identifies key VR vendors and device form factors for businesses to consider.
• Discusses key benefits the tech brings businesses for their sales, training, and product development processes.
• Illustrates those key benefits by discussing real-world case studies from companies and the takeaways from those implementations.

SEE ALSO: When it comes to VR hardware, consumers are balancing price point and experience

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• Kroger CEO Rodney McMullen spoke about his company's omnichannel strategy at the National Retail Federation's 2019 Big Show.
• In an interview with CNBC anchor Sara Eisen, McMullen discussed how Kroger's merger with grocery chain Harris Teeter spurred a digital expansion.
• The Kroger CEO and chairman said that the 2014 merger was a response to the belief that Amazon would eventually acquire or create a physical grocery chain.
• In 2017, Amazon confirmed those suspicions by acquiring Whole Foods.

NEW YORK — Amazon's acquisition of Whole Foods didn't come as much of a surprise to Kroger CEO Rodney McMullen.

"We assumed that at some point, Amazon was going to do something in the physical world," McMullen told CNBC anchor Sara Eisen at the National Retail Federation's 2019 Big Show.

He said that his company, which currently has a $22.39 billion market cap, has worked for years under the assumption that the online retail giant would either establish their own grocery business or acquire a retail chain. The latter happened in 2017 when Amazon gobbled up Whole Foods.

According to McMullen, that longstanding prediction propelled Kroger Co. to "accelerate" its ecommerce capabilities over the past several years, even before Amazon's acquisition went through. McMullen singled out his company's 2014 merger with North Carolina-based grocer Harris Teeter as a major step. Harris Teeter was ranked America's sixth favorite grocer in Market Watch's 2018 rankings. Kroger took the 12th spot.

McMullen said that the merger was "driven by what we assumed others would do, not what they actually did."

The CEO added that Kroger was able to "leverage" Harris Teeter's existing technology and tech team in order to "accelerate" its own digital position. In 2018, Kroger Co.'s digital sales were a $5 billion business. And the grocer is predicting that that number could nearly double in 2019.

Read more:Your 'role will be removed': Whole Foods fires workers in 7-minute leaked conference call

But the team-up with Harris Teeter isn't the only move Kroger has made in the battle to gain ground in the ever-shifting retail environment. The grocer has also embarked on tech-centric partnership with Microsoft and Ocado, and even launched a number of pilot stores with Walgreens.

In a move that directly pits Kroger against Amazon's Whole Foods, the grocer is also doubling down on its Simple Truth brand. The organic brand first launched in 2012. Simple Truth products are billed as being free of artificial preservatives, GMOs, and, generally, unnatural ingredients "you can't pronounce."

"It's over a $2 billion brand today, growing in double digits," McMullen said.

Eisen asked McMullen if the Simple Truth was Kroger's solution to Whole Foods. He demurred, but said that "This was our solution to customers telling us that they don't want to have to look at the labels to understand what's in the product. They love it. The quality is outstanding."

In response to Eisen's question about whether Amazon, Walmart, and Kroger would be the three main figures dominating the grocery business 10 years from now, McMullen said that he believed that Kroger would certainly be "one of the players."

"It's such a big industry," he said. "Fortunately people will always eat. It's a $1.5 trillion industry, so I think there's plenty of room for a lot of players."

SEE ALSO: Truckers reveal in a new survey who they hate shipping for the most

DON'T MISS: Kroger is changing grocery shopping as we know it — and it's becoming a bigger threat to Amazon

SEE ALSO: Here's why 2019 could be the year that an autonomous vehicle delivers your pizza and groceries

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NOW WATCH: NYU professor who correctly called Amazon's Whole Foods acquisition makes more big predictions

This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here.

The voice app ecosystem is booming. In the US, the number of Alexa skills alone surpassed 25,000 in January 2018, up from just 7,000 the previous January, in categories ranging from music streaming services, to games, to connected home tools.

As voice platforms continue to gain footing in homes via smart speakers — connected devices powered primarily by artificial intelligence (AI)-enabled voice assistants — the opportunity for voice apps is becoming more profound. However, as observed with the rise of mobile apps in the late 2000s, any new digital ecosystem will face significant growing pains, and voice apps are no exception. Thanks to the visual-free format of voice apps, discoverability, monetization, and retention are proving particularly problematic in this nascent space. This is creating a problem in the voice assistant market that could hinder greater uptake if not addressed.

