The Minnesota Timberwolves drafted Kevin Garnett straight out of high school with the no. 5 pick in the 1995 draft.

20 years later, Garnett is back with the Wolves following a trade with the Nets at the NBA trade deadline.

Garnett is the lone player still in the NBA from the 1995 draft — a class that proved to have some players with lengthy careers as well as some busts.

Today, several of those players still work around or with the NBA, but there are also several college coaches and a couple of players doing charitable work.

Joe Smith was selected first by the Golden State Warriors.

Smith retired in 2011 after playing for 12 different teams in 16 years. He's most recently popped up in the hip-hop world, recording a Donald Sterling diss and dating "Love & Hip Hop" star Moniece Slaughter.

Source: Washington Post, TMZ

Antonio McDyess was taken second by the Denver Nuggets.

The phrase "my door is always open" is becoming extinct in the workplace, as fewer and fewer people have actual offices with actual doors.

According to a survey from CoreNet Global, an association for commercial real estate managers, about 81% of companies in North America have adopted an open-space floor plan. And a recent New York Times article pointed out that the average amount of space per office worker has dropped from 225 square feet in 2010, to 176 in 2012, due primarily to rising real estate costs.

And with less privacy and personal space come greater challenges — especially for workers who aren't accustomed to open floor plans.

"Baby Boomers, for instance, grew up with a 'private office culture' where the pursuit of the corner office and rise up the org chart went hand-in-hand," says Lynn Taylor, a national workplace expert and the author of "Tame Your Terrible Office Tyrant: How to Manage Childish Boss Behavior and Thrive in Your Job.""When this generation of people started their jobs in corporate America, open areas were typically reserved for administrative professionals — a stark contrast to today's more democratized floor plan." 

Shared spaces, which are now pervasive, can take a toll on everyone's productivity (not just the baby boomers'), she says. "Besides the feeling of being cramped, with disruptive nearby conversations that you shouldn't hear or don't want to hear, smaller, open work spaces can have broader implications," she explains.

"Depending on their industry, many employees need quiet time built into their day, and without it, their productivity can suffer. Someone handling complex data, financials, or writing an in-depth strategic document is often best served to find a private conference room for those tasks, assuming the employer has built that into the space," says Taylor. "But moving to different locations and losing one's train of thought can be counterproductive, as much as it is a reflection of the times."

Of course, the open office also offers some benefits.

For example, these environments are known for promoting a more team-based culture and encouraging a more collaborative atmosphere.

But if you find it difficult to focus (and thrive) in an open office, here are some things you can do:

1. Take advantage of private conference rooms.

Hopefully, management has set aside such refuge areas to allow occasional personal calls or projects that require in-depth thinking. "Just be respectful to the written or unwritten rules of its use," says Taylor.

2. Use the golden rule with your colleagues. 

Don't talk on the phone loudly or eat smelly foods if you wouldn't want your desk neighbor to do the same.

"Give your coworkers the same courtesy you expect," says Taylor.

When you lead by example, you'll help create a better environment for everyone.  

3. Don't invade your neighbor's territory.

"Not only noise can be invasive — and that includes any form of music," Taylor explains, "but encroaching on their physical space with your belongings can be, as well." 

4. Communicate openly.

If your coworker seems oblivious to the fact that the large open space is not his or her personal office, have a kind and diplomatic discussion so you can find common ground, she says. "Try not to escalate matters by going to a supervisor unless you have to."

5. Use a headset.

This is the least obtrusive way to go about your business when you really need to eliminate noise and distraction. "Noise cancelling headphones are even better," says Taylor. "If you work in a highly collaborative environment, you might post a mini-placard during those times with a friendly note about a deadline or when you'll be free."

6. Be patient.

Your environment may be new to you, but with time, you'll likely find a way to manage the challenges. "Try different approaches to see what works," she advises. "You may benefit by working during your lunch hour at the local coffee house if you can't find a private office for needed sanity."

7. Don't complain to your boss.

Don't expect your boss to restructure the entire floor plan just for you, especially if those around you seem content. "Instead, try to come up with a solution to any challenges you're facing on your own," says Taylor. Experiment with dividers and headphones, and talk with colleagues about ways to improve the environment for everyone. 

8. Leverage the situation. 

Take advantage of the benefits. Keep your eyes and ears open to what's going on in the company; approach those on the team when it's a good time; and observe how successful people operate, suggests Taylor.

"As is often the case, it's what you do about a situation more than the situation itself," she says. "Empower yourself to make the open office work for your needs. If you have extenuating circumstances where you require space that's seemingly unavailable, ask your boss for that occasional privilege — and offer your thanks."

SEE ALSO: 5 types of coworkers nobody wants to work with

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NOW WATCH: 7 smart questions to ask at the end of every job interview

When the first commercially available laptop launched in 1981, it weighed 24 pounds and cost $1,795 (roughly equivalent  to $4,500 today).

You'd have to shell out hundreds of dollars for Logitech's first computer mouse in 1982, and floppy disks could only hold 1.2 MB of data in 1978. 

The folks over at Experts Exchange made these four neat GIFs to show how the technology we use every day has changed in the last 50 years:

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TurboTax

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Last month, Sweden’s Riksbank, the country's central bank, took a step into the unknown by lowering its key interest rate into negative territory in an effort to combat falling inflation. However, the experiment is starting to pose serious problems for Sweden's high-street banks.

Roughly half of all European government bonds have some sort of negative interest rate. And as the experiment in Sweden shows, this is going to crush bank profits.

In simple terms, retail banks make their profits by charging higher interest rates on the money they lend than they pay on the money they give to savers or other banks. In a traditional model, a bank is simply an intermediary channelling money that people wish to put away for a rainy day to those who need to spend money now in order to finance an investment or a house, etc.

But when you get negative interest rates that all goes haywire.

Here's the problem. When a central bank introduces negative interest rates it effectively charges banks to hold money there. The idea is that charging institutions for holding cash will mean that they are more willing to spend the money, or make new investments in companies, rather than pay a charge for storing it.

In theory, this increase in economic activity will  boost inflation. (Sweden's consumer prices have fallen 0.2% in January compared to a year earlier following a 0.3% drop in December.)