In this report, Business Insider Intelligence, Business Insider's premium research service, explores the two major viable voice app stores. It identifies the three big issues voice apps are facing — discoverability, monetization, and retention — and presents possible short-term solutions ahead of industry-wide fixes.

Here are some of the key takeaways from the report:

• The market for smart speakers and voice platforms is expanding rapidly. The installed base of smart speakers and the volume of voice apps that can be accessed on them each saw significant gains in 2017. But the new format and the emerging voice ecosystems that are making their way into smart speaker-equipped homes is so far failing to align with consumer needs. 
• Voice app development is a virtuous cycle with several broken components. The addressable consumer market is expanding, which is prompting more brands and developers to developer voice apps, but the ability to monetize and iterate those voice apps is limited, which could inhibit voice app growth. 
• Monetization is only one broken component of the voice app ecosystem. Discoverability and user retention are equally problematic for voice app development. 
• While the two major voice app ecosystems — Amazon's and Google's — have some Band-Aid solutions and workarounds, their options for improving monetization, discoverability, and retention for voice apps are currently limited.
• There are some strategies that developers and brands can employ in the near term ahead of more robust tools and solutions.

In full, the report:

• Sizes the current voice app ecosystem. 
• Outlines the most pressing problems in voice app development and evolution in the space by examining the three most damning shortcoming: monetization, discoverability, and retention. 
• Discusses the solutions being offered up by today's biggest voice platforms. 
• Presents workaround solutions and alternative approaches that could catalyze development and evolution ahead of wider industry-wide fixes from the platforms.

Subscribe to an All-Access pass to Business Insider Intelligence and gain immediate access to:

	This report and more than 250 other expertly researched reports
	Access to all future reports and daily newsletters
	Forecasts of new and emerging technologies in your industry
	And more!

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• A shooting at a downtown Phoenix motel on Sunday has left one 18-year-old woman dead and sent multiple victims to the hospital, police say. Several are in "extremely critical condition." 
• Two men got into a verbal altercation with a group at the motel, a police spokesman said, and then one allegedly took out a handgun and shot multiple times, a police spokesman said. 
• Police say the alleged suspect is one of the people who was shot. They are still looking for another man who was with the alleged shooter. 

A shooting in downtown Phoenix, Arizona on Sunday morning has killed an 18-year-old woman and sent multiple other victims to the hospital, according to Phoenix Police Public Information Officer Sgt. Armando Carbajal.

The shooting occurred at the Pay Less Inn, a 43-room motel not far from the Phoenix airport, around 11:30 am, according to local news reports.

Two adult men arrived at the motel and became involved in a heated verbal altercation with a group on the motel's second floor when one of the men allegedly took out a handgun and shot multiple times, Carbajal said.

Six people total were shot, three male and three female, ranging in age from 18 to 41, according to Carbajal.

The six include both the 18-year-old woman and the alleged suspect, he said. Three of the victims are in "extremely critical condition" and one in serious condition, while another victim sustained only a minor injury. 

Read more:Video shows attack on journalist while reporting on a mass overdose in northern California that left 1 dead and 12 severely injured

Police are still looking for another man, who Carbajal said was not necessarily involved in the shooting but was with the alleged shooter in the area, and they have shut down the street surrounding the Pay Less Inn for the search.

In spite of the ongoing search, "we don't see a threat to the community at this time," Carbajal said, speaking on a live webcast aired by Fox 10 Phoenix.

When the video stream was aired live, around mid-afternoon on Sunday, investigators were still arriving. Police hoped to have more information in the next few hours, Carbajal said. 

The Phoenix Fire Department did not immediately return Insider's inquiry. 

Gun violence is a leading cause of death in the US, with gun deaths increasing to 37,200 in 2016.  

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NOW WATCH: An exercise scientist reveals exactly how long you need to work out to get in great shape

• The New England Patriots routed the Los Angeles Chargers, 41-28, on Sunday to make the AFC Championship.
• After the game, while discussing the Patriots' upcoming matchup with the Kansas City Chiefs, Tom Brady mocked critics who think the Patriots "suck" and "can't win any games."
• The Patriots will have the rare challenge of having to play the AFC Championship on the road when they go into Kansas City to play the Chiefs.

Tom Brady and the New England Patriots added another win to their playoff history, routing the Los Angeles Chargers, 41-28, on Sunday.

The final score made the game look closer than it really was. The Patriots went up 35-7 at halftime, moving the ball with ease while their defense suffocated the Chargers. It continued in the second half until the Chargers scored some desperation touchdowns late in the game.

After the game, while discussing their upcoming AFC Championship game against the Kansas City Chiefs, Brady mocked critics who wondered if the Patriots' run was finally over.

"I know everyone thinks we suck, we can't win any games," Brady said after crediting the Chiefs. "We'll see."

It's a rare moment of transparency from Brady, who tries to stray from making headlines.

Despite a regular season performance that was below his normal standards, Brady looked as sharp as ever on Sunday. He threw 343 yards on 34-of-44 passes, with one touchdown, and led the Patriots downfield plenty of times, only to have his running backs punch in the ball.

The Patriots beat the Chiefs in Week 6 this season, but will have to win on the road to make the Super Bowl this season. It seems Brady has plenty of motivation heading into next week.

Watch Brady's answer below:

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NOW WATCH: Saturn is officially losing its rings — and they're disappearing much faster than scientists had anticipated

This is a preview of the Influencer Marketing (2018) research report from Business Insider Intelligence. To learn more about the top platforms, as well as strategies for social media influencer marketing, click here. Current subscribers can read the report here.

The concept of a brand hiring a popular personality to promote a product or service isn't new, and brands know that celebrity endorsements can sell products. In the age of social media, however, brands are finding new ways to leverage popular figures as brand ambassadors, and these people aren't necessarily famous actors, singers, or athletes.

How brands are leveraging social media influencer marketing

While brands certainly continue to tap celebrities for endorsement deals, they’re also starting to enlist social media personalities, broadly known as “influencers,” for advertising campaigns. Social influencers generally focus on specific content areas — like fashion, beauty, parenting, or gaming — and cater their content to a specific vertical.

A new report from BI Intelligence, Business Insider's premium research service, identifies the ways brands can find and manage relationships with social media influencers. It notes the most engaging industry verticals, the pitfalls to avoid, and the opportunities to cash-in on. Finally, it explores how major social platforms are increasingly building out tools that enable their most popular users to build their personal brands.

Here are some of the key takeaways from the report:

• Influencer marketing ad spend is poised to reach between $5 billion and $10 billion in 2022. Taking the midpoint of $7.5 billion as a base case, this represents a five-year compound annual growth rate (CAGR) of 38%.
• Brands need to fine-balance providing influencers with enough creative freedom, while also ensuring the messaging positively reflects the brand. Nearly 40% of influencers believe that overly restrictive content guidelines are one of the biggest mistakes brands and agencies make when working with them. 
• Influencers tend to have higher user engagement than content generated by brands. The average influencer engagement rate across industry verticals is 5.7%. As a comparison, the average engagement rate for brands on Instagram has fluctuated between 2-3% in the past year. 
• Authenticity is key for influencer marketing messaging. Brands should give influencers sufficient creative freedom to keep posts authentic, as it makes posts less likely to be dismissed by users. Other best practices include repurposing influencer content for multiple platforms, evaluating the audience and following of an influencer, and leveraging data to optimize future campaigns. 

 In full, the report:

• Outlines recent steps the top social platforms are taking for influencer posts.
• Details the best practices brands should adopt when starting out with influencer marketing. 
• Discusses the top verticals that are poised to benefit the most from influencer marketing, and which ones are growing. 
• Highlights the factors that will be critical for compliance with social platforms and the FTC.

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This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here.

An increasing number of wealth managers are using new technologies to make their operations more efficient and to increase customer satisfaction.

The technologies they are implementing include robotic process automation (RPA), chatbots, machine learning, application programming interfaces (APIs), and explainable AI.

In this report, Business Insider Intelligence analyzes how emerging technologies like RPA and AI are transforming the wealth management industry, on both the front and back end, by increasing efficiency and opening up the space to new demographics. We explain how both incumbents and startups are applying these technologies to different business areas, and how successful they've been at implementation. Additionally, we take a look at the challenges wealth managers are facing as they look to revamp their businesses for the digital age.

Here are some of the key takeaways from the report:

• Startup wealth managers and digitally savvy technology suppliers are bringing emerging technologies to the fore to make wealth management more time- and cost-efficient. These include RPA, machine learning, and AI. Big players in the space are also beginning to wake up to those opportunities.
• The technologies can improve consumer-facing elements of wealth management, like onboarding and customer service, to increase customer satisfaction.
• Machine learning and APIs can help wealth managers improve functions like portfolio management and compliance, and help them better stay on top of regulations, and increase customer satisfaction by offering improved and additional services.
• However, there are some challenges wealth managers are facing when implementing these tools, ranging from a lack of customer trust in emerging technologies to difficulty finding appropriate talent.