The chart below shows Swedish inflation (purple line) versus the Riksbank's key interest rate:

So what does this mean for banks? Well initially lower rates offer a boost to the banks. They push down the rates charged by other banks to lend them money.

Although the rate that they are charging on variable rate legacy loans falls with the central bank rate, the interest that it receives from legacy fixed rate loans and the rate they can charge on new loans does not fall at the same pace as their funding costs, and that allows them to defend their profit margin (at least in the short term).

This is exactly what we have seen in Sweden do far:

This process should also be good for borrowers. In a competitive market, lower funding costs should start to pull down interest rates on new loans as banks find that they can gain market share against their competitors by lowering rates. That is, people can borrow more cheaply than they could previously — again helping to boost spending in the economy.

However, once interest rates dip below zero these benefits grind to a halt. 

In theory, if you borrow money from a bank at a negative interest rate then the bank would pay you to take the loan rather than charging you interest. And if negative rates were imposed on your bank account, you would have to pay the bank for the privilege of them holding your money for you.

In the real world, however, while governments appear to be able to borrow at negative nominal rates, individual banks don't get the same luxury. This is because savers would simply shift their money out of banks if they start trying to charge their customers for holding cash. And other banks start worrying about the stability of their own funding and reduce lending to other institutions.

In other words the zero lower bound — whereby rates get stuck at zero and can fall no further even if inflation remains low — remains a big problem even though central banks are increasingly pushing through it. Here's the evidence, the one-month Euribor rate (a measure of the average interest rate at which European banks are lending to each other) has flat-lined just above 0.

If banks can't lower their cost of funding, it means they will either see lower profits or even be forced to raise the interest rates on their loans in order to make up for the losses being imposed by the central bank.

This is already happening in the German network of regional savings banks, or Sparkassen, which are heavily reliant on customer deposits and are struggling to eke out a profit.

That we haven't seen these problems emerge yet in Sweden is predominantly due to the impact of new banking regulation forcing banks to increase their capital buffers (the amount of high-quality capital they have to hold to protect against possible shocks). As Moody's ratings agency writes (emphasis added):

According to Sweden’s banking regulator Finansinspectionen, in recent years banks have been able to extract higher lending margins, even as repo rates started falling in 2011, by not fully reflecting the reduction in their funding costs in the lending rates they offer, as shown below. The costs of covered bond funding (which backed 77% of mortgages at year-end 2014) have declined, even as deposit pricing nears its floor. To date, competitive pressure has eased as all major banks have required higher margins to build buffers to comply with higher capital requirements that were introduced in August 2014, and to meet their double-digit return on equity targets with these larger capital bases.

This is all about to change, according to Moody's.

Smaller lenders have expressed their intention to start increasing their mortgage lending — a move that will challenge larger banks to lower their lending costs in order to maintain market share. And even if they don't, the temptation for larger players to take some of their competitors' business will eventually become overwhelming.

What this implies is that a squeeze on profits in the Swedish banking sector is now imminent. And that squeeze will potentially reoccur in any other country that imposes negative rates on its banks.

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NOW WATCH: This Video Of The Largest Breakage Of Ice From A Glacier Ever Filmed Is Absolutely Frightening

Single people have a lot of sex.

It doesn't really matter who she is or how much money she makes. The likelihood that a single woman has had sex in the last year is roughly the same across income groups — about 70%.

What Happens Before And After Sex Varies Widely

However, what happens during and after having sex is very different depending on how much money a woman makes, though.

Birth rates, vary widely based on income. Single women between 15 and 44 from the lowest income bracket (>100% of the federal poverty line, $11,770) in the US are five times more likely to have a child than women in the highest 20% of incomes (>400% of the poverty line).

A new Brookings paper takes a look at why that is.

The paper, by Richard Reeves and Joanna Venator, finds that both contraceptive use and abortion rates factor into the difference in the birth rate. Higher income women are more likely to use contraception, the contraception they use is more likely to be effective, and they are more likely to get an abortion than lower income women. 

The Findings

In the study, Reeves and Venator controlled for both of these factors — contraceptive use and abortion — and looked at how it would affect the birth rate. They asked, if every income group used contraception and got abortions at the same rate as the highest income women, what would happen? Here are the results: 

Pretty much across the board (with the exception of the fourth group, which is incomes 300-400% of the official poverty level and behaves strangely*), abortions at the rate of wealthy women cause the birth rate to go down by about a third. Using contraception at the rate of the wealthiest women causes the birth rate to go down by nearly half.

Here's The Thing, Though

There's a major caveat here, which is this isn't a moral argument. A high birth rate for low income women is only bad if those women would rather not have had those children.

There's a body of sociological research, most prominently being done by Kathryn Edin, that argues this isn't true. Edin's 2005 book with Maria Kefalas, "Promises I Can Keep," finds that "child rearing was so central to young women’s outlook on life that they were unwilling to postpone having children until they could find a suitable husband—which could take years, if ever." 

However, it's interesting to note that the Brookings paper actually surveyed the women in the study about how they would feel about getting pregnant and the results were largely equal across income groups: 

Because of this, the paper's authors think that income is the real factor that matters here. "Our view is that income gaps in accessibility and knowledge are the key factors here," they write. This is an economic issue, and a policy issue.

The most effective forms of contraception — long-acting reversible types like IUDs — have high up-front costs, even if they are cheaper than other forms of birth control over the long run. Abortions are expensive, and depending on where you live, just plain unavailable without traveling a long distance. The ACA contraceptive mandate is to some extent helping with the former issue, but the government is more likely to restrict abortions than make them more available and affordable.

The fact is that controlling fertility remains expensive for women in this country.

* The group between 300-400% of the federal poverty level (that's an income of roughly $35,000-47,000 per year) behaves differently than other groups. I don't have any idea why, but I wonder if there's a stronger religious component here? Or if women at this level of income feel stable, but aren't doing the career-ladder climbing that women at the top level are, so are more likely to decide to go ahead with an unintended pregnancy? Anyway, there's no evidence for either of those theories, so moving on... 

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Mars is a freezing desert today, but 4 billion years ago it harbored a vast and deep ocean, according to new research published Thursday in the journal Science.