 In full, the report:

• Outlines how the wealth management industry is implementing emerging technologies.
• Details which technologies they are using, and what their specific benefits are. 
• Discusses the potential challenges wealth managers are facing when implementing new technologies.
• Highlights what wealth managers need to do to stay relevant in the field.

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Fintech hubs — cities where startups, talent, and funding congregate — are proliferating globally in tandem with ongoing disruption in financial services. 

These hubs are all vying to become established fintech centers in their own right, and want to contribute to the broader financial services ecosystem of the future. Their success depends on a variety of factors, including access to funding and talent, as well as the approach of relevant regulators.

This report compiles various fintech snapshots, which together highlight the global spread of fintech, and show where governments and regulatory bodies are shaping the development of national fintech industries. Each provides an overview of the fintech industry in a particular country or state in Asia or Europe, and details what is contributing to, or hindering its further development. We also include notable fintechs in each geography, and discuss what the opportunities or challenges are for that particular domestic industry.

Here are some of the key takeaways:

• Most countries in Europe have made some formal attempt to foster the development of domestic fintech industries, with Germany and Ireland seeing the best results so far. France, meanwhile, got off to a slow start, but that's starting to change. 
• The Asian fintech scene took off later than in the US or Europe, but it's seen rapid growth lately, particularly in India, China, and Singapore.
• The increasing importance of technology-enabled products and services within the financial services ecosystem means the global fintech industry isn't going anywhere. 
• Fintech hubs will continue to proliferate, with leaders emerging in each region.
• The future fintech landscape will be molded by regulatory bodies — national and international — as they seek to mitigate the risks, and leverage the opportunities, presented by fintech. 

 In full, the report:

• Explores the fintech industry in six countries or states, and identifies individual fintech hubs.
• Highlights successful fintechs in each region.
• Outlines the challenges and opportunities each country or state faces. 
• Gives insight into the future of the global fintech industry. 

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	Access to all future reports and daily newsletters
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• Cross-party group of MPs publish draft legislation for holding a Brexit referendum before the end of May.
• MPs from the Conservatives, Labour and other parties unveil two draft bills designed for holding a referendum on Theresa May's Brexit deal in the next few months.
• Lib Dem leader Sir Vince Cable said it shows "how quickly a People's Vote can be delivered."
• The prime minister has repeatedly ruled out another referendum and described it as an affront to democracy.
• May is set to claim on Monday that MPs blocking Brexit is more likely than no deal.
•  Her deal is set to be voted down by MPs on Tuesday.

LONDON — A cross-party group of anti-Brexit MPs has published draft legislation for creating a route to a referendum on Theresa May's deal as MPs prepare to vote on the prime minister's agreement with Brussels.

MPs including senior Conservative backbencher Dominic Grieve, Lib Dem leader Sir Vince Cable, and Labour's Chuka Umunna are backing two pieces of proposed legislation designed to force a so-called People's Vote.

The first is a "Paving Bill" which would let the Electoral Commission prepare a new referendum, by doing consultation around the question and deciding the official campaigns. The second would provide for the referendum itself.

Supporters say it would allow for a referendum on May's deal versus staying in the European Union to take place before the European Parliament elections in May, with help from a short extension of the Article 50 exit process.

People's Vote campaigners estimate that 175 out of the 650 MPs in the Commons support another referendum, Business Insider revealed. That number could rise as the UK approaches exit day without a deal or viable alternative.

Prime Minister May will on Monday claim that MPs blocking Brexit is a more likely outcome than a no-deal scenario.

Speaking in the Leave-voting city of Stoke, she'll say MPs must "consider the consequences of their actions on the faith of the British people in our democracy" and that "we all have a duty to implement the result of the referendum."

Tory MP Grieve, who has been behind numerous amendments designed to give MPs greater control over Brexit, said: "This Bill provides a legally credible way forward, and a politically credible way forward. With no majority in Parliament for the deal, or for 'no deal,' the legislation provides the Government with an escape hatch."

The Scottish Nationalist Party's Westminster leader Ian Blackford also supports the proposed bills.