This ocean could have reached depths of over 5,200 feet and covered almost 19% of the planet's surface. To compare, the Atlantic Ocean covers about 17% of Earth's surface. Here's what the ancient ocean would have looked like on Mars:

Even more exciting is what this says about the planet's ability to sustain life during its early years.

"With Mars losing that much water, the planet was very likely wet for a longer period of time than previously thought, suggesting the planet might have been habitable for longer," Michael Mumma said in a statement released by the European Southern Observatory (ESO).

The contrasting red and blue colors might look a little off compared to the blue planet we're used to, Earth. That's because what isn't covered with blue water on Earth is green from plant life. Mars, on the other hand, is covered with dusty, rusty-red dirt.

For the last six years, an international team of scientists at ESO, NASA Goddard Spaceflight Center, and elsewhere have been studying Mars's atmosphere with several powerful ground-based telescopes. In particular, they were interested in the air above the Red Planet's north and south poles.

Today, these polar ice caps are mainly made of frozen water that, combined, have about the same amount of ice as the Greenland Ice Sheet on Earth. But 4 billion years ago, the team estimates that Mars had about 6.5 times more water than the ice caps have today and that most of it was liquid ocean.

Furthermore, the most likely place this water would have been is in a low-lying region in the northern hemisphere of Mars called the Northern Plains, the team suggests. Some of this water may have even leached into the soil beneath the ground, which might still be there today.

If Mars does still contain liquid water, it will be underground since our probes, satellites, and telescopes have failed to find any liquid water on the surface. The reason Mars is a frozen desert today is because about 3 billion years ago, it began to lose its atmosphere along with its water. Obviously, our ancient ancestors who first named Mars for the Roman god of war, didn't know about the Red Planet's watery, blue past.

READ MORE: Scientists have a plan to make breathable oxygen on Mars for the first time

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MOSCOW (Reuters) - A Russian judge on Sunday said a man detained on suspicion of killing opposition figure Boris Nemtsov had admitted to investigators that he was involved in the killing.

The judge at Moscow's Basmanny court ordered that Zaur Dadayev be held in custody until April 28, a Reuters reporter in the courtroom said.

Dadayev is one of five suspects who's being detained in the shooting death of Nemtsov, the Associated Press reported. Russia's Federal Security Service director Alexander Bortnikov didn't give details about how the five men were involved or how they were detained, according to the AP.

Nemtsov, a leading critic of Vladimir Putin, was reportedly planning to reveal Russian ties to the conflict in Urkaine when he was shot dead.

Many of Nemtsov's supporters have assumed Putin was behind his murder, but Russia's top investigative body doesn't seem to be entertaining that possibility. That investigator previously said it was considering the possibility that Nemtsov was killed to make Putin look bad, or that he was killed by Islamic militants. 

Nemtsov, a 55-year-old former physicist, was a deputy prime minister and regional governor in the '90s who advocated for free market reforms.

(Reuters reporting by Katya Golubkova; Writing by Christian Lowe; Editing by Jeremy Gaunt)

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Happy National Women's Day!

To celebrate, comedian Paul Gale created a spot-on parody of a new service called Amazon Prime Women, which offers 78% of an item, for 78% of the price.

"It's perfect for the average working woman," the video's subject says enthusiastically.

...who earns 78% of what the average working man does.

The video, which is actually set to Amazon's real commercial jingle, is a wickedly funny, sobering look at the realities of the gender wage gap in America. 

"It's the Prime service you love, at a price you can afford, when you're taking home three-quarters as much as a man would for being equally as productive."

"Because you deserve 78% satisfaction," the fake Amazon Prime spokesperson says with a smile. 

Oh, and don't forget Amazon Prime for Black Women:

Or Amazon Prime for Hispanic Women:

[Note: Although the video says that women are paid 78% less for doing "the exact same job," the study producing that number compares full-time, year-round working men and women, in all occupations and industries. But the fact that some high-paying jobs are more accessible to men is an important part of that wage difference.] 

Watch the full video, which we first spotted on BuzzFeed, here:

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NOW WATCH: Here's How Much You Have To Buy To Make Amazon Prime Worth It

When you hear the word love, does it taste like fresh ink and soft paper? When you see the number 4, does it burn a deep orange in your mind's eye? Does the letter E glow lime green above the page where you read it?

If you answered yes to any of these questions, you're likely a synesthete, someone who naturally associates particular numbers, letters, colors, words, weeks, or months with specific tastes, colors, and sounds.

Everything about synesthesia — from its causes to its frequency in the overall population— remains a source of contention for scientists. While the condition is still largely a mystery, researchers are now beginning to find important clues about why and how it happens, and their findings have important implications for all of us.

In a study published Wednesday, scientists set out to test whether one particular type of synesthesia — the color-number kind — was (at least in part) something that could be learned during childhood. If a child grew up, say, pinning a big, red, magnetic letter 'A' onto the kitchen refrigerator, would that child — if he or she grew into an adult synesthete — be more likely to see 'A' as red?

In short, they found, the answer was yes. But their findings didn't end there.

A surprising amount of people who grew up playing with one specific toy, which included a set of plastic, magnetic versions of all 26 letters of the alphabet in 6 colors now associate those letters with the same colors in the toy. In all, between 6% and 15% of their total sample of 6,588 American synesthetes — who were evaluated online at random using a series of tests— had letter-color associations that matched those in the toy.

In other words, a pretty sizable chunk appeared to have "learned" their color-letter synesthesia from the toy.

The finding is already surprising in its own right: we're talking about somewhere between 400 and 1,000 people (just in this sample!) who potentially see the world according to how it was portrayed to them in a single toy.

More importantly, though, piecing together the puzzle of how synesthetes come to possess their strange qualities could help us find out some important things about how the rest of us learn.

Learned synesthesia

Just by comparing the people whose synesthesia matches the toy's colors (the researchers call them "magnet synesthetes") with people whose synesthesia doesn't match it, the researchers were able to determine that their synesthesia is probably not some unique subtype. Instead, they learned that these magnet synesthetes probably acquired their synesthesia in the same way many other color-letter synesthetes do: by learning it.

Take the letters Y and G, for example. Most synesthetes match these letters with the colors yellow and green. Even in magnet synesthetes, where most of their matches correspond with the color of the magnets, they differ on the Y and G letters, which are colored red in the toy. Instead of red, they tend to also color them yellow and green.