He said: "There is little support in Parliament for the Prime Minister’s deal or for no deal. As Members of Parliament, it is our responsibility to present an alternative route to protect our economy and citizens rights."

The MPs assembled a team of academics, constitutional experts and peers in the House of Lords to write the draft pieces of legislation, which Lib Dem leader Cable claimed "shows how quickly a People's Vote can be delivered."

One of those experts, former House of Commons Clerk Lord Lisvane, said:"We have worked together on a cross-party – and no-party – basis to provide a pragmatic solution to the present impasse.

"Now that people know what the options are, it seems right to let them choose. This Bill provides for that."

Prime Minister May has repeatedly ruled out another referendum and described it as an affront to democracy.

She wrote in the Sunday Express that failure to deliver the 2016 Brexit vote would be a "catastrophic and unforgivable breach of trust in our democracy" and urged MPs to "forget the games and do what is right for our country."

The prime minister is almost certain to lose the Tuesday on her deal with vote with MPs on all sides opposed to it.

The margin of defeat could be over 100 votes, with tens of Conservative MPs and the Democratic Unionist Party that props up May's government set to join all opposition parties in voting against the Brexit deal.

The prime minister is set to return to the Commons within days of a defeat to lay out what she'll do next, with MPs calling for a range of options including a softer Brexit, an extension to Article 50, and a new referendum.

SEE ALSO: Conservative MPs blame Theresa May's 'dysfunctional' leadership for looming Brexit deal defeat

DON'T MISS: Exclusive: Second Brexit referendum campaign fear it's 'game over' unless Corbyn backs a People's Vote

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NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'

This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here.

Emerging markets are going to be essential for e-commerce growth, as retailers in developed markets may soon reach saturation in terms of consumer growth.

For example, almost half of US households now have a Prime membership, diminishing Amazon's growth potential in the country. Meanwhile, in China, the world's largest e-commerce market, nearly half of the population is actively making online purchases, leaving little room for growth. 

However, India, Southeast Asia, and Latin America are worth keeping an eye on. E-commerce penetration rates in these areas hover between 2-6%, presenting a huge opportunity for future growth as online sales gain traction. Moreover, these regions are expected to grow at compound annual growth rates (CAGRs) of 31%, 32%, and 16%, respectively, through 2021.

This report compiles several e-commerce snapshots, which together highlight the most notable emerging markets in various regions. Each provides an overview of the e-commerce industry in a particular country, discusses influential retailers, and provides insights into the opportunities and challenges for that specific domestic industry.

Here are some of the key takeaways:

• Emerging markets are going to be essential for e-commerce growth, as retailers in developed markets may soon reach saturation in terms of consumer growth.
• India is the clear overall leader in e-commerce potential, but countries in Southeast Asia and Latin America are also worth keeping an eye on. Within Southeast Asia, Indonesia shows the most promise for retailers, as the government is loosening restrictions on foreign investments, and its massive population is gaining spending power and more access to internet. Meanwhile, Mexico is a retailer's best bet for expansion in Latin America, due to its stable economy and rising middle class, but Brazil may be gearing up to steal the top spot.
• However, doing business in these regions can be difficult. In most of these emerging markets, infrastructure is underdeveloped and the population is largely unbanked, making digital payments a challenge.
• If retailers can build a brand presence in these markets while online shopping is still in its nascent stages, they may become market leaders as e-commerce takes off in the regions. Moreover, these markets could provide new sources of growth for companies that would otherwise stagnate in more mature e-commerce markets.

 In full, the report:

• Explores the e-commerce industry in India, Southeast Asia, and Latin America.
• Highlights the leading country in each region, as well as key e-commerce players there. 
• Outlines the challenges and opportunities each region faces.
• Gives insight into how these emerging markets may shape the future of e-commerce.

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• The Internet of Things is fueling the data-based economy and bridging the divide between physical and digital worlds.
• Consumers, companies, and governments will install more than 40 billion IoT devices worldwide through 2023.
• The next five years will mark a pivotal transformation in how companies and jurisdictions operate, and how consumers live.

Being successful in the digital age doesn’t just require knowing the latest buzzwords; it means identifying the transformational trends – and where they’re heading – before they ever heat up.

Take the Internet of Things (IoT), for example, which now receives not only daily tech news coverage with each new device launch, but also hefty investments from global organizations ushering in worldwide adoption. By 2023, consumers, companies, and governments will install more than 40 billion IoT devices globally. And it’s not just the ones you hear about all the time, like smart speakers and connected cars.