"Magnet synesthetes have the same tendency as the other synesthetes," Stanford University psychology professor and lead study author Nathan Witthoft told Business Insider, "because they're also being influenced by everything else."

In other words, the toy isn't the only thing influencing how color-letter synesthetes match letters with colors. Other things are too. And these two influencing factors compete, and often conflict, with each other. "That's what's happening when a synesthete sees the letter Y as yellow even when he or she grew up with a toy that taught him or her to see it as red," says Witthoft.

This finding squares with decades of previous research suggesting that at least some partsor types of synesthesia are learned, possibly over lengthy periods.

Which leads us to another finding, also supported by previous research:

We all might be a little bit synesthetic

While most of us might not see the letter 'M' as red, the vast majority frequently link certain words, numbers, or sounds with colors.

A 2001 study, for example, found that most people (synthetic or not) tend to link a high-pitched sound with a lighter color and a lower-pitched sound with a darker one.

Many of us take our cross-sensory perceptions to an even deeper level, too — going as far as to link made-up words with specific sizes and shapes. In a 1929 study that was one of the earliest experiments designed to test how our senses interact, University of Chicago linguist Edward Sapir asked his volunteers to link two nonsense words, mil and mal, to one of two tables (one of which was larger than the other). All but one person linked mil with the smaller table. At the same time, co-study author University of Berlin psychologist Wolfgang Kohler asked his participants to identify which of two made-up words, takete and maluma, was associated with which shape, a lumpy, roundish amoeba or a jagged, spiky creature. The majority said the jagged shape was takete while the lumpy one was maluma.

What separates synesthetes from non-synesthetes, then, is a bit murkier.

But Witthoft says they tend to be more implicitly aware of the way the sensations are encoded, and they tend to also be much more consistent, such as knowing deep-down that the hue of the color 7 is a specific shade of deep purple or that the taste of the word phone is sharp like a certain kind of pickle.

"It's something about the way sensations are encoded," says Witthoft. "It's in everyone."

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Athens (AFP) - Finance minister Yanis Varoufakis upped the stakes sharply ahead of Monday's crucial Eurogroup meeting in Brussels by raising the prospect of new 
Greek elections or even a referendum on any debt deal.

If eurozone ministers do not accept seven major reforms Greece has put forward to unlock the next tranche of its much-needed bailout, "there could be problems", he warned in an interview with Italian newspaper Corriere della Sera on Sunday.

"We can go back to elections. Call a referendum," he told the daily. "But, as my prime minister told me, we are not glued to our seats yet."

The last time Greece threatened a referendum on its bailout in November 2011, it sent global markets into panic, infuriated its European partners and led to the fall of then prime minister George Papandreou.

The veiled warning was echoed by Panos Kemmenos, the leader of the radical Syriza government's coalition allies, the Independent Greeks. 

"If our creditors raise a question about the support of Greek people, a referendum is an option," the defence minister told the Agora newspaper.

The huge public support enjoyed by the far-left government has slipped markedly from 83 percent last month to 64 percent, according to a Marc poll published Saturday.

Varoufakis dismissed reports Greece was hoping to secure a new loan in his interview, given on the sidelines of a conference in Venice. He said the country would "not return to the mechanism of loans in exchange for a programme to be respected."

And he accused the EU of hampering Greece's efforts to pull clear of a deep recession by spooking investors with warnings Athens could crash out of the eurozone.

- 'War with the lenders' -

There was further fighting talk from Interior Minister Nikos Voutsis. He told parliament Friday that Greece "is at war with the lenders... Every month the leash is getting tighter for us. But in this war we won't proceed like happy scouts ready to follow bailout policies," he warned.

The Greek ministers' comments came as the European Central Bank took a hard line ahead of the Brussels meeting, saying it would not allow Athens to take out any more of the short-term loans it has been using to keep public services going.

ECB director Benoit Coeure told the German weekly Frankfurter Allegemeine Sonntagszeitung that "the ECB cannot finance the Greek government. We're not allowed to. That is illegal." 

However, Eurogroup chief Jeroen Dijsselbloem and European Commission head Jean-Claude Juncker took a much more conciliatory line, with the Dutch finance minister responding "positively" to the reforms proposed in a widely-leaked letter from Varoufakis, according to Greek government sources.

The measures include plans to streamline bureaucracy, raise revenue from online gambling and, in a suggestion that drew scorn on social media, hire an army of amateur tax sleuths -- such as tourists -- to help clamp down on tax avoidance.

Juncker called Saturday on the EU to recognise the gravity of the situation in Greece -- both for the country's impoverished citizens and for the wider risks to the eurozone.

"We must be sure that the situation does not continue to deteriorate in Greece. What worries me is that not everyone in the European Union has understood how serious the situation is," Juncker told German paper Die Welt. 

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In 2010, Mike Henkel dropped out of college after only two years at Central Michigan University.

"It was always in the back of my mind that I never wanted to work for anyone else," he explains. "I was going to college and doing what everyone else was doing, and one day I stopped."

Henkel got his real estate license in only eight days and, two weeks later, he started looking for properties to buy with the $10,000 in his bank account saved from years of summer jobs.

At 20 years old, he bought a five-bedroom condo for about $60,000 near the college campus, and rented the four spare bedrooms to friends for $300 a month.

The income provided him with a free place to live while he spent his time replenishing his bank account by holding three jobs: a morning position as a realtor, an afternoon gig as a leasing agent at an apartment complex, and another night and weekend job working at a combination bowling alley/golf course.

In the spring of 2011, the opportunity arose to buy two more five-bedroom units in the same area. "I had saved barely enough to put down a down payment, and I didn't have enough money to close," Henkel remembers. "I have three credit cards, and I took out three cash advances and went to a payday loans place and bought five $800 loans. As soon as I closed, I used every dime I got to pay off those little loans." He estimates it took him about 2-3 months to eliminate about $6,000 of debt, and that fall, he bought another unit.

Henkel turned his attention to making the units easier to rent to local college students. "The units were five bedrooms, two bathrooms, 1,700 square feet, near the university — it was strange they weren't renting out well. I went in there and said 'Ok, if I was going to live here — and I did live there! — what would I want done?'"

He ended up spending about $5,000 per unit ("I put it on the credit card and then paid that off as soon as I could") to replace the flooring with laminate and new carpet, coat the walls in fresh paint, and bring in new appliances.

Over the next few years, Henkel kept acquiring new properties near campus. In 2012, he got a deal to buy six new places for only 5% down, which ended up costing him about $14,000. That year, he bought a total of eight units.

"At that point, every time I bought something, my bank account would go to zero or pretty close, and then I would build it up and do it again," he remembers. "I know it was risky, but I was 21 and 22 and I wanted to just go."

He admits that taking on so much risk made him uneasy. "It used to really get to me," he says. "I'd get really stressed. With the first couple of units I was taking a leap of faith. I would puke every other day, and I wouldn't sleep. But I think there's something about working in the business and doing it, you get to the point where stressing out isn't going to do anything about it. Now I feel like I react. Like I told a friend: If someone chucks a ball at you, you're not going to freak out about that ball coming — you're going to get the hell out of the way. Worrying about the ball won't stop it from coming."

In 2013, he bought another 15 (14 of which he purchased with a partner), and in 2014, another group of 15. The units now sell for closer to $80,000, and he puts about $8,000 into renovating each one before renting them to local students for about $300 per bedroom each month. He slowly phased out his three jobs, and now devotes his full time to managing his properties out of his three-bedroom apartment in one of the bigger buildings, which he turns into a leasing office in the afternoons. 

Renting to college students comes with its own set of challenges. Henkel says he's seen his properties completely trashed, and makes a point of doing joint leases that make every roommate responsible for the unit.

He estimates he has to take one out of every 10 groups of renters to small claims court for unpaid rent, and he sends damages to collections. However, he explains, so far he's been able to work out payment plans with errant tenants and not had to go so far in the process that their delinquency appears on their credit reports.

"When I was 19 or 20, so many people I looked at that did what I was doing — pinching pennies and trying to save and spend this much — that wasn't for me," he shares. "I want more in life. I don't want to be tied down to a job. If my units are filled, I want to get to the point where I can hire other people, so if I want to go to Vegas next week, I can go. If I have kids someday, I can go places with them without worrying about work."

Henkel now owns a total of 42 units (177 rentable bedrooms) worth about $4 million. "My goal is to get enough units to where I can have a team," he continues. He explains that his strengths are filling the rooms and figuring out what's needed to attract tenants, but says he struggles with remaining organized. "My first employee will be someone really organized so I can worry about filing the units, then I'll get another person to rent the units and slowly take myself out of the equation."

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On October 16, Texas Health Resources released a grainy video of Nina Pham, a nurse at one of the company's Dallas hospitals who had contracted Ebola while caring for the first person to receive a diagnosis of the virus in the US.

Her patient, Thomas Eric Duncan, had died about a week earlier, two days before Pham woke up with a fever. 

In the video, Pham, 26, is sitting up in a hospital bed, quiet at first.

"Thanks for being part of the volunteer team to take care of our first patient," says a male voice, off-camera. "It means a lot."

She nods.

Now, in a lawsuit filed Monday in Dallas, Pham alleges that the video was an "ambush" and that her Ebola infection was a direct result of the "gross negligence" of her employer, Texas Health Resources. 

Pham, the suit alleges, was "a symbol of corporate neglect — a casualty of a hospital system's failure to prepare for a known and impending medical crisis."

While the hospital has had representatives telling its version of events for months, the lawsuit offers the first look at how the unthinkable happened, from the perspective of the first person to contract Ebola on US soil. Texas Health Resources is expected to contest this account.

'She did not volunteer'

On August 5, the Centers for Disease Control and Prevention held their first conference call to help clinicians prepare for the possibility that Ebola would show up in their hospitals. By then, the Ebola outbreak in western Africa was already historic in scale, and two Americans had been sent to the US for treatment.

By September, the lawsuit alleges, "the CDC and the American Hospital Association warned [Texas Health Resources] that Ebola was an imminent threat and that healthcare provider training and policies should be adopted ... as well as safe protocols for personal protective equipment to protect healthcare workers."

When Thomas Eric Duncan first showed up at the Texas Health Dallas Presbyterian Hospital in late September, he was sent home. Days later, when his condition had worsened and Ebola was suspected, he was admitted to the ICU. "Nina was told the patient would be hers," the lawsuit alleges. 

From the suit:

Nina was shocked. She had never been trained to handled infectious diseases, never been told anything about Ebola, how to treat Ebola, or how to protect herself as a nurse treating an Ebola patient. The hospital had never given her any ... training or guidance about Ebola. All Nina knew about Ebola is what she had heard on television.

According to the petition filed with the court, when Pham "asked her manager what she should do to protect herself," one of her superiors "went to the internet, searched Google, printed off information regarding what Nina was supposed to do, and handed Nina the printed paper."

Given that sequence of events, the suit alleges, it's clear "she did not volunteer to be his nurse." Still, she treated him when asked.

'More like a third-world country'

Before entering Duncan's room, Pham learned what she could from the internet. Ebola is transmitted via body fluids like blood, vomit, and diarrhea, all of which are often produced in excess as the virus progresses. Casual passersby are not likely to have close contact with these substances, but for caretakers and nurses, they are difficult to avoid.

So Pham took several precautions, according to the lawsuit: an isolation gown, a surgical mask, double gloves, and booties. But her hair and neck were left uncovered. The suit also alleges that because the hospital did not give her disposable scrubs or other clothes, "she had to wear the scrubs she wore that first day home, taking out of the hospital clothing that was potentially carrying the virus."

There was no reason Pham should have had to treat Duncan with so little training and preparation, argued Brent Walker, her lawyer, in an interview with Business Insider. "The hospital had equipment it could have used, but she was never given it, never told about it," he said, adding that the hospital did not immediately seek additional guidance from the CDC or a more prepared facility. "The only thing" Pham was told, Walker said, "was that she was getting an Ebola patient."

While Pham was scared, she believed — the petition to the court alleges — that her employer "would not put her in any situation that was as dangerous as she feared."

According to the lawsuit, the nurses talked among themselves, pooling what they had learned and heard from friends in other hospitals. "They were literally trying to guess as they went," Walker said.