To successfully navigate this changing landscape, individuals and organizations must understand the full extent and functionality of the “Things” included in this network, the key drivers of each market segment, and how it all relates to the work they do every day.

Business Insider Intelligence, Business Insider’s premium research service, has forecasted the start of the IoT’s global proliferation in The IoT Forecast Book 2018— and the next five years will be transformational for consumers, enterprises, and governments.

• Consumer IoT: In the US alone, the number of smart home devices is estimated to surpass 1 billion by 2023, with consumers dishing out about $725 per household — a total of over $90 billion in spending on IoT solutions.
• Enterprise IoT: Comprising the most mature segment of the IoT, companies will continue pouring billions of dollars into connected devices and automation. By 2023, the total industrial robotic system installed base will approach 6 million worldwide, while annual spending on manufacturing IoT solutions will reach about $450 billion.
• Government IoT: Governments globally are ushering in IoT devices to spur the development of smart cities, which would be equipped with innovations like connected cameras, smart street lights, and connected meters to provide a real-time view of traffic, utilities usage, crime, and environmental factors. Annual investment in this area is expected to reach nearly $900 billion by 2023.

Want to Learn More?

People, companies, and organizations all over the world are racing to adopt the latest IoT solutions and prevent growing pains amidst a technological transformation. The IoT Forecast Book 2018 from Business Insider Intelligence is a detailed three-part slide deck outlining the most important trends impacting consumer, enterprise, and government IoT — and the key drivers propelling each segment forward.

Representing thousands of hours of exhaustive research, our multipart forecast books are considered must-reads by thousands of highly successful business professionals. These informative slide decks are packed with charts and statistics outlining the most influential trends on the leading edge of your industry. Keep them for reference or drop the most valuable data into your own presentations to share with your teams.

Whether you’re newly interested in a topic or you already consider yourself a subject matter expert, The IoT Forecast Book 2018 can provide you with the actionable insights you need to make better decisions.

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• Nick Foles' game-winning drive fell short when a pass sailed through the hands of Alshon Jeffery to Marshon Lattimore for the game-sealing interception with less than two minutes to play.
• It was Lattimore's second interception of the day, and he was crucial in slowing down Jeffery in the second half of the game.
• The Saints will face the Los Angeles Rams in the NFC Championship.

Nick Foles' magic finally ran out.

With just under three minutes remaining, trailing 20-14, Foles tried to lead the Eagles down the field for a game-winning drive.

With 1:52 left in the game, Foles threw a short pass to wide receiver Alshon Jeffery. The ball simply sailed through Jeffery's hands and was picked up by Saints cornerback Marshon Lattimore for what was the game-sealing interception.

Jeffery was the Eagles' leading receiver on the day, with five catches for 63 yards. After beating the Saints for a few catches early on, New Orleans put Lattimore, their top cornerback, on jeffery to shadow him, and it seemed to work, as Jeffery and the Eagles' pass game went quiet in the second half. It was Lattimore's second interception on the day.

The Saints will move onto face the Los Angeles Rams in the NFC Championship, while the Eagles will go into an offseason with some difficult decisions to make at quarterback.

Read more:Nick Foles can't stop winning — and it puts the Eagles in a difficult situation as his free agency looms

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As streaming becomes an increasingly mainstream behavior among consumers, the video industry has produced new combinations of streaming video programming services to prepare for the progressive overhaul in how media is distributed.

These streaming bundles have emerged in response to the problems of media fragmentation, cord-cutting, and high consumer costs. Declining usage of traditional TV across every demographic, particularly among young viewers, has also demanded new solutions to the traditional distribution model that is pay-TV.

Although streaming media bundles are still evolving, four distinct models have emerged:

• Skinny bundles — Cheaper, streaming versions of the traditional pay-TV bundle, but with fewer channels.
• SVOD aggregators — Facilitate a la carte sign-ups to third-party streaming services through a central user portal. The primary example so far is Amazon Channels, Amazon's SVOD partner program. 
• SVOD integrations — SVOD services like Netflix that bring their offerings to a traditional operator's service.
• Streaming service partnerships — Combine one or more streaming services under a single offering, at a lower cost than the total price separately.