But the suit alleges that they faced "circumstances ... that were more like what one would expect in a third-world country." With no designated teams to dispose of all the biohazardous waste that accumulates with an Ebola patient, the nurses tied up Duncan's soiled sheets, where they piled up in the room next to Duncan's. They poured bleach on contaminated materials and wrapped dirty sheets inside of clean ones, according to Walker.

That telling — of a haphazard approach to care — seems to contradict statements made by Dan Varga, Texas Health Resources' chief clinical director, at the time Pham's infection was first made public. The nurse was "following full CDC procedures," he told reporters. "We're very concerned."

Amber Vinson, a Dallas nurse who also treated Duncan and got Ebola soon after Pham, told CNN that she "followed the CDC protocol" and "never strayed." Still, she added, "We weren't the best prepared ... We did not have extensive training. We did not have a level of feeling comfortable with putting on and taking off the protective equipment. We didn't have the time to practice it."

'No risk'

When Duncan died, the lawsuit says, Pham "was heartbroken. The hope that she could save her patient was the one thing that had kept her going through the stress of the situation and fear that she had of the virus."

Soon after, the lawsuit alleges, something strange happened. Pham was called into a meeting with an occupational health manager from the hospital and a CDC representative. She "was told that the [personal protective equipment] she wore was safe and that she was 'no risk' of having contracted Ebola," according to the lawsuit. (Asked to verify what was said at this meeting, a CDC representative told us the agency "does not comment on pending lawsuits.")

Pham had assumed that in spite of her best-guess precautions, she was at some risk, given her alleged lack of training and ongoing close contact with a highly infectious patient. After that meeting, though, according to the suit, she felt confident "that she could freely see her friends and family."

Two days later, Pham woke up with a fever.

On her way to the hospital, she asked to be admitted as a "No Information" patient, the lawsuit alleges. That would provide an additional level of privacy protection and hide her name in her medical record; she "did not want anyone to know that she might be sick with Ebola," according to the suit.

The diagnosis was confirmed late that night. With the memory of Duncan's painful death still fresh in her mind, the lawsuit says, Pham was deeply afraid.

'Damage control'

Meanwhile, Texas Health Resources was under fire. Dallas Presbyterian was facing scrutiny and criticism for turning Duncan away when he first showed up to the ER. Varga, the chief clinical officer, was preparing to testify before a Congressional committee to publicly apologize. "We made mistakes," he said. "We are deeply sorry."

The subsequent infections of Pham and Vinson made the hospital chain look even worse. 

That's why, the lawsuit alleges, they "began PR damage control to try to combat the growing distrust in the core competency of THR's hospital ... [its] brand and its revenues were tanking ... THR began trying to use Nina as a PR tool."

The PR department called Pham while she was in isolation and "heavily medicated," according to the suit. It released an announcement updating her condition from "stable" to "good," even as doctors told Pham's mother that was not accurate.

A note from a pulmonologist, cited in the lawsuit, seems to show that doctors were having end-of-life discussions with Pham while they were also jockeying for the ability to release more information about her to the public — on behalf of the hospital's PR team, the lawsuit suggests. Here's the note from Pham's medical records, via the suit:

Discussed with her and reviewed in detail the consent form for release of information and she agrees to increased information release

Also discussed End of Life issues with her and of now she desires all levels of support. We agreed to discuss this again

The lawsuit calls the October 16 video, made on the day Pham was being transferred to the National Institutes of Health for treatment, "the act most indicative of THR's callousness in the pursuit of good PR."

While the video shows Pham as quiet and teary, she also manages an upbeat "I love you guys" and says, "Come to Maryland everybody." The overall reception to the video was surprise that she seemed to be in relatively good shape. But the lawsuit casts those statements as carefully coaxed out of her by a doctor wearing a GoPro, after she initially "did not give the answers THR was looking for."

"Never once did THR get Nina's permission to be used as a PR pawn like this," the lawsuit alleges. In its "focus on growth, cost control, and branding a sterling image," the company "used [Pham] when she was in the darkest moment of her life, all for THR's own benefit," the suit alleges.

Texas Health Resources directly contests that allegation. "THR was sensitive to Nina’s privacy, and we adhered to HIPAA rules in determining what information to share publicly," CEO Barclay Berdan wrote in an email sent to employees and shared with Business Insider. "We had Nina's consent to share the information about her that was released."

'Sad it had to come to this'

Eventually, Pham was released from the NIH Ebola-free.

According to her lawyer, she is still dealing with some lingering effects of the virus and the four experimental treatments she received. Her symptoms, Walker says, include lethargy, weakness, liver problems, and hair loss. She is on "the equivalent of sick leave" from the hospital, and while she hopes to use her expertise to help other nurses, she will probably not return to clinical nursing.

"It was such a traumatic experience she can’t imagine walking back into the hospital," Walker told us. "This is a 26-year-old who thought she was going to die a horrible gruesome death."

Meanwhile, Texas Health Resources released a statement in response to the suit. "Nina Pham served very bravely during a most difficult time as we all struggled to deal with the first case of Ebola to arrive in a US hospital's emergency room," Wendell Watson, a spokesman for Texas Health Resources, said in the statement. "Texas Health Resources has a strong culture of caring and compassion, and we view all our employees as part of our family. That's why we have continued to support Nina both during and after her illness, and it's why she is still a member of our team. As distressing as the lawsuit is to us, we remain optimistic that we can resolve this matter with Nina."

As for Pham, she's focusing on her health, she told The Dallas Morning News. "It’s kind of a relief now that the lawsuit is filed," she said, "but it's still sad it had to come to this."

SEE ALSO: The tragic story behind the first Dallas Ebola patient

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Washington (AFP) - President Barack Obama assured in a taped television interview Sunday that the United States was prepared to "walk away" from nuclear talks with Iran if a verifiable deal cannot be reached with Tehran.

Obama made the comments Saturday as US Secretary of State John Kerry was in Paris to smooth over differences with France, which has pressed for greater guarantees that an agreement will stop Iran from gaining a nuclear weapon.

"If there is no deal then we walk away," Obama said in the interview, which aired on CBS Sunday Morning.

"If we cannot verify that they are not going to obtain a nuclear weapon, that there's a breakout period so that even if they cheated we would be able to have enough time to take action -- if we don't have that kind of deal, then we're not going to take it," he said.

Obama said the negotiations on Iran's nuclear program were gaining "greater urgency because we have been negotiating for over a year." 

"And the good news is during this period Iran has abided by the terms of (an interim) agreement. We know what is happening on the ground in Iran. They have not advanced their nuclear program.

"So we're not losing anything through these talks. On the other hand, you get to a point in negotiations where it is not a matter of technical issues any more, it is a matter of political will."

In Paris, Kerry agreed with the French that there were still gaps to overcome in the "critical weeks" ahead.

"We want an agreement that's solid," Kerry told reporters after meeting with French Foreign Minister Laurent Fabius.

"We want an agreement that will guarantee that we are holding any kind of program that continues in Iran accountable to the highest standards so that we know in fact that it is a peaceful program."

Fabius stressed that "differences still remain" which had to be "overcome" and "there is still work to do."

Fabius had expressed his concerns over the deal on Friday, saying "as regards the numbers, controls and the length of the agreement, the situation is still not sufficient."

Iran has long denied seeking to arm itself with an atomic bomb, insisting its nuclear program is for energy production and other civilian purposes.

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Smithsonian.com has announced the finalists for its 2014 photo contest, in categories such as natural world, travel, people, Americana, altered images, and mobile.

The competition saw more than 26,000 entries this year from 93 countries. It is the 12th year of the contest.

The Smithsonian is also running a reader's-choice contest where people can vote on their favorite image.

The winners of this year's awards will be revealed on March 31.

Women sew their fishing net in a village near Vinh Hy Bay, Vietnam.

President Barack Obama in the Oval Office of the White House on October 7, 2014.

Light refracts through the curves of a breaking wave in New South Wales, Australia.

It's been a long winter for New Yorkers, and "Saturday Night Live" cast member Leslie Jones has had enough of the cold, among other things.

Jones, who moved from Los Angeles to New York to join "SNL" last year, expressed her many issues with the city on last night's "Weekend Update."

She first took issue with how much walking New Yorkers do:

Everything is hard in New York. Why does it need to be this cold? Why? And I'm tired of walking. I gotta stretch before I even go to the store. And New Yorkers don't know how to give directions, a 'couple of blocks' ends up being FIVE MILES. I went to meet a man at a restaurant that you New Yorkers say 'is a couple of blocks' and I almost froze to death like Jack Nicholson in 'The Shining.' These avenues is killing a bitch. Lord, why does the avenues have to be longer than the blocks? I've been on Fifth Avenue for ten hours! When is it going to turn to Sixth?

And stop trying to explain this East/West stuff to me, okay? Because I'm not going to get it. The last East/West thing I understood was Biggie and Tupac and that did not end well.

She then tackled the dirty subways:

And the subway? The subway just nasty. I was standing on the subway platform one day and a breeze came through and I wanted to kill EVERYBODY. Did rat feces dust just fly into my mouth? And my date, this guy who I thought I liked, is standing there like 'Ooo doesn't the breeze feel good?' and I'm like, 'No, shut up. We just died here, we just caught rat AIDS.'

Jones has issues with the women in New York, too:

I've got to compete with these white, beautiful New York bitches. And none of y'all are scared of me, at all. I used to be able to scare the hell out of a white girl in L.A., just walk up to 'em and give my best Compton stare. Not out here, you white bitches are strong. I bumped into a white girls on the train and she was like, 'Yeah, bitch, WHAT?!' And I was like, 'Oh my god, I am so sorry.'  She turned me into the white girl.

Watch the full "Weekend Update" clip below: 

SEE ALSO: 'Dinner in NY' photo series reveals how New Yorkers really eat in their cramped apartments

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NOW WATCH: 6 Crazy Things Revealed In HBO's Explosive New Scientology Documentary 'Going Clear'

Space exploration's golden age was arguably at its very start, when ambition was boundless and progress came in great strides.

A massive collection of vintage photos from this era went up for auction on February 26 at London's Bloomsbury Auction.

The nearly 700 photographs — original prints, not reproductions — come from the collection of a single European collector.

The auction lasted nearly ten hours and brought in a total of £489,440, (or more than $755,500) from more than 300 bidders.

Here are 21 of them, in chronological order, starting in 1946 with the first image of Earth from space.

On October 24, 1946, mankind got its first photograph taken from outer space, at an altitude of 65 miles. A camera attached to a V-2 Rocket, a product of German engineering during World War II, was set up to snap a photo every second and a half. The rocket crashed back to Earth, its film roll kept safe by a steel casing.

Ed White was the first American astronaut to take a spacewalk, on June 3 1965. A cosmonaut (as Soviet space explorers are called) by the name of Alexei Leonov beat him to it by almost three months — though Leonov had a brush with death to do so, as he was forced to let oxygen out of his suit before reentering his spacecraft. Spacewalks are an important part of an astronaut's toolkit, who exit their vessels in order to make repairs on the outside.

Another shot of Ed White's historic spacewalk. "You looked like you were in your mother’s womb," White's copilot James McDivitt later told him.

Source: Bloomsbury Auctions

The latest in sleep science is clear: No matter how self-motivated you may be, you need a good night's rest to perform to your highest potential.

Nitun Verma is a Stanford-trained sleep medicine researcher and cofounder of the health care company PeerWell who took to Reddit to answer users' questions about getting a perfect night's sleep. We've taken the best tips from his writing, as well as additional information from Harvard and the National Sleep Foundation.

Go to sleep and wake up at the same time every day.

Your body runs on an internal clock, which you can think of as the balance between an alerting signal and sleep drive, as shown in an interactive chart from the sleep division at the Harvard Medical School.

In a healthy schedule, one's sleep drive decreases in the day as one's alerting signal increases. One can stay awake with an alert mind for "as much as 16 or 17 hours straight" according to Harvard. During sleep, the sleep drive increases while the alerting signal decreases.

It's why powering through your internal clock or catching up on sleep on the weekend puts your body through the same experience as jet lag, Verma writes on Reddit. There will be times, of course, where you have some late nights on the weekend, but the least you can do is stick to a tight schedule during the week and understand how a night on the town affects your biological rhythm.

Get 7-9 hours of sleep.