In the SVOD Bundling Report, Business Insider Intelligence examines the state of the US video ecosystem and how media companies are refining their distribution strategies to meet the changing needs of consumers. The report situates each of the four bundle model types within the overall SVOD market, and investigates the overarching advantages and challenges each faces. Finally, we predict how player dynamics might transform and adapt, outlining best practices for providers to succeed within the new TV landscape.

Here are some of the key takeaways from the report:

• SVOD bundles partake in a growing SVOD market in the US. Business Insider Intelligence estimates that the SVOD market totals $13.6 billion in 2018, primarily driven by uptake on services from SVOD giants Netflix, Hulu, and Amazon Prime Video. 
• Streaming video accessed on over-the-top (OTT) platforms is going mainstream, while consumers — particularly younger viewers — are reducing usage on live, linear TV. Traditional TV usage among viewers ages 18-24 has dropped 48% since 2011, 35% among 25-34 year olds, and 18% in the 35-49 demographic. 
• Skinny bundle services are growing in popularity, with 7.2 million subscribers in the US, but they suffer fundamental financial sustainability problems. 
• Distributors with at-scale platforms and powerful back-end tech can capitalize on the growing consumer demand for content consolidation among consumers. Faced with a fragmented and expanding universe of content options, more than two-thirds of consumers say they would prefer to get all their services from a single source, per Hub Entertainment Research. 
• Winners in the bundling shakeout will have prioritized internet-connected tech, an effective user experience, reasonable pricing, and content diversity. 

In full, the report:

• Identifies the four SVOD model types that have emerged as alternatives or supplements to traditional distribution.
• Investigates the top advantages and challenges of each model type.
• Outlines strategies that players across media and distribution companies can use to address business or market challenges.
• Explores how the dynamics of each model type will evolve as services converge under new bundled offerings.

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This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here.

The gig economy is becoming a core element of the labor market, pushed to the fore by platforms like Uber and Airbnb. Gig economy workers are freelancers, such as journalists who don’t work for one publication directly, freelance developers, drivers on platforms like Uber and Grab, and consumers who rent out their apartments via Airbnb or other home-sharing sites.

Gig economy workers are not employed by these platforms, and therefore typically don't receive conventional employee perks, such as insurance or retirement options. This has created a lucrative opportunity to provide tailored insurance policies for the gig economy. 

A number of insurtech startups — including UK-based Dinghy, which focuses on liability insurance, and US-based Slice, which provides on-demand insurance for a range of areas — have moved to capitalize on this new segment of the labor market. These companies have been busy finding new ways to personalize insurance products by incorporating emerging technologies, including AI and chatbots, to target the gig economy.

In this report, Business Insider Intelligence examines how insurtechs have begun addressing the gig economy, the kinds of policies they are offering, and how incumbents can tap the market themselves. We have opted to focus on three areas of insurance particularly relevant to the gig economy: vehicle insurance, home insurance, and equipment and liability insurance.

While every consumer needs health insurance, there are already a number of insurtechs and incumbent insurers that offer policies for individuals. However, when it comes to insuring work equipment or other utilities for freelancers, it's much more difficult to find suitable coverage. As such, this is the gap in the market where we see the most opportunity to deploy new products.

The companies mentioned in this report are: Airbnb, Deliveroo, Dinghy, Grab, Progressive, Slice, Uber, Urban Jungle, and Zego.

Here are some of the key takeaways from the report:

• By 2027, the majority of the US workforce will work as freelancers, per Upwork and Freelancer Union, though not all of these workers will take part in the gig economy full time.
• By personalizing policies for gig economy workers, insurtechs have been able to tap this opportunity early. 
• A number of other insurtechs, including Slice and UK-based Zego, offer temporary vehicle insurance, which users can switch on and off, depending on when they are working.
• Slice has also developed a new insurance model that combines traditional home insurance with business coverage for temporary use.
• Other freelancers like photojournalists need insurance for their camera, for example, a coverage area that Dinghy has tackled.
• Incumbent insurers have a huge opportunity to leverage their reach and well-known brands to pull in the gig economy and secure a share of this growing segment — and partnering with startups might be the best approach.

 In full, the report:

• Details what the gig economy landscape looks like in different markets.
• Explains how different insurtechs are tackling the gig economy with new personalized policies.
• Highlights possible pain points for incumbents when trying to enter this market.
• Discusses how incumbents can get a piece of the pie by partnering with startups.

SEE ALSO: These were the biggest developments in the global fintech ecosystem over the last 12 months

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