There are five stages of sleep necessary for "muscle repair, memory consolidation and release of hormones regulating growth and appetite,"according to the National Sleep Foundation. Seven to nine hours are required for the average adult to fully go through each stage.

Verma explains on Reddit that people who barely get sleep and seem alert are deceiving themselves. He writes:

When people get a low amount of sleep (like 4-5 hours) for a long time, they think they've gotten used to it, and don't need the usual amount. It is true, that they don't feel as sleepy as they used to... For example, if someone who normally gets 8 hours of sleep drops to 4 hours, they will feel pretty tired/miserable for a week or two. But after more time, they won't notice sleepiness. So they start to think they've trained themselves. But.. being sleepy is different. Being sleepy means your brain isn't working as fast as it used to.

Be careful with what you eat and drink shortly before bed.

Avoid stimulants like caffeine and nicotine for obvious reasons, the National Sleep Foundation says. Also avoid large meals before going to sleep, since your metabolism's processing of the food will throw off your internal clock. And while alcohol is a depressant that can make you fall asleep, the metabolizing of the alcohol can lead to disruptions of the important second half of your sleep cycle.

And if you rely on even moderate drinking or smoking of marijuana to fall asleep each night, as some of Verma's Reddit readers said they did, you should probably consult a physician to see if you actually have a sleep disorder.

Don't do intense exercise too soon before bed.

Similarly, you don't want to raise your metabolism with a weight-lifting session or pickup game of basketball too late in the day. "On days of extreme activity at night, the metabolism is increased for several hours," Verma writes. "That causes increased heat, and confuses the brain to stay awake. It increases the struggle to catch sleep. That heat is different from a blanket, or taking a warm shower."

If you've got an unavoidably abnormal work schedule, make use of accessories like blackout curtains to help your circadian rhythm adjust.

If you work the night shift, you may have to force your body to adjust its internal clock. Verma recommends using blackout curtains to keep daylight from pouring into your room, as well as earplugs and a white noise machine to diminish background noise.

Have a regular pre-bedtime ritual.

"Imagine your body is like a car," Verma writes on PeerWell. "Even if you slam on your brakes your car will take some time to stop. In the same way you cannot stop your body immediately. You need to slow down before you can come to rest."

Verma recommends spending at least an hour away from your smartphone, laptop, or television before bed, and using deep breathing for 10 minutes to help quiet your mind and transition into sleep.

Regulate your light intake.

Your body produces the hormone melatonin to regulate your circadian rhythm, and its regulation is dependent on light intake. Your body is wired to sleep in the dark and wake with daylight, Verma says, so help it along by keeping lights dim before bed and opening the shades when you get up.

SEE ALSO: EXPERTS: Here's how much sleep you really need

DON'T MISS: We used iPhone time-lapse video to see how much an average 28-year-old man tosses and turns in his sleep

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NOW WATCH: We Used iPhone Time-Lapse Video To See How Much An Average 28-Year-Old Man Tosses And Turns In His Sleep

Keurig Green Mountain is facing a growing backlash against K-Cups, the plastic pods used to brew coffee in its machines.

The pods have become wildly popular in recent years, with nearly one in three households now owning a pod-based coffee machine, Quartz's James Hamblin reports. 

But they are difficult to recycle, raising serious environmental concerns that have forced their inventor, John Sylvan, to have regrets.

"Looking back on his invention, amid increasing public condemnation of K-Cups as a scourge on the planet, Sylvan told me, 'I feel bad sometimes that I ever did it,'" Hamblin writes.

Now some customers are threatening to boycott the company until it makes the pods more environmentally friendly. 

While the components of the pods are recyclable, someone would have to break down the pod into pieces to prevent it from ending up in a landfill, Quartz reports.

"Because the K-Cup is made of that plastic integrated with a filter, grounds, and plastic foil top, there is no easy way to separate the components for recycling," Hamblin writes.

The company has pledged to make K-Cups fully recyclable by 2020, though many customers say that's not soon enough.

"We're not happy with where we are either," a Keurig spokesman told Hamblin of the company's efforts to make the pods more environmentally friendly. "We have to get a solution, and we have to get it in place quickly."

SEE ALSO: The Keurig K-Cup's inventor says that he feels bad that he made it — here's why

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Now that we have reached the nine-figure threshold with the sale of a penthouse at One57 for $100.5 million, New York's luxury real-estate developers are seeing how far they can push the price tags on their latest projects.

This week, two developers unveiled the floor plans for the top apartments in their new high-rises, and they are virtually guaranteed to set records.

Vornado Trust Realty is building a 69-story tower at 220 Central Park South, in the heart of Manhattan's "Billionaires' Row." While prices for the six penthouses have not yet been revealed, sources told The Real Deal that the most expensive one would "ask between $150 million and $175 million."

Meanwhile, Zeckendorf Development — the company behind behemoth 15 Central Park West— released the floor plans and price for the pinnacle apartment at 520 Park Avenue, the high-rise it is building on Manhattan's east side. That penthouse, a triplex, will be listed at $130 million, the real-estate blog 6sqft reported.

And in February, the developers of another luxury tower at 550 Madison Avenue, the former Sony headquarters, announced that their penthouse would hit the market with a price tag of $150 million. That apartment, also a triplex, will encompass 21,500 square feet, according to The Real Deal.

Here's how the three new offerings (all still under construction) stack up:

550 Madison Avenue: $150 million, 21,500 square feet. Eight bedrooms, eight bathrooms, 10 half-baths.

520 Park Avenue: $130 million, 13,650 square feet. Eight bedrooms, nine bathrooms, two half-baths.

220 Central Park South: "$150 to $175 million."

Somewhat less is known about the blockbuster penthouse at 220 Central Park South, since its floor plans have not yet been made public. We do know that the building will have six penthouses. The priciest unit now on the market at 220 CPW is asking $60 million, according to The Real Deal. It has five bedrooms and is 6,591 square feet, so we can only imagine the specs for the best apartment in the building.

Given the red-hot nature of New York City's real-estate market, it should be interesting to see who winds up living in these three penthouses.

SEE ALSO: Inside One57, where New York's most expensive penthouse just sold for a record-breaking $100 million

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NOW WATCH: 14 things you didn't know your iPhone headphones could do